What is the difference between an excise tax and a percentage tax?

Answers

Answer 1

The local government determines the amount of tax to be charged, and there is a sales tax in place in 45 US States. Contrarily, an excise tax is a flat fee that is added to the cost of certain goods, some by states and some by the federal government.

What is the major difference between excise tax and value added tax?

A percentage-based ad valorem tax is levied. This leads to the creation of an excise tax depending on the cost of the good or service. The Internal Revenue Service (IRS), for instance, charges an excise tax of 10% on indoor tanning services.

Sales tax is charged on the sale of products, whereas excise duty is charged on the manufacture of goods. While the manufacturer is responsible for paying the excise tax, the end user is responsible for paying the sales tax.

A business tax known as percentage tax is levied against individuals or organizations who engage in the sale or rental of commodities, real estate, or services in the course of their trade or company and whose gross annual sales or revenues do not exceed P550.000.

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Related Questions

What happens to supply when demand is inelastic?

Answers

When a product's supply is inelastic, the amount supplied remains relatively stable regardless of how much an item's price changes. Inelastic often refers to items where the change in supply or demand is less than the change in the price of the commodities.

For a given change in price, an inelastic demand or supply curve will result in a smaller percentage change in the quantity desired or supplied. Unitary elasticity states that for every change in price, the quantity demanded or supplied varies by the same percentage.

Inelastic demand is when a customer's desire for a product does not change as much as a product's price changes. When prices increase by 20% and demand decreases by just 1%, the demand is said to be inelastic. Common household products and services are a common source of this issue.

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What adaptations are suited to children with special needs?

Answers

Consider employing images or even textures as modifications for kids with special needs instead of just written words. As needed, give individual kids a break from the group's activity and loudness.

What in special education is meant by adaptability?

It is possible to teach people how to be adaptable, which equips them to deal calmly with unforeseen circumstances. Teachers can also help children develop this skill by teaching them about goal-setting, scaffolding, and other classroom activities.

Children with autism or visual impairments can benefit from different lighting conditions, such as brighter or darker lighting. Children with a physical disability or orthopedic impairment can benefit from the adaptation of furniture by lowering chairs, anchoring tables, and setting up slant boards for writing support around the classroom.

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How many days do you have to register a newly purchased vehicle?

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On the off chance that you buy a vehicle from an person or trade (other than a merchant) in a casual/private deal, you're required to apply for the Georgia title and enlistment inside seven trade days of the buy date.

How long do you've got to enroll a car after purchase MN?

A 60-day​How before long do I got to get Minnesota enlistment for my vehicle? Modern inhabitants have a 60-day beauty period in which to enlist their cars, traveler vans, 3/4 ton or less pickups, cruisers, utility trailers or house trailers as long as the shown permit plates are current.

How numerous days do you have got to enroll a recently obtained vehicle in PA?

20 days All modern inhabitants are required to form application for Pennsylvania title and enlistment of their vehicle(s) inside 20 days of setting up residency in Pennsylvania.

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deed restrictions may not legally control or limit

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Deed limitations may not be legally imposed or confined.

The race of a property's potential buyers and residents.Any limitations that serve to exclude people of a certain race, nation, or religion are prohibited.

Which situations don't fall within the umbrella of the basic rule that any kind of property can be transferred?

Any property, whether movable or immovable, may be transferred, according to the main principle of the Transfer of Property Act. Section 6 provides that any property of whatsoever nature may be transferred, save as otherwise provided by this act or by any other law already in force.

What kinds of property fall outside the purview of the Transfer of Property Act?

For a property to be transferred, it must be "transferrable." Certain assets, such as the right to sue, the right to future support, military stipends (for members of the air force, navy, political dissidents, and civil pensions), and the potential for just an heir apparent to inherit an estate, cannot be transferred.

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NEED HELP ASAP
(Regarding the image attached)

1.) what is the issue discussed in the visual media item

2.) what is the creators viewpoint on the issue? What details in the resource support the creators claim? Provide evidence from the item to support your response.

3.) does this viewpoint reflect a commitment to free trade or to protectionism? Explain your answer and include evidence from the item to support your response.

4.) do you agree with the viewpoint of the item? Why or why not?

Answers

1.) The creator wants to show that free trade agreements involve harm to potential users to benefit the traders. 2.) Creator wants to show free traders as super fat (rich) cooks harming younger generations for profit.

What is free trade?

Free trade can compel regional industries to up their game and rely less on government support. They have the power to attract new investments, expand markets, and boost GDP. FTAs can expose a nation to issues with local employment, the degradation of natural resources, and the loss of traditional livelihoods.

The first cost has to do with potential industry adjustment costs. The second is the potential for higher transaction costs as more varieties are available.

Government policies that impede international trade in order to support domestic industries are referred to as protectionism. However, they can also be implemented due to safety or quality concerns. Protectionist policies are typically implemented to increase economic activity within a domestic economy.

By enforcing tariffs or other trade restrictions, a protectionist trade policy enables the government of a nation to support domestic producers and thereby increase domestic production of goods and services.

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What are the advantages and disadvantages of tariff barriers?

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Create a revenue stream even though imposing tariffs may be advantageous for the home economy. It restricts consumer options, interferes with foreign producers' actions, and harms international trade.

What are the benefits of tariffs?

Tariffs are tariffs that a government imposes on the importation or exportation of products. With the use of these levies, governments can increase the price of imported goods, provide domestic producers with inputs at more affordable rates, and generate more income. In order to protect domestic industries, correct trade imbalances, and generate money, tariffs serve three main purposes (punitive function). The fact that tariff money serves as a source of finance for governments is where the revenue function originates. The potential for an improved trade balance and the protection of domestic industries in development are benefits of trade protectionism. Tariffs can also serve as a starting point and a tool for discussions between two nations.

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What are the benefits of lobbyists for politicians?

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Lobbyists can provide a number of benefits to politicians. For one, they can serve as a resource for research and analysis and can provide a comprehensive overview of an issue or policy.

Lobbyists also often have connections and relationships with other influential people in politics and may be able to put a politician in touch with the right people. Additionally, lobbyists can serve as a source of financial support for political campaigns, either through direct donations or organizing fundraisers. Finally, lobbyists can provide strategic advice and help to craft strategies for success in various political initiatives.

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What are the three reasons countries restrict trade explain Are they justified?

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Three reasons countries restrict trade are Infant Industries, Strategic Trade Policy and National Security And the National Interest Argument.

The transfer of goods and services from one person or institution to another involves transactions and sometimes cash. A system or network that allows trading is called a market by economists.

Buying or selling or acquiring can be distinguished by the fact that an early form of trade, the so-called barter, was a direct exchange of goods or services for other goods or services. With the creation of money, trading has become easier and easier. Bilateral trade is trade between two of her traders and multilateral trade is trade involving two or more of her traders.

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A college student plans to take out a $6,000 loan to cover the cost of purchasing a used car. If the loan has a 6% annual interest rate compounded continuously, with no payments due for the first two years. The student will pay off the loan with a lump sum after 15 months. Determine how much interest will be owed if the student pays off the loan after 15 months.

Answers

A college student plans to take out a $6,000 loan to cover the cost of purchasing a used car. $6467.30 interest will be owed if the student pays off the loan after 15 months.

P(1+r/100)^t

6000(1+6/100)^t

6467.30

What does a loan's interest mean?

The cost of borrowing money from a lender is interest. That implies that you won't just return the borrowed funds. The interest on the loan will be added to the amount you repay. Different strategies are used by lenders to assess interest.

What is the formula for compound interest?

The future value of a loan or investment may be determined using the formula FV = P*(1+R/N)(N*T), where FV is the future value, P is the original principal, R is the annual interest rate, N is the number of times interest is compounded annually, and T is the amount of time in years.

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Insurance companies determine risk exposure by which of the following?
Law of large numbers and risk pooling.
All forms of insurance determine exposure through risk pooling and the law of large numbers.

Answers

Insurance companies determine risk exposure by Law of large numbers and risk pooling.

By insurance, what do you mean?

A way to control your risk is through insurance. When you obtain insurance, you safeguard yourself against unforeseen financial losses. If something unfavorable occurs to you, the insurance company pays you or a person of your choice. If an accident occurs and you don't have insurance, you can be liable for all expenses.

What is the primary objective of insurance?

Its objective is to lessen financial uncertainty and manageable accidental loss. In exchange for assuming the risk of a substantial loss and a guarantee to pay in the event of one, it achieves this by paying a small, known fee—an insurance premium—to a reputable insurer.

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What roles did women do in ww1?

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Answer:

During World War I, women played a variety of roles to support the war effort. Some of the most significant roles that women took on included:

Factory work: Women worked in factories to produce war-related materials such as weapons, ammunition, and other supplies.

Agriculture: Women worked on farms and in gardens to grow food for the troops and for civilians.

Healthcare: Women worked as nurses, doctors, and other healthcare professionals to care for the wounded and the sick.

Clerical and administrative roles: Women worked in offices and other administrative roles to support the war effort.

Transport: Women worked as drivers, mechanics, and other roles related to transportation.

Munitions production: Women worked in factories to produce munitions such as shells and other types of ordnance.

Entertainment: Women worked as entertainers to boost morale for the troops and the civilians.

Science and technology: Women worked in labs, research institutions, and other roles related to science and technology.

These roles were not limited to certain countries and were seen in all the countries that participated in the war. These roles were not only limited to these jobs, but also many other jobs that were not traditionally considered as "women's work". The war created a labor shortage and women were needed to fill the jobs that were left vacant by men

Explanation:

roblem 3-1A Identifying adjusting entries with explanations LO P1, P2, P3, P4
For journal entries 1 through 12, select the letter of the explanation that most closely describes it in the space beside each entry. You can use letters more than once.
A. To record receipt of unearned revenue.
B. To record this period's earning of prior unearned revenue.
C. To record payment of an accrued expense.
D. To record receipt of an accrued revenue.
E. To record an accrued expense.
F. To record an accrued revenue.
G. To record this period's use of a prepaid expense.
H. To record payment of a prepaid expense.

Answers

Problem 3-1 A adjusting entries are discussed below , the letters are used beside each entry to describe the journal entries .

Entry  Explanation    Journal entries            Debit              Credit

1       G                      Insurance expenses   2,400  

                                  Prepaid insurance                 2,400

       

2     C                              Salaries payable  4,800  

                                              Cash                                 4,800

       

3      H                               Prepaid rent  3,100

                                            Cash                              3,100

       

4     E                                       Salaries expenses   4,800  

                                      Salaries payable              4,800

       

5     F                                Interest receivables   1,100  

                                       Interest revenue                    1,100

       

6    D                                          Cash               3,200  

             Account receivable ( from outstanding)            3,200

       

7   A                                                   Cash                 5,000  

                                        Unearned professional fees   5,000

       

8   D                                          Cash                            4,500  

                                            Interest receivables           4,500

       

9   G                                               Rent expenses                8,100  

                                                   Prepaid rent                     8,100

       

10  E                                         Interest expenses                  7,800  

                                                Interest payable                     7,800

       

11   I                                       Depreciation expenses       3,000  

                            Accumulated depreciation                     3,000

       

12    B                        Unearned professional fees                 1,700  

                               Professional fees earned              1,700

       

What is prepaid insurance?

The term prepaid insurance refers to the advance payment made by an individual or company for insurance benefits or coverage to an insurance company. Premiums are usually paid for one year in advance, but in some cases can take up to 12 months or longer.

What are diary entries?

Journal entry is the act of maintaining or recording economic or non-economic transactions. Transactions are recorded in accounting journals that show the company's debit and credit balances. A journal entry can consist of multiple entries, each representing either a debit or a credit.

Question is incomplete, missing part is given below :

Problem 3-1A Identifying adjusting entries with explanations LO P1, P2, P3, P4

For journal entries 1 through 12, select the letter of the explanation that most closely describes it in the space beside each entry. You can use letters more than once.

A. To record receipt of unearned revenue.

B. To record this period's earning of prior unearned revenue.

C. To record payment of an accrued expense.

D. To record receipt of an accrued revenue.

E. To record an accrued expense.

F. To record an accrued revenue.

G. To record this period's use of a prepaid expense.

H. To record payment of a prepaid expense.

Entry   Explanation  Journal entries            Debit           Credit

1                             Insurance expenses        2,400  

                                 Prepaid insurance                             2,400        

2                                   Salaries payable       4,800  

                                              Cash                                  4,800        

3                                               Prepaid rent            3,100  

                                                    Cash                           3,100        

4                                        Salaries expenses   4,800  

                                        Salaries payable                     4,800        

5                                                    Interest receivables    1,100  

                                             Interest revenue                    1,100        

6                                                           Cash              3,200  

                 Account receivable ( from outstanding)     3,200        

7                                               A Cash                             5,000  

                         Unearned professional fees                   5,000        

8                                              Cash                                      4,500  

                                           Interest receivables             4,500        

9                                              Rent expenses                         8,100  

                                                 Prepaid rent                     8,100        

10                                          Interest expenses               7,800                                                                      

                                                    Interest payable                     7,800        

11                                         Depreciation expenses   3,000  

                                       Accumulated depreciation    3,000        

12                               Unearned professional fees             1,700  

                      Professional fees earned                              1,700

 

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What is the name given to the movement of trade goods from one place to another?

Answers

The movement of trade goods from one place to another is known as logistics. Logistics involves all aspects of the process of moving goods, from obtaining raw materials to the delivery of the finished product.

This includes organizing and managing the flow of goods and services, including their storage and handling, in order to ensure that products reach their respective destination on time and with minimal damage. Logistics is critical for businesses to operate efficiently and maintain customer satisfaction.

Hence Logistics is correct answer.

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What is the primary difference between credit unions and other depositor owned financial institutions?

Answers

The primary difference between credit unions and other depositor-owned financial institutions is that credit unions are not-for-profit organizations and other depositor-owned financial institutions are for-profit organizations.

Credit unions are member-owned and operated organizations, meaning they are owned by the members who use their services. These members, also known as shareholders, are usually people with a common bond such as living in the same area, belonging to the same organization, or working for the same employer.

On the other hand, other depositor-owned financial institutions are for-profit organizations that are owned by shareholders, who are typically large corporate entities. Credit unions are non-profit and operate for the benefit of their members, so they offer better rates and services than other financial institutions.

In contrast, other financial institutions are for-profit, and the board of directors is usually made up of shareholders who are concerned with making a profit. This may mean that they offer fewer benefits and higher fees than credit unions.

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Is it illegal to pay less than minimum wage in California?

Answers

All California employers subject to both state and federal law are required to pay the state minimum wage, unless their employees are exempt under California law.

Most employers in California are subject to federal and state minimum wage laws. Local bodies (cities and counties) are also allowed to enact minimum wage rates, and several cities have recently enacted ordinances increasing minimum wage rates for workers working in local jurisdictions. See the list of California city and county minimum wages maintained by the University of California, Berkeley.

The impact of this multiple coverage from various government sources is that employers must follow stricter standards when there are conflicting requirements in the law. That is, what is most beneficial for employees. Because current California law requires a higher minimum wage than federal law, all California employers subject to both laws must pay the state minimum wage unless their employees are exempt under California law. I have to pay my wages. If a local entity (city or county) sets a higher minimum wage than the state or federal minimum wage, the worker must be paid the local wage.

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A company plans on expanding its operations and needs the capability to increase and decrease services depending on their customer and workload while minimizing cost increases as often as possible. Which feature is most important for the company?
Fault tolerance
Scalability
Availability
Elasticity

Answers

Elasticity is the most important feature for the company.

Elasticity refers to the ability of a system to adjust the amount of resources it uses in response to changes in demand. This is important for the company because it allows them to increase and decrease services as needed, depending on their customer and workload, without incurring significant cost increases. For example, if the company experiences a sudden increase in demand for its services, it can easily scale up to meet that demand, and then scale down again when demand decreases, without incurring large costs associated with over provisioning resources.

Scalability, Availability, and Fault tolerance are all important features but not as crucial as Elasticity in this context. Scalability allows the system to handle an increased workload by adding more resources, Availability ensures that the system is up and running and accessible when needed, and Fault tolerance ensures that the system can continue to function in the event of a failure. All of these are important to maintain a proper service level agreement to the customers, but Elasticity is the key factor that allows the company to adjust the resources they use in response to changes in demand while minimizing costs.

A price ceiling causes consumer surplus to
O decrease
O increase.
O move to equilibrium.

Answers

A price ceiling causes consumer surplus to decrease.

Why is there a price ceiling?

A price ceiling is the imposed upper limit on what a seller may charge for a good or service. Price ceilings, which are normally established by law, are frequently applied to necessities like food and energy supplies when they become expensive for regular consumers.

Why is a price cap used?

Regardless of the price ceiling, the general outcomes are always the same: price ceilings are implemented in an effort to keep costs low for people who require the product. However, if the market price is prevented from increasing to its equilibrium level, there would be a shortage because there will be more demand than supply.

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What is the difference between a unitary state a federal state and a confederate state?

Answers

In a confederation, the states hold a disproportionate degree of power, in contrast to a unitary federal power system where the national government has entire control.

A confederal system is one in which the states or regions maintain a high degree of autonomy and the federal government has minimal formal powers. In a confederate system, the central government is frequently set up by the states or regions and is only in charge of a small number of clearly defined tasks, such the military and foreign policy.

In a unitary system, the states or regions have little autonomy and the central government has more authority. The majority or all parts of governance are under the supervision of the central government in a unitary system, while the states or regions may have little to no decision-making power.

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Does RPA need new teams to do the work? O Yes, because existing workers will not be able to adapt. O No, because existing workers can be retrained. O No, because people will no longer be needed with the implementation of RPA. It is too early to say; revisit this issue in a few years.

Answers

Is it necessary for RPA to form new teams to complete the work? No, since current employees may be retrained.

Because of the people and process aspects, change management is extremely critical while adopting RPA. Approaching an RPA endeavor simply from a technological standpoint would consign it to failure. Nonetheless, this is what many firms do. In such instances, you are likely to encounter pushback from employees and supervisors who are unfamiliar with and scared of the technology. RPA necessitates process adjustments as well, because processes should be improved as they are automated. When it comes to people and processes, poor change management can lead to users opposing or even derailing an RPA endeavor. Employees' brains have always been filled with deep knowledge of procedures and the best ways to finish them.

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What is the effect of high profit?

Answers

More business owners will take chances and make investments as profitability rises. Increased economic prospects, additional jobs, and greater growth may result from this.

Securely building a very lucrative business structure during normal economic times is the most crucial technique for surviving a recession. High profitability indicates that you have the stamina to continue making money even if sales decline due to a recession.

Additionally, highly profitable businesses can build up bigger cash reserves and survive a protracted recession with lower profit margins. They can also afford to use their additional cash to buy equipment with the steep discounts on prices that are offered during a recession.

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Why do interest rates on loans tend to be higher in a strong economy then in a week one?

Answers

In a robust economy, interest rates on loans are often higher than they are in a weak one because credit markets expand and prices rise as a result of increasing demand.

A percentage of the principal, or the amount loaned, is what a lender charges a borrower as interest. The annual percentage rate, or APR, is the usual unit used to express the interest rate on a loan (APR).

The amount earned from a savings account or certificate of deposit at a bank or credit union may also be subject to interest rates (CD). Interest on these bank accounts is calculated as an annual percentage yield (APY).

The borrower is essentially charged interest for the usage of the asset. Cash, consumer goods, vehicles, and real estate are all examples of lent assets. As a result, an interest rate can be viewed as the "cost of money" because it increases the cost of borrowing the same amount of money.

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Which policy feature makes a universal life policy different from a whole life policy?

Answers

With whole life, your premiums are fixed and guaranteed never to rise1. As long as you continue to pay them, you can count on the life insurance benefits being paid to your beneficiaries. With universal life there are no fixed premiums and you have more flexibility on when you make payments

6 rights of merchandising

Answers

1. The right merchandise
We sell only quality products

2. In the right place
Our merchandise is carefully placed for optimum sales

3. At the right time
For seasonal items, we want to be in early and out early

4. In the right quantity
We have a rapid turnover of inventory

5. In the right condition
We sell only high-quality goods

6. At the right price
We sell items for as little as we can

What are 3 ways to get money out of your checking account?

Answers

Three ways to withdraw cash from bank acoount are to Use an ATM, Write a Check for Cash and Fill Out a Withdrawal Slip.

What is checking account?

An account with a financial institution called a checking permits both deposits and withdrawals.

Checking accounts are relatively liquid and can be accessed in a variety of ways, including through cheques, automated teller machines (ATMs), and electronic debits.

A checking account varies from other bank accounts in that it frequently permits unlimited withdrawals and deposits, whereas savings accounts may occasionally place restrictions on both.

Anyone who frequently wants to make withdrawals or transactions from a bank account can benefit from having a checking account.

A checking account can usually be opened relatively quickly and easily. You can apply online or in person at a bank office.

Why should one open checking account?

For regular financial transactions, you require a checking account. You can deposit money into a bank account, pay bills online, make purchases using your debit card, get cash from ATMs, write checks, and other things with it. The funds in your checking account are available for use at any moment. There are no restrictions on how much you can deposit, transfer, or remove (as long as you have enough money in the account).

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A currency is not convertible when both residents and nonresidents are prohibited from converting their holdings of that currency into another currency.

Answers

A currency is not convertible when both residents and nonresidents are prohibited from converting their holdings of that currency into another currency is non-convertible currency.

What Exactly Is Money?

Money is a form of exchange used to buy and sell goods and services. In a nutshell, it is money that is typically issued by a government and commonly accepted as payment at face value. It comes in the form of coins and paper.

Why is currency the name for money?

The Latin word "currere," which meaning "to run" or "to flow," is the origin of the term "currency." The Latin word "monere," which means "to warn," is where we get the English word "money." What did the original money look like? The earliest known currency was the Mesopotamian shekel.

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Pleae help 1. Jack put down 2 2/4 for the front yard then he put 3 1/5 for the backyard apparently he ha 8 3/20 in total I need to ubtract, thank

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He would have 4 parts left with him while adding and subtracting the fractions.

So jack has totally 8 3/20 parts with him.when he uses 2 2/4 and 3 1/5he ends up with 16/10 which is 0.6when we subtract with the total parts we get 4/10which is 0.4

A fraction is also known as a piece or chunk of a larger quantity. It is represented by the '/' sign, as in a/b. For instance, 2/4 is a fraction in which the upper section represents the numerator and the bottom part represents the denominator. In this post, we will study the meaning of fractions in mathematics, the many types of fractions, how to convert fractions to decimals, and numerous solved problems with detailed explanations.

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The difference between 8 3/20 and 2 2/4 is 5 6/10. This is a fraction's calculations

To subtract 2 2/4 from 8 3/20, you will first need to convert all the fractions to have a common denominator. In this case, you can convert 2/4 to 1/2 and 3/20 to 3/20.

Then, you can add the whole numbers and the fractions separately:

2 + 3 = 5 (whole numbers)

1/2 + 1/5 = (5x1/2) + (5x1/5) = 5/10 + 1/10 = 6/10 (fractions)

So, the difference between 8 3/20 and 2 2/4 is 5 6/10.

Please note that Jack's total area 8 3/20 doesn't match with the addition of his front and backyard area, 2 2/4 + 3 1/5 = 5 7/9.

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What is marketing process Mcq?

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The process of developing, communicating, delivering, and trading offerings that are valuable to customers, clients, partners, and society at large collectively is known as marketing.

To address the needs of a target market for goods and services, marketing is the process of deciding on, developing, and providing value. It could also involve picking a target audience, deciding which qualities or themes to emphasize in advertising, putting together advertising campaigns, participating in public events and trade shows, and creating products. The seller, who is often a manufacturer or merchant, is in charge of marketing. It is one of the key elements of business and commercial administration. Marketers may aim their goods at consumers or other businesses. Various traits, including the marketers' way of thinking, are essential to the ecosystem in which the product operates, regardless of the target audience. The method by which marketers approach the process of marketing planning

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What is static flexibility?

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Static flexibility is the ability to perform movement of a joint or group of joints throughout their range of motion. It is the degree of flexibility of muscles, tendons and ligaments when a person is standing or not actively moving.

It is important for overall health and fitness as it can help reduce the risk of injury and improve the function of the body's joints. Static flexibility exercises can include stretching, yoga poses, and other activities that help improve the flexibility and range of motion of the body's joints. Such exercises also improve posture and balance and also help prevent muscle imbalances and pain.

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Many companies today have facilities and customers around the world, which requires greater sensitivity to different

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Many companies today have facilities and customers around the world, which requires greater sensitivity to different cultures

How do companies maintain relationships with their customers?

Employees should be encouraged and empowered to entertain customers to ensure a positive experience for everyone. (And in return, your team should be happy and motivated.) The customer we spoke to named her customer service as the top reason to stay with the company.

Why is it important for businesses to build relationships with their customers?

Building collaborative relationships with customers is key to the long-term success of a company. A strong connection based on trust and communication helps customers feel more comfortable and connected to your brand, leading to increased customer loyalty and repeat purchases.

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What is the best safest investment?

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Your confidence in hazardous investments like stocks may be shaken by unpredictable markets. When volatility occurs, many investors transfer their funds into secure investments.

The safest form of account for your money is a high-yield savings account. These bank accounts are very liquid and immune to market volatility since they are insured by the Federal Deposit Insurance Corporation (FDIC). Just keep in mind that your money can become less valuable if inflation is higher than your annual percentage yield (APY).

Deposit account interest rates are now low across the board and are expected to remain so for some time. But you can make minimal income, Certificates of deposit (CDs) are a suitable option if you don't require fast access to your money but would like to earn a little more than a savings account, according to Kevin Matthews, a former financial advisor and the creator of the investing information website Building Bread. Additionally, CDs benefit from the same levels of FDIC insurance as other forms of bank accounts.

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