Why do businesses curb or express concern about the amount of time employees use computers for personal communication while they're on the job

Harvest Catering should recognize revenue from its catering service in accordance with generally accepted accounting principles (GAAP) and the specific guidelines provided by the applicable accounting standards (such as the Financial Accounting Standards Board's Revenue Recognition Standard, ASC 606, for US-based companies).

Under ASC 606, revenue should generally be recognized when the following criteria are met:

1. Identification of the contract: Harvest Catering should have a contract or agreement in place with the customer for catering services. The contract should outline the rights and obligations of both parties.

2. Performance obligations: Harvest Catering should identify the specific performance obligations within the contract, which typically include providing the catering services as agreed upon, delivering the food, and potentially additional services such as setup or waitstaff.

3. Determination of transaction price: Harvest Catering needs to determine the transaction price for its catering services, which is usually the agreed-upon amount specified in the contract. If there are variable considerations or discounts, they should be taken into account when determining the transaction price.

4. Allocation of the transaction price: If the contract includes multiple performance obligations (e.g., catering services and additional services), Harvest Catering needs to allocate the transaction price to each obligation based on their relative standalone selling prices.

5. Satisfaction of performance obligations: Revenue should be recognized as the performance obligations are satisfied. In the case of catering services, this would generally be when the food is delivered or the event is completed as specified in the contract.

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False. Economic sanctions imposed unilaterally tend to be unsuccessful in achieving their desired objectives.

Unilateral economic sanctions, which are imposed by one country without the support or participation of other nations, often face significant challenges and limitations that hinder their effectiveness. Firstly, when sanctions are imposed unilaterally, the targeted country may be able to find alternative trading partners or shift its focus to domestic production, reducing the impact of the sanctions. Additionally, unilateral sanctions may lack the necessary international cooperation and coordination to create a significant economic impact on the target country.

Moreover, unilateral sanctions can have unintended consequences. They may lead to economic hardship for the general population, creating social and humanitarian issues, while the ruling elites or government officials often find ways to circumvent the sanctions. In some cases, unilateral sanctions can also strain diplomatic relations and lead to increased tensions between countries.

In contrast, multilateral sanctions, which involve the cooperation of multiple countries, have a higher likelihood of success. They can exert greater economic pressure on the target country by limiting access to various markets and resources. Multilateral sanctions also send a stronger political message, indicating a unified stance against certain actions or policies.

Overall, while unilateral sanctions may be imposed for various reasons, they tend to be less effective compared to multilateral sanctions due to limited economic impact, unintended consequences, and lack of international cooperation.

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According to the question the highest rate Ramsey could pay on the ARM is 10.13%.

The highest rate refers to the maximum interest rate that can be charged on a loan or adjustable-rate mortgage (ARM) within a specified period. It represents the upper limit or cap on the interest rate that the borrower may have to pay during the loan's term.

The highest rate Ramsey could pay on the ARM would be the sum of the initial rate, margin, and the lifetime cap.
Initial rate: 5.13%
Margin: 2%
Initial index rate: 3.13%
Lifetime cap: 3%
To calculate the highest rate, we add the initial rate, margin, and lifetime cap:
Highest rate = Initial rate + Margin + Lifetime cap
Highest rate = 5.13% + 2% + 3% = 10.13%
Therefore, the highest rate Ramsey could pay on the ARM is 10.13%.

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In the early years of a mortgage, payments are mostly allocated towards interest, while in the later years, they are mostly allocated towards the principal.

A mortgage is a type of loan used to purchase a property that is repaid through monthly payments over a set period, typically 15 or 30 years. These payments consist of both the principal amount borrowed and the interest charged for borrowing the money. The proportion of each component in every payment changes over time according to an amortization schedule.

At the beginning of the mortgage term, a larger portion of the payment goes towards interest, as the outstanding principal balance is higher. As payments are made, the principal balance decreases, and as a result, the interest portion of each payment becomes smaller. Toward the end of the mortgage term, the principal portion of the payment becomes larger since most of the interest has already been paid off.

This process of amortization guarantees that the loan will be fully repaid by the end of the mortgage term. Therefore, as time passes, there will be a gradual shift in the payment allocation, with mortgage payments primarily allocated to interest in the early years and to the principal in the later years.

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During the period from the American Revolution to the time of the Civil War, paper currencies in the United States underwent significant changes and challenges.

Initially, during the American Revolution, each state issued its own paper currency known as "Continental currency." However, due to overprinting and lack of backing, the Continental currency rapidly depreciated, leading to widespread inflation and loss of confidence.

Following the Revolution, the United States adopted a new national currency system. The First Bank of the United States was established in 1791, and it issued banknotes that served as a reliable medium of exchange. However, the charter for the First Bank of the United States was not renewed in 1811, leading to a period of decentralized and unregulated banking.

During this period, state-chartered banks issued their own banknotes, which varied widely in quality and value. Counterfeiting was rampant, and the lack of a centralized currency system created confusion and instability.

In 1862, the U.S. government introduced the first federal paper currency known as "greenbacks" to fund the Civil War. These notes, issued by the United States Treasury, were not backed by gold or silver but were legal tender for all debts, public and private. The introduction of greenbacks marked a significant step towards a more centralized and stable currency system in the United States.

Overall, the period from the American Revolution to the Civil War saw a transition from state-issued currencies to a more unified and regulated system with the introduction of federal paper currencies. This evolution was driven by the need for stability, trust, and a more reliable medium of exchange for commerce and economic growth in the United States.

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The depreciation expense the company should recognize on December 32, Year 1 is option C 1200.

To determine the depreciation expense for the delivery van on December 31, Year 1, using the straight-line method, please follow these steps:

1. Calculate the total depreciable amount by subtracting the salvage value from the purchase price: $17,000 - $2,600 = $14,400.

2. Divide the total depreciable amount by the estimated useful life of the van to find the annual depreciation expense: $14,400 / 4 years = $3,600 per year.

3. Since the van was purchased on September 1, Year 1, and we need the depreciation expense until December 31, Year 1, calculate the proportion of the year that has passed:

4 months (September to December) / 12 months in a year = 1/3.

4. Multiply the annual depreciation expense by the proportion of the year that has passed: $3,600 * 1/3 = $1,200.

The company should recognize a depreciation expense of $1,200 on December 31, Year 1 using the straight-line method.

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Fixed exchange rates are often maintained using international monetary reserves held by central banks, controls on imports and exports, and domestic macroeconomic adjustments using monetary and fiscal policies. Open speculation by individual traders in foreign currency markets is not typically used to maintain fixed exchange rates.

The statement is true. Open speculation by individual traders in foreign currency markets is not typically used to maintain fixed exchange rates. Fixed exchange rates refer to a system where the value of a country's currency is pegged or fixed to the value of another currency or a basket of currencies.

To maintain fixed exchange rates, countries commonly rely on three main methods:

1. International monetary reserves: Central banks hold foreign currency reserves to intervene in the foreign exchange market and stabilize their currency's value. These reserves can be used to buy or sell currencies to maintain the fixed exchange rate.

2. Controls on imports and exports: Governments can impose restrictions such as tariffs and quotas on imports and exports to manage the balance of trade and stabilize their currency's value. These controls help regulate the supply and demand for foreign currencies and support the fixed exchange rate.

3. Domestic macroeconomic adjustments: Governments can use monetary and fiscal policies to adjust domestic macroeconomic conditions and influence the exchange rate. For example, they can adjust interest rates, money supply, taxes, and government spending to manage inflation, stimulate economic growth, and maintain the fixed exchange rate.

Open speculation by individual traders in foreign currency markets, while influential in determining exchange rates in floating exchange rate systems, is not directly used as a method to maintain fixed exchange rates.

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The given statement, "The total economic impact and growth of the beer market is estimated to be 2.0 percent of the total US GDP," is false because there is no specific percentage that universally represents the economic impact and growth of the beer market.

The contribution of the beer market to the overall GDP can vary depending on multiple factors such as market conditions, consumer preferences, and economic trends.

While the beer industry does make a significant contribution to the US economy, the specific percentage cannot be accurately determined without up-to-date data and comprehensive analysis. Therefore, it is incorrect to claim a fixed 2.0 percent figure without proper evidence and research.

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a. If the bonds were issued at par, their issue price would have been the same as their face value. b. To record the bond issuance in this instance, EWO Enterprises will debit cash for $189,000 and credit bonds payable for $189,000 in the ledger.

c. Record in journal:

Debit: $189,000. Cash

Credit: $189,000 Bonds Payable

b. If the bonds were issued at 104.5, this indicates that their issue price was greater than their face value. It is referred to as a bond premium. The premium lowers the effective interest rate and is amortised over the bonds' lifespan. EWO Enterprises will debit cash in the amount of $197,805 (i.e., $189,000 multiplied by 104.5%) and credit bonds payable in the amount of $189,000. The $8,805 discrepancy will be noted as a premium on the bonds payable account.

Record in journal:

Debit: $197,805 in cash

Credit: $189,000 Bonds Payable

Credit: $8,805 in Bond Premiums Due

c. If the bonds were issued at a price of 99, their issue price was less than their face value. Bond discounts are what this is. The discount raises the effective interest rate and is amortised over the bonds' lifespan. EWO Enterprises will debit cash in this instance for $187,110 ($189,000 multiplied by 99%) and credit bonds payable in this instance for $189,000. The $1,890 discrepancy will be noted as a markdown on the bonds payable account.

Record in journal:

Credit: Bonds Payable $189,000 Debit: Cash $187,110

Discount on Bonds Payable, $1,890, debit

In conclusion, whether or not the bonds were issued at par determines the journal entry to be made to document the issuance of long-term debt.

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a. When the bonds are issued at par, the journal entry to record the issuance is as follows:

Cash (or Bonds Payable) $189,000

Bonds Payable (or Cash) $189,000

b. When the bonds are issued at a premium, the journal entry to record the issuance is as follows:

Cash $197,805

Bonds Payable $189,000

Premium on Bonds Payable $8,805

c. When the bonds are issued at a discount, the journal entry to record the issuance is as follows:

Cash (or Bonds Payable) $186,090

Discount on Bonds Payable $2,910

Bonds Payable $189,000

Note: The Discount on Bonds Payable account is a contra-liability account, and it is presented as a deduction from the face value of the Bonds Payable in the balance sheet.

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A strategy to be the industry's overall low-cost provider may not be particularly well-matched to the market situation when buyers have widely varying needs and special requirements, and the prices of substitute products are relatively high.

This is because, in such a situation, buyers are willing to pay a premium for products that meet their specific needs and requirements. Therefore, a low-cost provider may not be able to differentiate its offerings from its rivals and may not be able to capture a significant share of the market. In addition, if there are only a few, large-volume buyers in the industry, they may have significant bargaining power and may demand customized solutions that a low-cost provider may not be able to provide. In such a scenario, it may be more effective for a company to focus on product differentiation and offering unique value propositions that appeal to specific segments of the market.

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When decision-makers face incentives that make it difficult to achieve mutually beneficial outcomes, we say they are in a prisoner's dilemma.

A detailed answer to this question would explain that the prisoner's dilemma is a game theory concept that illustrates a situation where two individuals, or groups, must make a decision that affects both parties. In this scenario, each decision-maker has the choice to cooperate with the other or act in their own self-interest.

The dilemma arises when the outcome that benefits both parties is dependent on both decision-makers choosing to cooperate, but the incentive to act in self-interest often outweighs the incentive to cooperate. As a result, the outcome often ends up being one where both parties lose or do not achieve the best possible outcome.

The term "prisoner's dilemma" comes from the hypothetical scenario where two prisoners are given the option to confess to a crime or stay silent, with the outcome of their decision affecting the other's sentence. A long answer to this question could provide additional examples of prisoner's dilemmas in different contexts and industries, as well as strategies for overcoming the dilemma and achieving mutually beneficial outcomes.

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The firm charging $112 in a perfectly competitive industry will not be able to sell its products because the equilibrium price is $100. In the long run, the firm will be forced to lower its price to $100 or exit the industry due to competition.

In a perfectly competitive industry, all firms are price takers, meaning they cannot influence the market price. The equilibrium price is determined by the intersection of the industry's supply and demand curves. If a firm charges a higher price than the equilibrium price, consumers will opt to purchase from other firms offering the same product at a lower price. As a result, the firm charging $112 will have no customers and will experience a decrease in demand.

In the long run, firms in a perfectly competitive industry can freely enter or exit the market. If the firm persists in charging $112, it will continue to face a lack of demand, leading to losses. In response, the firm will have two options: adjust its price to the equilibrium price of $100 or exit the industry altogether.

Lowering the price to $100 would allow the firm to compete on an equal footing with other firms in the industry. However, if the firm decides not to lower its price, it will likely suffer sustained losses, which are unsustainable in the long run. In this case, the firm may choose to exit the industry to avoid further financial difficulties.

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Dissaving in the current period refers to the situation where individuals are spending more money than they are earning. This can occur due to various reasons such as unforeseen expenses, a decrease in income, or poor financial planning. In order to fund dissaving, individuals have a few options to consider.

Firstly, borrowing from friends can be an option to fund dissaving. However, this option should be exercised with caution as it can potentially damage relationships and may not be a reliable source of funding in the long term.

Secondly, bank loans can be considered to fund dissaving. This option provides a reliable source of funding, but it comes with interest rates and repayment terms that need to be considered carefully before committing to borrowing.

Thirdly, previous savings can be used to fund dissaving. This option is the most financially responsible as it does not involve taking on additional debt. However, this is only possible if individuals have saved up money in the past and have not used up all their savings.

Lastly, current income earned can also be used to fund dissaving. Individuals can adjust their spending habits and cut back on discretionary expenses to free up more money for essential expenses.

In conclusion, the options to fund dissaving are (i), (ii), and (iii), and (iv), but the best course of action depends on each individual's financial situation and goals. It is important to carefully consider the implications of each option before making a decision.

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Bramble Corp. received $228400 from the sale of the machinery.

Depreciation is the process of allocating the cost of an asset over its useful life. It is an important accounting concept that allows companies to expense the cost of an asset over time and match it with the revenue generated by the asset. In this context,

Bramble Corp. purchased machinery for $920000 on January 1, 2017, with a useful life of 5 years and a salvage value of $59500. Straight-line depreciation has been recorded, meaning that the same amount of depreciation expense is recorded each year. Therefore, the annual depreciation expense is calculated as follows:

Depreciation Expense = (Cost - Salvage Value) / Useful Life

Depreciation Expense = ($920000 - $59500) / 5

Depreciation Expense = $172900 per year

Now, we need to determine the accumulated depreciation as of May 1, 2021, the date of sale. Since the machinery was purchased on January 1, 2017, the company recorded 4 years of depreciation expense by May 1, 2021.

Accumulated Depreciation = Depreciation Expense x Number of Years

Accumulated Depreciation = $172900 x 4

Accumulated Depreciation = $691600

Therefore, the carrying value of the machinery as of May 1, 2021 is calculated as follows:

Carrying Value = Cost - Accumulated Depreciation - Gain or Loss on Sale

Carrying Value = $920000 - $691600 - $13000

Carrying Value = $215400

The gain on sale is calculated as follows:

Gain on Sale = Selling Price - Carrying Value

Gain on Sale = Selling Price - ($920000 - $691600)

Gain on Sale = Selling Price - $228400

We know that the gain on sale is $13000, so we can solve for the selling price:

Selling Price = Gain on Sale + Carrying Value

Selling Price = $13000 + $215400

Selling Price = $228400

Therefore, Bramble Corp. received $228400 from the sale of the machinery.

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In Paragraph 1, the error is in the spelling of "personnel." The best revision is Choice 2: "Thank you for contacting Ego Building Associates.

Ego personnel take great pride in providing the most prompt, reliable service in building maintenance and repair."

In Paragraph 2, there are multiple errors: "dessert" should be "desert," "sufficeint" should be "sufficient," and "excellant" should be "excellent."

The best revision is Choice 2: "As we are located in the Arizona desert, where stucco finish is popular, our staff receives many work orders to repair stucco after tenants have relocated."

In Paragraph 3, "cataloge" should be "catalog," and "oppertunity" should be "opportunity."

The best revision is Choice 2: "Please send us your catalog of stucco services and finishes. Perhaps our companies will have the opportunity to work together in the future."

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True. AWS' S3 is considered one of the most reliable and flexible storage solutions in the market.

It offers a wide range of features and capabilities that make it stand out from its competitors. One of its strengths is its ability to provide high availability and durability, making it an ideal choice for frequently accessed data. With S3, users can store and retrieve data easily, with low latency and high throughput. Moreover, S3 provides a variety of storage classes, including standard, infrequent access, and Glacier, each tailored to specific use cases and cost considerations. All these features and capabilities make S3 a preferred storage solution for many organizations, and its competitors are finding it hard to match its performance and flexibility. In summary, AWS' S3 beats its competitors in most storage aspects, including for frequently accessed data.

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San Marcos Division's residual income for the most recent year was $2,180,000.

To calculate the San Marcos Division's residual income, we first need to calculate its operating income. Operating income is calculated by subtracting expenses from sales, which gives us $2,500,000 ($10,000,000 - $7,500,000).
Next, we need to calculate the division's invested capital. Invested capital is calculated by subtracting total assets at the beginning of the year from total assets at the end of the year, which gives us $2,000,000 ($7,000,000 - $5,000,000). Now, we can calculate the San Marcos Division's residual income. Residual income is calculated by subtracting the division's required rate of return from its operating income, and then multiplying that difference by its invested capital. The required rate of return for all divisions is 16%, which is the same as the target rate of return. So, we can calculate the residual income as follows:
Residual income = ($2,500,000 - (0.16 x $2,000,000))
Residual income = $2,500,000 - $320,000
Residual income = $2,180,000
Residual income is a financial performance metric that measures the profitability of an organization's assets. It is a measure of how much money an organization has earned above and beyond its minimum required rate of return. This is important because it helps an organization understand whether its divisions are performing at a level that justifies their investment. In this case, the Atlanta Company has set a target rate of return of 16% for all divisions. The San Marcos Division generated sales of $10,000,000 and expenses of $7,500,000 in the most recent year. The division had total assets of $5,000,000 at the beginning of the year and $7,000,000 at the end of the year.
Using the formula for residual income, we calculated the San Marcos Division's residual income to be $2,180,000. This means that the division generated $2,180,000 in income above and beyond the 16% target rate of return.
This information is important for the Atlanta Company because it helps them determine whether they are investing in the right areas. If a division's residual income is consistently below the target rate of return, it may be an indication that the division is not performing as well as it should be. In contrast, if a division's residual income consistently exceeds the target rate of return, it may be an indication that the division is performing very well and may be a good area for the company to invest in further.

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Let's assume the fixed amount Fadil earns for each television is x dollars.

For each television sold with an extended warranty, Fadil earns an additional $25. So, the total additional earnings from selling 14 televisions with extended warranties would be 14 * $25 = $350.

In addition to the additional earnings from extended warranties, Fadil earns a fixed amount for each television. Therefore, the total earnings from selling 14 televisions with extended warranties would be the fixed amount multiplied by 14, plus the additional earnings of $350.

We can set up the equation:

14x + $350 = $1,260

Solving this equation for x, we subtract $350 from both sides:

14x = $1,260 - $350

14x = $910

Dividing both sides by 14, we find:

x = $910 / 14

x ≈ $65

Therefore, the fixed amount Fadil earns for each television is approximately $65.

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The average collection period in 2013 was  46 days. Option A) is correct .

To calculate the average collection period in 2013 for Leggett & Platt, Inc., you need to follow these steps:

1. Calculate the average accounts receivable by adding the accounts receivable at the beginning and end of the year, then dividing by 2. In this case, it would be ($482.6 million + $465.4 million) / 2 = $474 million.

2. Calculate the daily net sales by dividing the net sales by the number of days in a year (assume 365 days). For this example, it would be $3,746 million / 365 days = $10.26 million per day.

3. Calculate the average collection period by dividing the average accounts receivable by the daily net sales. In this case, it would be $474 million / $10.26 million per day = 46.2 days.

However, Based on these calculations, the average collection period in 2013 for Leggett & Platt, Inc. was approximately 46 days. Therefore, the correct  answer is A) 46 days.

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The marginal factor cost to the firm of hiring the 11th worker is the additional cost incurred by the firm when it hires that additional worker.

In this case, to hire the 11th worker, the firm needs to raise the wage for all workers from $15.00 to $16.00 per hour. Therefore, the marginal factor cost of hiring the 11th worker is the increase in wage cost for all 10 workers.
To calculate the marginal factor cost, we can subtract the total cost before hiring the 11th worker from the total cost after hiring the 11th worker.
Let's assume that each worker works for 40 hours per week and the firm operates for 52 weeks in a year.
Before hiring the 11th worker:
Total cost = 10 workers * $15.00 per hour * 40 hours per week * 52 weeks per year
After hiring the 11th worker:
Total cost = 11 workers * $16.00 per hour * 40 hours per week * 52 weeks per year
Marginal factor cost = Total cost after hiring the 11th worker - Total cost before hiring the 11th worker
Please note that this calculation assumes no other changes in factors of production or productivity.

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Mr. Davidson's requirement to repay the loan for the development of the waterpark in his hometown in Florida will not be affected by the economic downturn caused by the automobile manufacturer's decision to locate elsewhere.

This is because loans are legal contracts that are binding and must be repaid regardless of any unforeseen circumstances that may arise during the course of the loan. The loan agreement likely includes provisions for default and late payments, and Mr. Davidson may face financial penalties or even legal action if he is unable to repay the loan on time. Mr. Davidson may be able to negotiate with the lender to restructure the loan terms to better suit his financial situation in light of the economic downturn. For example, he may be able to negotiate a longer repayment period, lower interest rates, or smaller monthly payments. It is important for Mr. Davidson to communicate openly with the lender and provide a clear explanation of the economic situation in his community.

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The famous economist who said, "there are no solutions, only trade-offs" is named Thomas Sowell. He is a renowned economist, social theorist, and senior fellow at Stanford University's Hoover Institution.

Sowell's quote emphasizes the fact that in economics, there are always trade-offs between different options. Whenever we make a decision, we are essentially choosing one set of benefits and costs over another. For example, a government may choose to increase spending on education, but this may come at the expense of reducing spending on healthcare.

Similarly, businesses may choose to invest in research and development, but this may come at the expense of reducing profits in the short term.

Sowell's quote reminds us that there are no easy answers in economics and that every decision involves weighing up different trade-offs to determine the best course of action.

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Milton Friedman, a famous economist, is known for saying that there are no solutions, only trade-offs.

The famous economist who said, 'there are no solutions, only trade-offs' was Milton Friedman. He was a prominent figure in the field of economics and is known for his contributions to classical liberal economics. Friedman believed that in many economic situations, individuals and societies have to make choices that involve trade-offs.

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The work done to lift the 120 kg barbell to a height of 2.1 m is approximately 2469.6 Joules.

To calculate the work done to lift the weight, we can use the formula:

Work = Force x Distance

In this case, the force is equal to the weight of the barbell, and the distance is the height it is lifted.

Given:

Weight of the barbell = 120 kg

Height lifted = 2.1 m

Acceleration due to gravity = 9.8 m/s² (approximate value)

First, we need to calculate the force exerted by the barbell, which is equal to its weight:

Force = Mass x Acceleration due to gravity

Force = 120 kg x 9.8 m/s²

Force = 1176 N

Now we can calculate the work done:

Work = Force x Distance

Work = 1176 N x 2.1 m

Work = 2469.6 Joules (J)

Therefore, the work done to lift the 120 kg barbell to a height of 2.1 m is approximately 2469.6 Joules.

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The Mediation is often used in situations where the parties want to preserve their relationship or maintain control over the outcome of the conflict resolution process.

The type of third party conflict resolution that gives the third party high levels of process control but low levels of decision control is mediation. Mediation is a process where a neutral third party facilitates communication and negotiation between two or more conflicting parties. The mediator helps the parties to identify the issues, explore options for resolving the conflict, and reach a mutually acceptable agreement. The mediator does not make decisions for the parties but instead guides them towards finding their own solutions. Thus, the mediator has a high level of process control because they control the structure and direction of the mediation process, but they have low levels of decision control because the parties make the final decisions about the outcome of the mediation.

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A. Mediation. According to the textbook, mediation gives the third party high levels of process control but low levels of decision control.

Mediation involves a third party who helps the disputants to negotiate a mutually acceptable solution to their conflict. The mediator controls the process by setting the agenda, managing the communication, and helping the parties to generate options for resolution. However, the mediator does not make the decision for the parties; instead, the parties retain control over the outcome of the mediation. Thus, mediation is a type of third-party conflict resolution that provides the third party with high levels of process control but low levels of decision control.

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The type of loan you are referring to is called Exporter's Credit. It is a type of loan in which the exporter is covered, but the value of the cover will be less than the value of the contract.

An export credit agency (known in trade finance as an ECA) or investment insurance agency is a private or quasi-governmental institution that acts as an intermediary between national governments and exporters to issue export insurance solutions and guarantees for financing.
Supplier's Credit is a type of financing where an exporter extends credit to the importer for the purchase of goods and services. In this case, the exporter is covered, but the value of the cover may be less than the value of the contract. This arrangement allows the importer to pay for the goods or services over a period of time, rather than upfront.

Therefore, the correct answer is option B. Exporter's Credit.

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The statement that is most likely to shift the supply of milk to the right is which is a decrease in the price of feed given to dairy cows. The correct option is C.

When the price of feed decreases, dairy farmers can produce milk at a lower cost, which encourages them to increase their production. As a result, the supply of milk increases, and the supply curve shifts to the right. This leads to a decrease in the equilibrium price of milk and an increase in the equilibrium quantity of milk.

Option A, which is a tax on each gallon of milk produced, is likely to decrease the supply of milk. This is because the tax increases the cost of production, which discourages dairy farmers from producing as much milk as before. As a result, the supply of milk decreases, and the supply curve shifts to the left.

Option B, which is an increase in household income and milk is a normal good, may not necessarily shift the supply of milk to the right. This is because an increase in household income may increase the demand for milk, which may lead to an increase in the price of milk. However, it may also encourage dairy farmers to increase their production to meet the increased demand, which may eventually lead to a shift in the supply curve to the right.

Option D, which is the bankruptcy of many small dairy farms, is likely to decrease the supply of milk. This is because small dairy farms may not be able to compete with larger farms, which may lead to a decrease in the number of dairy farms. As a result, the supply of milk decreases, and the supply curve shifts to the left. The correct option is C.

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The mortgage REITs provide investors with extraordinary dividend yields and borrowed funds to invest in higher-yielding mortgage assets.

These policies come with inherent risks and the interest rate fluctuations can impact profitability, credit and prepayment risks expose mortgage REITs to potential defaults and disruptions in cash flows.

On the other hand, the liquidity and market risks can affect their ability to meet obligations and navigate changing market conditions.

Therefore, the investors should carefully evaluate the risk factors and consider their investment objectives before venturing into Mortgage REITs.

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The expected standard deviation of stock A's returns, based on the information presented in the table, is approximately 0.2780. To calculate the expected standard deviation of stock A's returns, we need the missing probability for the "Bad" outcome.

Since the sum of probabilities should equal 1, we can calculate the missing probability by subtracting the sum of the probabilities of the other outcomes from 1. The probability for the "Bad" outcome can be calculated as follows:

Probability of Bad outcome = 1 - (Probability of Good outcome + Probability of Medium outcome)

Probability of Bad outcome = 1 - (0.2 + 0.5) = 1 - 0.7 = 0.3

Now that we have all the probabilities and corresponding stock returns, we can calculate the expected return and the standard deviation.

The expected return is calculated as follows:

Expected Return = (Probability of Good outcome * Stock A return in Good outcome) + (Probability of Medium outcome * Stock A return in Medium outcome) + (Probability of Bad outcome * Stock A return in Bad outcome)

Expected Return = (0.2 * 0.7) + (0.5 * 0.1) + (0.3 * -0.2) = 0.14 + 0.05 - 0.06 = 0.13

The expected standard deviation is calculated as follows:

Expected Standard Deviation = √((Probability of Good outcome * (Stock A return in Good outcome - Expected Return)^2) + (Probability of Medium outcome * (Stock A return in Medium outcome - Expected Return)^2) + (Probability of Bad outcome * (Stock A return in Bad outcome - Expected Return)^2))

Expected Standard Deviation = √((0.2 * (0.7 - 0.13)^2) + (0.5 * (0.1 - 0.13)^2) + (0.3 * (-0.2 - 0.13)^2))

Expected Standard Deviation = √((0.2 * 0.47^2) + (0.5 * -0.03^2) + (0.3 * -0.33^2))

Expected Standard Deviation = √(0.04418 + 0.00045 + 0.03267)

Expected Standard Deviation = √0.0773

Expected Standard Deviation ≈ 0.2780

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The given statement "an example of common (random) variation in a production system may be that workers are not identically trained" is TRUE because this variation can affect the output of the production system, but it is expected and can be managed through statistical process control techniques.

Common (random) variation in a production system refers to the normal, inherent fluctuations in a process that occur over time.

One example of common variation is the difference in worker training levels. Since it is difficult to achieve identical training for every worker, variations in skill levels and expertise can lead to differences in production output and quality.

These fluctuations are considered random because they cannot be traced back to a specific cause, but are instead an inherent part of the production system. Properly managing these variations is crucial for maintaining a stable and efficient production process.

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If Pascal will break even at this level of sales, what are the fixed costs c) $900,000.

To calculate the fixed costs, we can use the break-even formula: Fixed Costs = (Sales - Variable Costs) / Contribution Margin Ratio.

Given that Pascal plans to sell 900,000 units at $1.50 per unit and the contribution margin ratio is 20% (or 0.20), we can calculate the fixed costs as follows:

Fixed Costs = (900,000 units * $1.50 per unit - (900,000 units * $1.50 per unit * 0.20)) / 0.20

Fixed Costs = ($1,350,000 - $270,000) / 0.20

Fixed Costs = $1,080,000 / 0.20

Fixed Costs = $900,000

Therefore, the fixed costs for Pascal, Inc. at the break-even point are $900,000.

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