Why can loans obtained from families and friends be problematic

The verbal and non-verbal form of thought that a person wants to communicate to others is the message.

It is the essential content of a communication, which occurs from a sender to a receiver using a channel, which is the medium through which the message is transmitted, such as email, telephone or video.

Verbal communication is a way of conveying a message through speech and writing, while non-verbal communication occurs without the use of words, but can be transmitted through signs, gestures and other symbols where there is an intention to pass on a message.

Therefore, the communication process is essential and increasingly faster in today's society, impacted by the new technologies of the digital age, where communication is capable of strengthening social and economic relationships in the world.

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Credit score is a number assigned to you that helps a lender judge your ability to repay a loan.

Credit score is used to determine the ability  of a borrower to payback a loan.

Credits score is important as it help to measure the capacity of a borrower to pay back the money lend to him /her based on their past credit score record.

Based on this most loan companies tend to make use of credit score by checking and verifying a borrower credit score before giving out a loan to a borrower as this score will help them to know if the borrower will payback or not.

Therefore, when borrower has a high credit score their is likelihood or tendency that the borrower will pay back the loan .

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The Miocene era featured enormous diversity in monkeys.

The Miocene era can be defined as a period (time interval) that was characterized by global warmth with striking climate variability, relative to present day.

Based on scientific records and information, we can logically deduce that the Miocene era featured enormous diversity in monkeys.

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False, if the electrical potential in a region is constant, the electric field must be zero everywhere in that region.

Electric field is the region of space where the influence of electric force is felt.

E = V/d

where;

Thus, if the electrical potential in a region is constant, the electric field must vary with distance.

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The long-run aggregate supply curve is vertical at the potential level of output.

This curve depicts the relationship between price level and real GDP that would be supplied if all prices were flexible.

This curve is usually vertical only at the perceived level of output due to it not being an influencing factor hence it being the most appropriate choice.

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The study habit that is NOT linked to procrastination is writing down your excuses.

Procrastination can be defined as the action of unnecessarily and voluntarily delaying or postponing something despite knowing that there will be negative consequences for doing so.

Some study habit can likened to  procrastination while some is not, for example writing down your excuses is NOT linked to procrastination.

Thus, the study habit that is NOT linked to procrastination is writing down your excuses.

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The false statement is that They usually have higher or more consistent energy output than fossil fuels.

This is the term that is used to refer to the renewable sources of energy. They are the energy that we can get from sources such as the solar power or from thermal energy. This type of energy is not like the unrenewable source of energy.

They are known to be the types of energy that are friendly in the environment. They can be recharged.

Hence the The false statement is that They usually have higher or more consistent energy output than fossil fuels.

Which of the following are not true about alternative energy sources?

a. They are often called green energy.

b. They are those that are not fossil fuels.

c. They are renewable and nonrenewable.

d. They usually have higher or more consistent energy output than fossil fuels.

e. They usually are more expensive than fossil fuels.

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Humans have significantly less genetic diversity than other primates and mammals around the world.

Genetic diversity refers to both the vast numbers of different species as well as the diversity within a species. The greater the genetic diversity within a species, the greater that species’ chances of long-term survival. This is because negative traits (such as inherited diseases) become widespread within a population when that population is left to reproduce only with its own members.

Genetic diversity is also defined as the various genes and their respective alleles present in all the populations of a species.

Now, humans don't have as great a diversity as primates and as such from the definition above, it is clear that humans will have less genetic diversity than other primates and mammals around the world.

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The investment practice is Cody following is stock investment

Investment practices can simply be defined as a special type investment objectives and fundamental investment policies and restrictions of a respective borrower as set forth in such borrower's Prospectus.

Complete questions:

Which investment practice is Cody following?

(a) Retirement

(b) Annuities

(c) Bond

(d) Stock

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Agranulocytes has Lymphocytes and monocytes while granulocytes has neutrophil and eosinophil.

Granulocyte is a type of immune cell with particle like substances called granules. These particles are often seen when there is infections, allergic reactions, while the agranulocyte lack particles.

Therefore, Agranulocytes has Lymphocytes and monocytes while granulocytes has neutrophil and eosinophil.

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The SELECT statement that queries the invoice table to find the total cost for all orders placed between 2009-01-01 and 2010-01-01 is:

SELECT AVG(total)

FROM invoice

WHERE invoice_date BETWEEN '2010-01-01' AND '2011-01-01';

This refers to the command that is used in SQL to retrieve zero or more rows from different database tables or database views

Hence, we can see that the SELECT statement is given above as it queries the invoice table to find the total cost for all orders placed between 2009-01-01 and 2010-01-01.

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The industry and the urban area it is most associated with are:

Texas is home to several industries such as cattle farming which is predominant in Forth Worth.

There is also energy production from oil and other energy sources in Houston, which powers the high tech industry in Austin. San Antonio is then home to several military installations.

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The effects on equilibrium price and quantity due to an increase in supply and a simultaneous decrease in demand are shown by:

When there is an increase in supply and a decrease in demand, the equilibrium price will fall while the equilibrium price will be indeterminate.

If there is an increase in demand and supply, equilibrium price and quantity will also increase.

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a decrease in equilibrium price in and an indeterminate change in equilibrium quantity

According to Research, the Antitumor activity and biological effects resulting from the administration of Metronomic low-dose oral cyclophosphamide and methotrexate indicated that it was efficacious and low in toxicity.

This is a drug which as at 2005 was being used for clinical trials on patients with tumor or cancerous growth.

The treatment also showed that there was a drop in Vascular Endothelial Growth Factor (VEGF).

It is to be noted that there was no noticeable improvements with the addition of thalidomide.

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The statements that represent a Theory X manager's beliefs are:

In 1960, a man known as Douglas McGregor was known to have created or postulated the Theory X and Theory Y and this is one that states that two areas of human behavior at work,

Note that it tells about the two different views of people (employees): one that is  negative, called the Theory X and the other is known to be positive, and it is called Theory Y.

Hence when liked to the above, The statements that represent a Theory X manager's beliefs are:

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If the APR (Annual percentage rate) is calculated using daily/monthly compounding.

The annual percentage rate is a term that describes the annualized or compounded interest rate to be earned on a principal amount. A deposit of $5,000 would earn the fund owner more interest if it were compounded daily or monthly since the interest rate would be paid more frequently.

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Answer:20.10 cm

Explanation:because it should be that size because i researched it for three years and sources say that according to your young age ur middle finger should be as small as u not literally but your fingers will grow with you

Michele Notarnicola Polytechnic University of Bari is a research paper whose aim is is to assess how the presence of cellulose-based bio-plastics influence biological stabilization of mixed Municipal Solid Waste.

It should be noted that cellulose is a specific type of molecules that consists of thousands of carbon, hydrogen and oxygen atoms.

In this case, cellulose is the kind of main substance that can be found in the walls of plant cells as it helps plants to remain stiff and upright.

In this case, this is a research paper whose aim is is to assess how the presence of cellulose-based bio-plastics influence biological stabilization of mixed Municipal Solid Waste.

For the scope, two cellulose bio-plastics were mixed with a synthetic mixed waste to create samples with and without bio-plastics.

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Results of this study or research suggest that: a. social roles can take on a power all their own.

A research is also referred to a study and it can be defined as an investigation which typically involves the process of manipulating an independent variable (the cause), in order to determine or measure the dependent variable (the effect) and reach a logical conclusion with results.

Based on the research conducted by Philip Zimbardo and his colleagues in the Stanford Prison Study of 1973, we can infer and logically conclude that social roles have the ability to take on a power by themselves because the guards in this scenario became increasingly aggressive to the prisoners, which made them to become increasingly submissive.

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Complete Question:

Recall that in the Stanford Prison Study conducted by Philip Zimbardo and his colleagues (1973), guards became increasingly aggressive and prisoners became increasingly submissive and withdrawn, all in under a week. Results of this study suggest that

a. social roles can take on a power all their own.

b. norms in the real world are often adopted in artificial settings.

c. humans are inherently aggressive and will "act out" in the appropriate situation.

d. interdependence can be reduced in powerful situations.

Factors such as order accuracy, timely delivery, billing accuracy, and merchandise (product) quality are a part of this dimension in online satisfaction and dissatisfaction: B. fulfillment and reliability.

E-commerce can be defined as a business model which is designed and developed to involve the buying and selling of merchandise (products) by consumers over the internet, rather than going to a physical store.

As a general in e-commerce, fulfillment and reliability is a dimension in online satisfaction and dissatisfaction which comprises the following factors:

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Complete Question:

Factors such as timely delivery, order accuracy, billing accuracy, and merchandise quality are part of which dimension in online satisfaction and dissatisfaction?

A. security and privacy

B. fulfillment and reliability

C. customer service

D. website design and interaction

E. all of the above

The correct option will be fomites.

Fomites are non-living materials that are capable of carrying the infective structures of pathogenic organisms to a healthy person.

Infective structures of pathogens are spores or any other materials that are capable of making humans sick either directly or indirectly.

Fomites could be in the form of door handles in houses or offices, handrails,  articles of clothing, cooking utensils, and so on.

Fomites and vectors function the same way. However, vectors are living organisms, unlike fomites. Both act as drivers that move pathogens or their propagules to humans.

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The statement that indicates that the client has understood the client teaching is:

Patient teaching refers to some clarifications that are given to patients that will help them to understand the ways certain drugs work and how they might affect them.

So when the patient knows that medication might cause kidney damage, he has come to an understanding.

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The best way to complete the bulleted summary of the excerpt is; Listen to the sound they make

An excerpt is a quoted fragment from a book, novel, poem, short story, article, speech, or other literary work that is used to give the reader a specific example of the exact language from the source. An excerpt in a sentence is signaled by quotation marks.

A summary is a short retelling of a longer written passage, containing the author's most important ideas. Summarizing helps improve both your reading and writing skills. To summarize, you must read a passage closely, finding the main ideas and supporting ideas.

From the excerpt adapted from What is That Bird by the US Fish and Wildlife Service, the three keys to identifying birds are:

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The conflict portrayed in this excerpt from Elie Wiesel’s Night are:

A conflict is a struggle between two entities in a text. In this text, we can see the communication that Ellie Wiesel had with his inmate, the thoughts in his head many years later, and his feeling toward the Nazis.

In this text, we can see the horrible treatment that was meted out to the Jews. The burning of humans which Wiesel observed in the crematorium gave him a lot of concern even years later.

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Complete Question:

Read the excerpt below and answer the question.

We did not know, as yet, which was the better side, right or left, which road led to prison and which to the crematoria. Still, I was happy, I was near my father. Our procession continued slowly to move forward.

Another inmate came over to us:

“Satisfied?”

“Yes,” someone answered.

“Poor devils, you are heading for the crematorium.”

He seemed to be telling the truth. Not far from us, flames, huge flames, were rising from a ditch. Something was being burned there. A truck drew close and unloaded its hold: small children. Babies! Yes, I did see this, with my own eyes . . . children thrown into the flames. (Is it any wonder that ever since then, sleep tends to elude me?)

So that was where we were going. A little farther on, there was another, larger pit for adults.

What is the conflict portrayed in this excerpt from Elie Wiesel’s Night? Select all that apply.

the external conflict between the Nazis and the Jews

the external conflict between the Nazis and the Allies

the external conflict between Wiesel and the inmate

the internal conflict between Wiesel’s memory of the burning bodies and his desire for peaceful sleep

A store with a wide variety of products, usually at higher prices than discount stores is called a department store.

As this business configuration focuses on the sale of a variety of products that are easily marketed, the greatest advantages are the variety of products that generate consumer convenience, in addition to reduced advertising costs and economies of scale.

The disadvantages of a department store are related to the need for a high amount of capital to operate the business, in addition to promoting little personal contact with the end customer. But if organizational resources are well managed, this business structure can be very profitable.

Therefore, department stores are a trade whose focus is on the sale of varied products at a more competitive price and quality service, generating convenience and reliability for the consumer.

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The man giving a talk at the library on plants is not an example of interdependent parties.

This is the term that is used to refer to the relationship that is characterized by depending on other people.

This is the type of relationship that occurs due to the fact that people have to rely on others.

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Most time, the perfectly competitive firms are not price takers when there is barriers to exit that force firms to sell at the market price.

This refers to a price taker that is, it must accept the equilibrium price at which it sells goods.

Most perfectly competitive firms are price takers when:

Therefore, the perfectly competitive firms are not price takers when there is barriers to exit that force firms to sell at the market price.

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The good representation of fossils as being important in evolution are;

- There are thousands of fossils representing primates and other animals from around 55 mya.

- It is assumed that many fossil-bearing deposits exist but have not yet been discovered or investigated.

- Fossils are not uniformly preserved for all time periods and regions. Rock sequences containing fossils are not always complete.

The relationship between fossils and their environment is that;

- Correct placement of fossils in the environment where their living counterparts thrive helps us understand the factors that shaped that organism's evolution.

-Correct placement of fossils in time helps in documenting evolutionary relationships among species (phylogeny).

Now, the good representation of fossils as being important in evolution are as follows;

- There are thousands of fossils representing primates and other animals from around 55 mya.

- It is assumed that many fossil-bearing deposits exist but have not yet been discovered or investigated.

- Fossils are not uniformly preserved for all time periods and regions. Rock sequences containing fossils are not always complete.

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Answer:17.1%

Explanation: