The three credit score types are installment credit, revolving credit, and open credit, these are the ways they impact your credit score.
The credit score is the based on credit history then, number of open accounts, total levels of debt, repayment history, and other factors. Lenders use credit scores to evaluate the probability that an individual will repay loans in a timely manner.
Installment Credit is specified for the monthly payments, terms, and interest. The revolving credit is a type of credit in which the payment does not fixed and the credit which is renewed as debts are paid off.
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The Shannon Community Kitchen provides hot meals to homeless and low-income individuals and families; it is the organization’s only program. It is the policy of the community kitchen to use temporarily restricted resources for which the purpose has been met before unrestricted resources. The Kitchen had the following revenue and expense transactions during the 2017 fiscal year.
1. Unrestricted cash donations of $25,000 were received. A local philanthropist also contributed $3,000, which was to be used for the purchase of Thanksgiving dinner foodstuffs.
2. A local grocery store provided fresh produce with a fair value of $100. The produce was immediately used.
3. Volunteers from the local university contributed 100 hours to preparation and serving of meals. The estimated fair value of their labor was $750.
4. The Kitchen received a $5,000 federal grant for the purchase of institutional kitchen appliances.
5. At Thanksgiving time, the Kitchen spent $4,100 on foodstuffs for preparation of the Thanksgiving dinner.
Required Prepare journal entries to record these transactions. (If no entry is required for a transaction/event, select "No Journal Entry Required" in the first account field.)
Date Accounts and Descriptions Debit Credit
1 Cash 28,000
Contributions - Unrestricted 25,000
Contributions - Temporarily Restricted 3,000
(Received unrestricted contribution and service contribution)
2 Program Expenses 100
Contributions - Unrestricted 100
(Record program expenses)
3 No transaction recorded -- no skill required
4 Cash 5,000
Contributions - Temporarily Restricted 5,000
(Record Fed grant for supplies)
5 Program Expenses 4,100
Cash 4,100
(Record program expenses)
Net Assets released - purpose fulfilled for temporary restricted contribution 3,000
Net Assets released - purpose fulfilled for restricted contribution 3,000
(To record net assets temporarily restricted to unrestricted)
Which assets do you mean?An asset is a resource having economic worth that a person, organization, or nation owns or manages with the hope that it may someday be useful. A company's balance sheet lists its assets. They are divided into current, fixed, financial, and intangible categories.
What are your three best qualities?Your time, mind, and network are your three greatest assets. Protecting your time, expanding your knowledge, and fostering your network should be your daily goals. Top sales performers are aware of what this means and don't let themselves be tempted to waste time on pursuits that don't result in sales.
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When did the Minimum Wages Act came into force Mcq?
India introduced the Minimum Wage Act in 1948, giving both central and state governments the power to set wages.
Laws are not legally binding, but are required by law. Paying wages below the minimum wage amounts to forced labor. A wage board has been set up to review industry solvency and set a minimum wage that meets at least the needs of her family of four for calories, housing, clothing, education, health care, and entertainment. By law, wage rates for regular employment vary by state, sector, skill, region and occupation due to differences in cost of living, solvency of local industries, consumption patterns, etc. As a result, there is no uniform national minimum wage rate, and the structure is too complicated. The highest minimum wage rate updated in 2012 was 322 rupees per day in Andaman and Nicobar and the lowest was 38 rupees per day in Tripura. In Mumbai, the minimum wage in 2017 was Rs 348 per day for her Safai Caracara (sewage cleaner and sweeper), but this was rarely paid.
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How do insurers predict the increase of individual risks?
Insurance firms can forecast the rise in individual risks thanks to the law of large numbers.
How do insurance firms assess risk?According to The Balance, actuaries use risk analysis software to apply statistical and mathematical models to demographic information about the insured person as well as a range of data from other sources to determine the possibility of a death, illness, injury, disability, or property loss.
What makes the likelihood of an insured loss higher?Risk: A circumstance that raises the likelihood of loss.
How can insurance aid in risk control?Insurance policies are agreements between underwriters to take on specific risks in exchange for a premium, the needed consideration in all legal contracts. Although insurance is a tool in the risk management process, it does not completely protect your camp organization from all potential threats.
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Jolianne worked half as many hours as andrew. Jolianne makes $10 per hour and has saved $27. Andrew makes $8 per hour and has no money saved. After getting paid, they have the same amount of money.
Jolianne is correct because when solving t in her equation, t = hours Jolianne worked, and when solving for t in Andrew’s equation, t = hours Jolianne worked so they are equal. To find the number of hours Jolianne and Andrew worked, we can set up equations using the information given in the problem.
The concept used to answer this question is algebraic equations. We can then solve for t in each equation to find that Jolianne worked 2.7 hours and Andrew worked 3.375 hours. Since Jolianne worked half as many hours as Andrew and they both have the same amount of money, Jolianne's equation and Andrew's equation are both valid.
Jolianne's equation is:
$10t = $27
where t is the number of hours Jolianne worked.
Andrew's equation is:
$8t = $27
where t is the number of hours Andrew worked.
We can then solve for t in each equation to find that Jolianne worked 2.7 hours and Andrew worked 3.375 hours. Since Jolianne worked half as many hours as Andrew and they both have the same amount of money, Jolianne's equation and Andrew's equation are both valid.
Here is the complete question.
Jolianne worked half as many hours as Andrew. Jolianne makes $10 per hour and has saved $27. Andrew makes $8 per hour and has no money saved. After getting paid, they have the same amount of money.
Andrew claims that only his table and equation are correct, but Jolianne claims that both tables and equations are valid. Which statement regarding their claims is true?
Andrew is correct because t cannot be used to represent the number of hours Jolianne worked.
Andrew is correct because Jolianne worked half as many hours as he did and he did not work twice as many hours as she did.
Jolianne is correct because if one lets t = hours Andrew worked, then his equation is valid. If one lets t = hours Jolianne worked, then Andrew worked twice as many so her equation is valid, too.
Jolianne is correct because when solving t in her equation, t = hours Jolianne worked, and when solving for t in Andrew’s equation, t = hours Jolianne worked so they are equal.
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What are 4 sustainable practices?
Human sustainability, Social sustainability, Economic sustainability, and Environmental sustainability are the four pillars of sustainability.
What makes sustainable practices crucial?Sustainability is crucial for a variety of reasons, including: Environmental quality - Toxic-free environments, clean air, and natural resources are all necessary for healthy communities. Growth - As UNTHSC's student body keeps expanding, we need additional space, energy, and water. Sustainable methods enhance our quality of life, safeguard the environment, and protect natural resources for future generations. Manufacturing, logistics, and customer service are all parts of a comprehensive business sustainability strategy. All nations should be able to provide for their basic necessities in terms of jobs, food, energy, water, and sanitization. Each and every person has a right to a clean, safe, and healthy environment.
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What formula in Excel calculates monthly payments?
The formula in Excel to calculate monthly payments is to use PMT
Personal financial management can be difficult, especially when trying to schedule payments and savings. You may determine how long it will take you to attain your goals by using Excel formula and budgeting templates to assess the future worth of your debts and assets. Utilize the following features:
Using constant payments and a constant interest rate, PMT determines the loan payment. Based on frequent, consistent payments and a constant interest rate, NPER determines the number of payment periods for an investment. The present value of an investment is returned by PV. The sum that a sequence of future payments are currently worth is known as the present value.Based on regular, constant payments and an interest rate that is constant, FV returns the investment's future value.Learn more about Excel formula here: https://brainly.com/question/29280920
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who join the NDS that will create in the future
and please don't let's people answer and it a question if you thick about
i will still give Brainliset
The President's National Security Strategy is the subject of the National Defense Strategy (NDS), which focuses on the Department of Defense's role in carrying it out (NSS).
Who meets the criteria for an NDA?Candidates who have finished class 12 or are currently registered in class 12 and are between the ages of 15.7 and 19 are eligible to apply for the NDA 2023 exam.
According to NDA eligibility 2022, candidates who were not born earlier than 02 January 2004 or later than 01 January 2007 are eligible to apply for the exam. Before proceeding to the exam selection procedure, candidates must first satisfy all of the required NDA qualification standards.
Who oversees NDS-OM?RBI uses the NDS-OM, an electronic anonymous order matching system with a screen-based interface, to trade its government securities on the secondary market. The system is now open to businesses who have SGL accounts with the RBI, including banks, primary dealers, insurance providers, mutual funds, etc.
What types of settlements does NDS handle?One of two groups makes up NDS-OM members, including:
Members Direct - Direct Members have access to current accounts with the RBI and the ability to directly settle trades on NDS-OM. Due to the fact that indirect members do not have current accounts with the RBI, they must settle through direct NDS-OM members.
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All drivers are required to have the following ??
O A valid Florida commercial drivers license
O an annual vision
O an annual physical
O a certificate
All applicants must possess an Operator's License, meet the eyesight criteria, and pass the knowledge and skills exams before being granted a Commercial Driver License.
Who in Florida requires a business driver's license?Any driver hauling a tractor-trailer with a declared load of 26,001 lbs or more must have a Commercial Driving License in Florida. The various licensing classes for commercial drivers are listed below.
What location is the Florida driver manual located?You can still download the Florida Driver Manual even though it is no longer accessible at your neighborhood DMV. A synopsis of the key sections is provided below. Anyone operating a motorized vehicle on public roads and highways in Florida must possess a current Florida driver's license.
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Do discount points increase the yield to the lender?
By charging a borrower points, a lender effectively increases the yield on the loan above the amount of the stated interest rate.
What are discount points?Discount points, often known as mortgage points or just points, are a type of prepaid interest that can be used to arrange a mortgage in the United States.
One point is equal to 1% of the loan balance. In order to cut the loan's interest rate, borrowers can offer to pay points to the lender.
In return for this upfront payment, they will receive a loan with a lower monthly payment.
It is also possible to buy points to lower the monthly payment in order to be approved for a loan.
Sometimes the only way to meet the requirements for a loan based on monthly income and monthly loan payments is to lower the monthly payment by buying discount points that will lower the interest rate and, in turn, lower the monthly loan payment.
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Penny is selling candles for $3 each at a fundraiser. If she starts selling with $4 to help her make change, how many candles, x, will she have to sell to end up with $19?.
Penny needs to sell 5 candles to end up with $19. By isolating x on one side of the equation, we can find its value (x = 5) which is the number of candles Penny needs to sell to reach the target amount of money.
The concept used to answer this question is algebra. In particular, the equation used is an example of a simple linear equation in one variable. The equation is in the form:
ax + b = c
where a, b, and c are constants, and x is the variable that represents the unknown quantity we are trying to find. In this case, x is the number of candles Penny needs to sell, a is the price of each candle ($3), b is the amount of money Penny has to make change ($4), and c is the total amount of money Penny wants to make ($19).
To find out how many candles Penny needs to sell to make $19, you can set up the equation:
3x + 4 = 19
To solve for x, you can subtract 4 from both sides of the equation:
3x = 15
Then, divide both sides by 3:
x = 5
So Penny needs to sell 5 candles to end up with $19.
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effective communicators gain trust by
By engaging with others, effective communicators earn trust. Effective communicators build trust through engaging with others—that is, by attempting to understand their counterparts' needs, wants, opinions, feelings, and goals.
"Communication is critical to trust development," says Jodi Macpherson, a communications specialist at Mercer Inc. "It leads to the development of a trusting atmosphere around leaders, allowing them to lead effectively, engage colleagues, and ultimately achieve outcomes." For senior managers, communications functions as a positioning agent for message delivery and leadership development. This is something that successful company executives have learnt firsthand. Building relationships with the individuals you wish to interact with is essential for effective communication. And trust is vital for developing meaningful professional connections. Trust is a powerful force that fosters loyalty, boosts credibility, and facilitates successful communication. It provides you with the benefit of the doubt when you want to be heard, understood, and trusted.
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how saving account fits with my time horizon retirement
An investment's time horizon is indeed the length of time it will be held before being sold. Choose the best Retirement savings are the most popular long-term investments.
What do you mean by investment?A purchase made with the intention of creating income or capital growth is known as an investment. Appreciation is the term for an asset's value rising over time. A person buys in a good with the intention of using it to build wealth in the future rather than for current consumption.
How can beginners invest?Open a Demat and trading account using your linked banking account. Log into that trading account. Select the shares that you wish to buy or sell. Ensure that you have the requisite amount of funds in your account to buy the shares.
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What are the four main responsibilities of a marketing manager?
The concept given is Marketing. Marketing is the process by which people get interested in your company's products or services.
Marketing is a function that connects the consumer, customer, and audience with the marketer through the information used to identify and define opportunities and problems; generate, refine and evaluate assets; monitor performance, and better understand it as a process.
Marketing management is a fine career for professionals with a passion for advertising, user experience, social media trends, market research, and data analysis. It's also a great career choice for those who enjoy working with a diverse group of marketing and management professionals on a daily basis.
The responsibilities of a marketing manager include:
Increasing brand awareness and market share. Coordinates marketing strategies with sales, finance, PR, and manufacturing departments. Development and management of the budget of the marketing department. Monitor branding, advertising, and promotional campaigns.To know more about Marketing,
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After my salary was increased by $16\%,$ it was $\$52{,}200$. What was my salary before the increase?.
Your salary before the increase was $45,172.41. Salary is a the value that you will get after your hard work.
Salary is the total amount that you will get after you done your job. Salary can be paid monthly or depends on the rules your company. Salary is often paid with the money.
To find out your salary before the increase, you can use the formula:
original salary = new salary / (1 + (percent increase / 100))
Plugging in the given information, you get:
original salary = $52,200 / (1 + (16 / 100))
original salary = $52,200 / 1.16
original salary = $45,172.41
So your salary before the increase was $45,172.41.
Here is the clear question.
After my salary was increased by 16%, it was $52,200. What was my salary before the increase?
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What are the 4 basic principles of finance?
The four principles of finance are income, savings, spending, and investing.
Income, savings, spending, and investment are the four guiding principles of finance. You can keep your funds in good shape by adhering to these fundamental rules of personal finance. These ideas frequently enable people to accumulate riches over time.
The other three financial tenets are founded on income. You can begin saving after you have a job. You get extra money to use in the future as a result of saving money. The more money you put aside today, the easier it will be to avoid monetary emergencies, pay for pricey expenditures, and pursue financial objectives.
Spending is a way to treat yourself after putting in a lot of effort at work. Spending encourages you to work harder to earn more money or to save more in case you run short.
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Who did the New Deal benefit the most?
The new deal mostly benefitted the unemployed workers, urban poor, farmers, and other sets of Americans who were restored of their worth as many were given employment.
The new deal was a system to restore secure employment to the people. It could protect the welfare of Americans regardless of rich or poor which then results in productive business systems across the country. The new deal vastly benefitted the unemployed workers as it provided jobs and security. It also was seen to aid the urban poor, farmers, wholesalers, food producers, and native Americans. Due to this, it attained support from different congressmen. The new deal was initiated by President Roosevelt to achieve results that aimed to restore the finances of Americans.
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What is the meaning of economics economics is the study of how society uses its limited resources Technical Study Democratic study none of the above?
Economics is the study of scarcity and how it impacts a variety of complex social concerns, including how resources are used, how goods and services are produced, how output and welfare rise through time, and a host of other challenging problems.
The correct answer is option 1: Economics is the study of how society uses its limited resources.
Economics is the study that builds an efficient interaction between limitless desires and finite resources so that the limited resources are distributed in a way that allows for the attainment of maximum satisfaction.
Economics is a social science that studies the production, distribution, and consumption of goods and services as well as the resource allocation decisions that individuals, businesses, governments, and nations make.
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What is the purpose of trade agreements?
Free trade agreements are designed to lower trade barriers between two or more countries and to enhance the flow of goods and services between the parties.
In a free trade agreement (FTA), two or more nations come to an understanding of a variety of issues, including investor protections, intellectual property rights, and obligations affecting trade in products and services.
The major objectives of trade agreements for the United States are to lower export barriers, safeguard American interests that compete abroad and strengthen the rule of law in the FTA partner nation or countries.
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What is the most common reason why countries create trade agreements brainly?
In order to control the volume of trade between themselves and other nations, countries use quotas in international trade. To decrease imports and boost domestic production, nations occasionally impose quotas on particular products.
What justification do nations use the most frequently to enact trade agreements?In order to control the amount of trade that occurs between nations, quotas are used in international trade.
There are three types of quotas used in the US: absolute, tariff-rate, and level quotas.Tariffs are taxes that one nation imposes on imported goods and services from another nation.Tariffs reduce the appeal of imported goods and services to domestic consumers by raising their cost.Quotas that are excessively restrictive and high tariffs can cause international trade disputes and other issues.Governments use quotas as an example of a nontariff trade barrier. Embargoes, levies, and sanctions are additional types of trade barriers.To know more about the trade agreements, here
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What steps can you take to improve the safety of food and diet of a child?
Vegetables and fruit, whole grain products, and protein-rich foods should all be included in a child's balanced diet. Children require three meals and one to three snacks each day (morning, afternoon and possibly before bed). The food you offer at meals and the snacks you provide should go hand in hand.
What is diet of a child?
A good diet should consist of fish, eggs, beans, peas, soy products, lean meat and poultry, and unsalted nuts and seeds. Fruits. To eat a variety of fresh, canned, frozen, or dried fruits, encourage your youngster to eat them.
Look for fruit in cans that are advertised as being light or packed in their own juice. Its low sugar content is shown by this.
What is a diet brief?
The total amount of food consumed by a person or other organism is referred to as their diet in the field of nutrition.
The term "diet" frequently connotes the use of specialized dietary intake for purposes of weight management or general health (with the two often being related).
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surprise inflation can help people who have borrowed money. True or False
It is true that surprise inflation can help the people who have borrowed money.
What is inflation?The progressive decline in the purchasing power is what is meant by price increases, or inflation. A proxy for the rate at which purchasing power dwindles is average price increase of a sample of goods and services over time. The increase in price, which is frequently expressed as a percentage, results in unit of currency effectively buying less. To ascertain the overall impact of increases in price for a variety of goods and services, inflation must be measured. It allows for a single value representation of how prices for products and services have increased through time in an economy.
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What is a dihybrid heterozygous cross?
A dihybrid heterozygous cross tends to describes a mating experiment which is between the two organisms which are said to be identically hybrid for two traits.
The individuals in this type of trait are homozygous which is for a specific trait. So, then these traits are determined by the DNA segments which are called genes. In a dihybrid heterozygous cross, the parents carry different pair of alleles for each trait.
However, one parent tends to carry the homozygous dominant allele, while the other parent tends to carry the homozygous recessive allele. Thus, here the two organisms are said to be identically hybrid for the two traits.
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Jamarcus's employer pays 80% of his medical insurance. If the insurance costs jamarcus $20 a week, how much is his employer paying?.
The employer is paying $16 per week for Jamarcus's medical insurance. The concept to answer this question is to use the percentage of a number to determine how much of that number is being paid by a specific party.
In this case, we know that Jamarcus's employer pays 80% of his medical insurance, which costs $20 per week. Jamarcus's employer is paying $16 per week for his medical insurance. This can be calculated by taking the cost of the insurance ($20) and multiplying it by the percentage paid by the employer.
To calculate how much the employer is paying, we can use the following formula:
(cost of insurance) x (percentage paid by employer) = (amount paid by employer)
So in this case, we would plug in the given numbers:
($20) x (80%) = $16
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How do you say you have good interpersonal skills?
By how you treat others, you can tell if you have good interpersonal skills. They will typically be enjoyable to be around.
High communicators both verbally and nonverbally, those with strong interpersonal skills are frequently referred to as being "good with people.People skills, soft skills, emotional intelligence, and even employability skills are all synonyms for interpersonal skills. The ability to interact with people and build connections is what the phrase really means. You could list the following as examples of interpersonal abilities:The capacity to assume leadership positions.The capacity to spur on oneself.An individual with great interpersonal skills will be supportive, compassionate, helpful, patient, and polite when interacting with coworkers. Usually, being with them will be fun.Interpersonal skills are the talents required to interact, communicate, and collaborate with others in both groups and individuals effectively.To know more about interpersonal skills here
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Why duration is important in exercise?
Beginning exercisers may start with a short exercise duration of ten minutes, extending duration in each session. The advantage of extended duration is that you burn more calories and build greater stamina.
What is endurance training?Exercise that aims to improve endurance is known as endurance training.
Training the aerobic system as opposed to the anaerobic system is often referred to as endurance training.
In sports, the need for endurance is frequently equated with the need for basic muscular and cardiovascular endurance. It has been established that in sports, skill and technique execution are closely related to endurance.
An athlete that executes their technique consistently, successfully, and with the least amount of effort is said to be well-conditioned. Heart rate, cycling power, and running pace are crucial for gauging endurance.
Supercompensation is a key component of endurance training.
Supercompensation is the term used to describe how muscles gradually adapt to a previous stimulation. Cardiovascular system and low testosterone levels are the known risk factors.
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What was a major result of Hoover's use of the military to drive the Bonus Army out of the nation's capital?
President Hoover's reelection marketing crusade was broken. Whilst the" perk service" a group of global war stagers enthralled Washington d. C. In 1932 and disturbed by the early price of their stager perk.
Douglas MacArthur, thus. Army leader of a body of workers drove out the demonstrators and destroyed their campgrounds, with the use of tanks and tear gas. One stager come shot to death, and multitudinous stagers and bobbies were wounded. Congress also appropriated$,000 to shoot the protestors home, and they dispersed.
The perks cortege incident that came about in the summer of 1932 confident Roosevelt's election.
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Jimmy ha two job: tutoring and working at a convenience tore. He get paid a different amount at each job. One week he tutored for 3 hour and worked at the convenience tore for 10 hour; he earned $165. Another week, he tutored for 5 hour and worked at the convenience tore for 8 hour; he earned $171. If he decide to work 12 hour at the convenience tore and only tutor for 2 hour, how much would he earn?
The term "algebraic expression" refers to a mathematical expression that contains variables, constants, and algebraic operations (addition, subtraction, etc.). Expressions consist of words.
Constants and variables are used in the construction of algebraic expressions. To achieve this, we employ the operations of addition, subtraction, multiplication, and division. Expressions like 4x+ 5 and 10y- 20 have already been encountered.
Equation simultaneously
Using the data provided:
For example, suppose Jimmy works at a convenience shop and earns $b per hour while coaching students for $a per hour.
The simultaneous equation that is generated will be
3a + 10b = 165 --------------(1)
5a + 8b = 171 ----------------(2)
utilizing the substitution approach to solve
50b - 24b = 825 - 513
26b = 312
b = 12
By changing the value of b in (1) to that from (3), we obtain,
3a = 165 - 120
3a = 45
a = 45 / 3
a = 15
He thus makes $12 per hour in the convenience shop and $15 per hour tutoring.
Earned money= = $ (144 + 30) = $ 174
Consequently, the profit will be $174.
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How is ownership defined by law?
Law and Definition of Ownership The right to possess anything legally is called ownership. The object of ownership may be material, such as real estate and personal property.
Its exact meaning is a matter of long-standing controversy, but law is a set of regulations made and enforced by social or governmental institutions to control behavior. Both the science and the art of justice have been used to describe it. Statutes can be created by a group of legislators or a single lawmaker, the executive can issue decrees and regulations, or judges can set precedent, usually in common law countries. State-enforced laws can also be formed by a single legislator or by a group of legislators. Private parties have the ability to make legally enforceable agreements, such as arbitration clauses that forgo traditional court action in favor of other means of settling disputes.
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Does contractionary fiscal policy increase aggregate demand?
Contractionary fiscal policy shifts the aggregate demand to the left .
Contractionary fiscal policy refers to actions taken by the government to decrease aggregate demand in the economy. This typically includes measures such as increasing taxes, decreasing government spending, or both. Therefore, contractionary fiscal policy does not increase aggregate demand.
Contractionary fiscal policy is used to decrease inflationary pressures by reducing aggregate demand. This can be done by decreasing government spending, which reduces the amount of money in circulation, or by increasing taxes, which reduces the disposable income of individuals and firms.
It's worth mentioning that contractionary fiscal policy can also affect aggregate supply by decreasing the incentive for firms to produce and hire workers, which in turn can decrease real GDP and increase unemployment in the short run. The long-term effects on aggregate demand can also depend on how contractionary fiscal policy is implemented and how the economy reacts to it.
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What causes increased phosphorus levels in the environment?
Poor agricultural practices, runoff from lawns and urban areas, leaking septic systems, and discharges can all contribute to high phosphorus concentrations causes increased phosphorus levels in the environment.
The term "environment" or "natural world" refers to all naturally occurring, that is, unmanmade, living and non-living phenomena. The phrase is most frequently used to refer to the Earth or specific regions of the Earth. This environment includes how all living things interact with one another as well as the climate, weather, and natural resources that have an impact on human survival and economic activities.
Unlike the natural world, the manmade environment is different. Humans have profoundly altered landscapes through the conversion of agricultural land into metropolitan areas and other built habitats, substantially altering the natural environment to create a more streamlined human environment. Even less severe actions, like installing a solar system in the desert or constructing a mud home, turn the environment into an artificial one.
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