When calculating the effective rate of a loan which statement must be true if n is equal to 1?

White-collar crimes is used to refer to crimes committed by individuals in the course of their daily business activities.

Financially driven, nonviolent or indirectly violent crime committed by people, businesses, or government officials is referred to as "white-collar crime." Public corruption, healthcare fraud, mortgage fraud, securities fraud, and money laundering are just a few examples of white-collar crime, which is often non-violent in nature.

White collar crimes are those that involve deception, secrecy, or breach of trust. They are done by people in the business world. The personnel who perpetrate the crimes are typically motivated by greed for money or by a fear of losing their jobs, money, or property. They typically involve deception.

Learn more about White collar crimes here

https://brainly.com/question/1573032

#SPJ4

Environmental scanning is the process of gathering information about events and their relationships within an organization's internal and external environments. The basic purpose of environmental scanning is to help management determine the future direction of the organization.

A shift in the political climate ought to cause a financial shift. An alternate in the legal regulations across the sale or manufacture of products in a specific industry could play a full-size function in a corporation's capability to keep making or promoting its merchandise.

Depending on the employer's beliefs approximately environmental analyzability and the quantity that it intrudes into the environment to understand it, four modes of scanning may be differentiated: undirected viewing conditioned viewing, enacting, and searching.

Environmental scanning is a procedure that systematically surveys and interprets applicable data to pick out external possibilities and threats that would affect future decisions. it's miles closely associated with a S.W.O.T. evaluation and must be used as a part of the strategic making plans procedure.

Learn more about environmental scanning here: https://brainly.com/question/26441012

#SPJ4

Constant, tests of whether the variable does indeed affect that outcome, is known as  a. descriptive research.

Descriptive research studies use surveys to collect data on various topics. These data are intended to know to what extent different conditions are obtained in these subjects. For example, a researcher wants to determine the qualifications of professionals employed in Maryland.

Descriptive research methods focus primarily on describing the nature of demographic segments without focusing on the 'why' of any particular phenomenon. In other words, it 'explains' the subject of the study without explaining 'why' it is happening.

The purpose of descriptive research is to describe phenomena and their properties. This research is more concerned with what happened than how or why it happened. As such, we often collect data using observations and survey tools.

Learn more about descriptive research here: https://brainly.com/question/26057974

#SPJ4

Suppose that new type of mining equipment replaces low-income miners, but require highly skilled technicians to operate and maintain. The new equipment will shift the demand curve for low-income workers to the left while shifting the demand curve for high-income workers to the right.

A shift in the demand curve occurs when a determinant of demand other than price changes. It occurs when demand for goods and services changes even though the price didn't.

The demand curve shifts to the left if the determinant causes demand to drop. That means less of the good or service is demanded. That happens during a recession when buyers' incomes drop. They will buy less of everything, even though the price is the same.

The curve shifts to the right if the determinant causes demand to increase. This means more of the good or service are demanded even though there's no change in price. When the economy is booming, buyers' incomes will rise. They'll buy more of everything, even though the price hasn't changed.

Therefore, we can conclude that the correct option is B.

Your question is incomplete, but most probably your full question was:

Suppose that new type of mining equipment replaces low-income miners, but require highly skilled technicians to operate and maintain. The new equipment will shift the demand curve for low-income workers to the ______ while shifting the demand curve for high-income workers to the _____.

Group of answer choices:

A. left, left

B. left, right

C. right, left

D. right, right

Learn more about Shift in Demand Curve on:

brainly.com/question/11761847

#SPJ4

According to the pie chart, providing retirement income for older citizens consumed the largest portion of government expenditures in 2003. It takes up about 22% of the whole expenditure.

Social Security payouts and any other benefits from annuities, retirement or profit-sharing plans, insurance policies, IRAs, etc. are all examples of sources of retirement income.

Income from retirement may be wholly or partially taxed.

What Constitutes a Good Retirement Income?

Approximately 80% of your pre-tax salary before retiring, according to AARP, is a respectable retirement income. This is due to the fact that you won't be covering any income tax or other employment-related expenses once you stop working.

Where Does the Money for Retirement Come From?

There are many different ways for people to fund their retirement. These might include inflation-protective investment accounts, government-sponsored benefits, or ongoing wages. In general, it's better to have a variety of these kinds of income to make sure you have enough to live comfortably.

Learn more about incomes with the help of the given link:

brainly.com/question/6907154

#SPJ4

The home delivery of groceries by Amazon and Instacart's Whole Foods delivery fall under the market development curve of a. Early adopters.

These are people who are the first to try out a product before the rest of the market.

Amazon's grocery delivery service is a new service being offered by the company so those that use it are the first to use it which makes them early adopters.

Find out more on early adopters at https://brainly.com/question/14291606

#SPJ1

If a business predicts that its gross margins are going to be low they can try to increase sales and alternatively they can cut the other costs to have a positive net profit margin.

Gross Profit Margin is the percentage of the Gross Profit as compared to Revenue, Gross profit is calculated as the revenue deduct cost of goods sold.

The sales can be increased by excessive marketing of the product and the cost of admin, finance cost and other irrelevant costs can be cut down to have a positive net profit margin.

Learn more about Gross Profit Margin at https://brainly.com/question/27326510

#SPJ1

In order to support other promotional methods, firms would try to generate free media attention using Public Relations.

Public relations is used by companies to talk about recent developments such as new products.

This therefore generates free media attention that can then be augmented by, or augment other promotional efforts such as television ads.

Find out more on the need for public relations at https://brainly.com/question/943156

#SPJ1

Business process represents a set of tasks or activities that produce desired outcomes. A business process is a series of steps taken by a group of stakeholders to accomplish a specific goal. Each step of a business process represents a task assigned to a participant.

It serves as the foundation for several related concepts such as business process management, process automation, and so on. Business process management (BPM) is a systematic approach to improving processes that assists organizations in meeting their business objectives. If a company is unable to perform certain business activities internally due to cost or resource constraints, it may turn to business process outsourcing.

To learn more about business process, click here

https://brainly.com/question/15698916

#SPJ1

The proposition that increases in the government budget deficit has no effect on aggregate demand is called the Ricardian Equivalence Theorem.

The hypothesis contends that consumers will save because they anticipate paying higher taxes in the future to reduce the debt, which will counteract the rise in aggregate demand brought on by higher government spending.

Therefore, The proposition that increases in the government budget deficit has no effect on aggregate demand is called the Ricardian Equivalence Theorem.

Know more about Ricardian Equivalence Theorem with the help of the given link:

https://brainly.com/question/13163644

#SPJ4

Best describe why countries establish limits on international trade are:

-To limit foreign influence in a sector

-To limit the importation of foreign goods

-To discipline other countries

It refers to Economic guidelines in which a country bounds the imports of other countries using some method which are necessary fr international trade.

It is also named sanctions. It is a fine that is imposed on another country. Countries can set limits on trade as a sanction and such boycotts can be in any form.

To learn more about international trade visit the link

https://brainly.com/question/20492108

#SPJ4

Esmeralda's promise is not enforceable because society does not want gifts cheapened by making them legally enforceable because society does not want gifts cheapened by making them legally enforceable.

A legally enforceable contract means that you can keep the promise of the other party. If the other party fails or refuses to meet its obligations, the contract can be fulfilled in accordance with the law.

A non-enforceable contract or transaction is valid but not enforced by the court. Unenforceable is typically used in conflict with void (or void ab initio) and voidable. If the parties implement the agreement, it is valid, otherwise, the court will not enforce them.

Learn more about legally enforceable here:https://brainly.com/question/7306383

#SPJ1

The method of GDP calculation that looks at the profits earned by business owners and the money paid for factors of production is the Income approach.

With the income method, the total amount that was paid for to access the factors of production is looked at.

This shows how much spending happened in the economy. The profits of entrepreneurs is also looked at as it is income earned, and not money spent on production.

Find out more on the income method of GDP at https://brainly.com/question/994415

#SPJ1

Kyle would increase his consumption of turkey sandwiches from 7 to 9 per week if their price fell from $6 to $4. This illustrates the idea of the law of diminishing marginal utility.

The introductory economics textbook Principles of Economics was written by N. Gregory Mankiw, a professor of economics at Harvard.

As of 2020, there have been nine editions since its initial release in 1997. Prior to the book's publication, there was debate over the substantial advance author Greg Mankiw received from publisher Harcourt.

More than a million copies have now been sold, bringing in at least $42 million for Mankiw.

Mankiw made the decision to donate the textbook royalties he had been collecting from his students to charity after hearing their concerns about the cost.

Principles of Economics is the required text for introductory courses in American economics departments.

It is the "most commonly used economics textbook," according to its current publisher Cengage.

To learn more about Principles Of Economics here

https://brainly.com/question/17195696

#SPJ4

In the given case where Threadless allows customers to submit their own designs and to vote on which designs they would like to see printed on a T-shirt. This business uses a crowdsourcing technique.

Crowdsourcing is the process of gathering data, viewpoints, or creative output from a large number of individuals, typically online.

Through the use of crowdsourcing, businesses may access individuals with a variety of skills and viewpoints from around the world while also saving time and money.

Crowdfunding, in contrast to crowdsourcing, is used to raise money to help individuals, nonprofit organizations, or start-up businesses.

Cost reductions, speed, and the opportunity to collaborate with people who possess abilities that an internal team might lack are all benefits of crowdsourcing.

Hence, This business uses a crowdsourcing technique.

Learn more about consumers:

https://brainly.com/question/380037

#SPJ1

19.7% of the u.s. gross national product is accounted for by healthcare costs.

The Gross National Product is the approximation of the total value of all goods and services which are produced by a country’s citizens and citizen-owned businesses.

GNP is generally calculated by adding up the following:

Total personal consumption expenditures (PCE)

Total government expenditures

Gross private domestic investment (GDPI)

Total income earned by citizens from overseas investments

Net exports

and then subtract domestic income earned by foreign residents

A big difference between GDP and GNP can indicate a strong involvement with international trade, production, or financial operation.

To know more about GNP here:

https://brainly.com/question/14768180

#SPJ4

The correct answer is $25,000.

Direct labor cost = $20,000

Overhead application rate = 125% of direct labor cost

Overhead applied =20000 * 125% = $25,000

Direct labor refers back to the salaries and wages paid to people that can be once attributed to unique products or services. It includes the price of regular operating hours, extra time hours labored, payroll taxes, unemployment tax, Medicare, employment insurance, and so forth.

A direct exertions fee is calculated actually by using dividing the predicted total hard work price by using the overall direct exertions hours. For example, if the charge is for a Machinist stage I, the enterprise would calculate the mixture of wages plus taxes and fringe advantages the business enterprise pays for this hard work class over the following yr.

Once you have got the entire value, the direct labor fee is calculated by means of dividing that dollar quantity by way of the whole hours of labor calculated in advance. The end result is the direct exertions cost consistent with the hour for the production of that product or the shipping of that service.

Learn more about the direct labor costing here https://brainly.com/question/26245657

#SPJ4

Economic models often simplify the real world by holding all things equal and changing one variable to determine the impact of the change. The "all things equal" assumption is also known as ceteries paribus.

An economic model is a simplified version of reality that lets us to look at, recognize, and make predictions about economic behavior. The purpose of a model is to take a complex, real-global situation and pare it down to the essentials.

An economic model is a simplified description of reality, designed to yield hypotheses about economic behavior that can be tested. A critical characteristic of an economic model is that it's far always subjective in layout due to the fact there are no goal measures of financial consequences.

Learn more about the economic model here: https://brainly.com/question/15212618

#SPJ4

In your project, the earned value is greater than the planned value. This means the project is ahead of schedule and under budget.

It is the set of strategies and methods used by the project leader so that all stages of the project occur as planned, that is, techniques for achieving the project objectives, reducing negative risks and using the stipulated budget and schedule.

Therefore, it is essential that the project manager is monitoring all stages of the project, reducing unnecessary costs and integrating the team to increase productivity and meet the schedule.

Find out more about project management here:

https://brainly.com/question/6500846

#SPJ1

A duty that a principal owes to pay an agreed-upon amount to the agent either upon the completion of the agency or at some other mutually agreeable time is known as a principal's duty to compensate.

An agency connection may be complimentary or compensated. The principal is required to pay the agent reasonable compensation if the conditions of compensation are not specified in the agency agreement.

The main duty owed to the principal are-

Therefore, unless the agent has decided to act for free or gratuitously, the principal must pay the agent.

To more about the principal’s duty to an agent, here

https://brainly.com/question/15843662

#SPJ4

The true statement about specialty products is D. They are distributed to only a few outlets in a geographic area.

A specialty product is a consumer good available at limited retail locations.  It implies that there is a limited supply of specialty products.

Specialty goods are mostly high-end and high-priced goods.  They are not frequently purchased by consumers.

Thus, the true statement about specialty products is D. They are distributed to only a few outlets in a geographic area.

Learn more about specialty products at https://brainly.com/question/14227087

#SPJ1

No, because the decision has already been made by the Board of Directors.

More about directors and decision making:

The board's decision-making process is divided into two stages: communication and decision-making. Each director decides whether to incur a cost to communicate his information to others during the communication stage. At the decision-making stage, all directors take actions (e.g., vote) based on their private information and information inferred from the discussion, and the board makes a collective decision. Directors may have conflicts of interest and thus prefer a decision that is not in the best interests of the shareholders. Directors may also have a preference for conformity and thus incur a loss if their actions differ from those of other directors, such as voting differently than the majority.

Learn more about decision making here:

https://brainly.com/question/16407152

#SPJ4

Someday, 3D printing could revolutionize the production of many items. for now, however, it is mostly used to create prototypes and molds. Agriculture and handicrafts-based economies were replaced during the Industrial Revolution with ones focused on large-scale industry, automated manufacturing, and the factory system. Existing industries became more productive and efficient thanks to new tools, power sources, and labor arrangements.

These first three industrial revolutionize shaped our contemporary culture. The world we live in underwent a profound transformation with the advent of each of these three innovations: the steam engine, the age of science and mass production, and the growth of digital technology.

To learn more about  revolutionize, click here.

https://brainly.com/question/19786099

#SPJ1

Their net equity in the property is $83,000.

Equity represents the price that might be back to a agency's shareholders if all the property had been liquidated and all the employer's money owed were paid off. We can also think of equity as a degree of residual ownership in a firm or asset after subtracting all money owed associated with that asset.

The time period refers to fairness and justice and is prominent from equality: while equality method imparting the equal to all, fairness approach recognizing that we do not all start from the equal location and must well known and make adjustments to imbalances.

Disclaimer:-your question is incomplete, please refer below for complete question.

A.$83,000

B. $148,000

C. $213,000

D. $480,000

The correct answer is option A.

To calculate equity,

subtract outstanding liens and estimated selling costs from the currently appraised value of the home as property.

⇒ ($545,000 − $397,000 − $65,000

⇒ $83,000).

Learn more about selling expense here:-https://brainly.com/question/14279491

#SPJ4

Answer:

A

Explanation:

step by step explanation

It should be noted that Student financial aid can be awarded in

the form of:

Student financial aids serves as the financial assistance that is been offered to students by government to support their academic goals so as to be able to help them to achieve their goals.

It should be noted that Student financial aid can be awarded in

the form of Grants as well as Work-study which will allow the student to make a little money to support his academics bills.

Learn more about financial aid on:

https://brainly.com/question/26499492

#SPJ1

Answer:

The consumer buying process begins when consumer recognize that they an unsatisfied need.

As the IPv4 cope with pool depletes, some ISPs will no longer be able to provide globally routable IPv4 addresses to customers. despite the fact that, customers are probable to require access to services at the IPv4 internet.

The net is extra constrained by the combination of available bandwidth, and sorts of content getting used, than by way of the wide variety of public ip's available.

There also are markets that promote and reallocate vintage IPv4 addresses for reuse. However, most importantly, the net will never virtually run out of IP addresses way to a more moderen widespread: IPv6.

The internet has changed business, schooling, authorities, healthcare, and even the ways wherein we interact with our cherished ones it has come to be one of the key drivers of social evolution. The changes in social conversation are of precise significance.

Learn more about internet here https://brainly.com/question/2780939

#SPJ4

Other things equal, the demand for a good tends to be more inelastic A) the fewer the available substitutes.

Inelastic merchandise is usually necessities without applicable substitutes. The maximum commonplace goods with an inelastic call for are utilities, pharmaceuticals, and tobacco products. companies imparting such merchandise hold greater flexibility with prices because demand stays constant even if fees boom or decrease.

Inelastic is a monetary term regarding the static amount of a terrific or service while its price adjustments. The inelastic manner that when the rate goes up, customers' shopping for habits live about the same, and when the rate goes down, consumers' shopping for conduct additionally remains unchanged.

An elastic call for is one in which the exchange in quantity is demanded because of exchange in rate is huge. An inelastic call is one in which the change in the amount demanded due to an alternate in charge is small.

Learn more about inelastic here https://brainly.com/question/7694106

#SPJ4

The source of sustainable growth comes from the country's productivity growth aligned with the growth of the workforce.

Economic growth comes from economic strategies and policies to encourage productivity, increasing a country's per capita income and GDP. It is essential that the country's government seeks to implement the economic sector by encouraging entrepreneurship, reducing bureaucratization and training the workforce.

Therefore, sustainable economic growth helps to maintain income, job opportunities and increase the quality of life of citizens.

Find out more about economic growth here:

https://brainly.com/question/1690575

#SPJ1