True or false? When creating a budget to repay your student loans, you can
save money by paying only the interest.
O True because paying only the interest reduces the length of the loan and
reduces the total amount you pay in the long-term
True because paying interest means monthly payments will be small
O False because it is not possible to only pay the interest,
O False because paying only interest lengthens the life of the loan and increases
the total amount you pay in the long-term.
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Answers

Answer 1

The correct answer choice is; True, because paying only the interest reduces the length of the loan and reduces the total amount you pay in the long-term.

Paying off Student Loans

It follows from study that; while paying off student loans, it usually pays off to pay the interest first. On this note, it follows that the principal of the loan remains constant and hence, compound interest is avoided and consequently, the total amount you pay in the long-term is reduced.

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Related Questions

1,837.00 subtracted by 362.81

Answers

Answer:

I mean u can use a calculator

1474.19

Explanation:

By buying a ________ bond, investors may choose to exchange their bond for shares of common stock in the company.

Answers

The type of bond which investors would buy that they may choose to exchange their bond for shares of common stock in the company is known as convertible bonds.

What is a Bond?

This refers to the fixed income investment which is used to show that a loan is taken by either an individual or corporation.

With this in mind, if an investor wants to later exchange their bond for shares of common stock in the company, then they would have to buy convertible bonds,

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what would happened is banking didnt exist? i really have no idea​

Answers

Answer:

we wouldn't have loans to buy a house or a car. We wouldn't have paper money to buy the things we need. We wouldn't have cash machines to roll out paper money on demand from our account

Explanation:

I agree with the guy above me, and in addition to that we would have a hard time keeping our money organized

A company sells equipment for $5,000. The original cost was $50,000. The
accumulated depreciation is $45,000. The sale results in
O A. a gain of $1,000
a
B. neither a gain nor a loss
O c. a loss of $1,000
D. a gain of $5,000

Answers

Assuming the company sells equipment for $5,000 and the original cost was $50,000. The sale results in: B. neither a gain nor a loss

Gain or loss

First step is to calculate the book value using this formula

Book value=Original cost-Accumulated depreciation

Let plug in the formula

Book value=$50,000-$45,000

Book value= $5,000

Second step

Since the proceeds (equipment) is the amount of $5,000 in which the book value is as well $5,000 there is neither gain nor a loss.

Inconclusion the sale results in: B. neither a gain nor a loss.

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If government spending increased by $5 billion and the expenditure multiplier is 3.2, what would be the increase in the real GDP

Answers

The increase in real GDP when government spending increases is $16 billion.

What is the increase in real GDP?

Real GDP is GDP calculated using base year prices. Real GDP has been adjusted for inflation.

Increase in Real GDP = multiplier x increase in government spending

$5 billioin x 3.2 = 16 billion

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By drastically reducing inventories, manufacturers can increase the utilization of more floor space. This is an example of a

Answers

Drastically reducing inventories to help manufacturers increase the utilization of more floor space is an example of B. a just-in-time (JIT) inventory system.

What is a Just-inTime inventory system?

A Just-in-Time inventory system is inventory management that ensures that raw materials for production arrive as needed.

With a Just-in-Time system, inventory arrives as production is scheduled to begin.

The purpose of a Just-in-Time system is to reduce inventory on hand to the minimum just to meet demand.

A. a merchandising inventory system.

B. a just-in-time (JIT) inventory system.

C. a finished goods inventory system.

D. determining inventory quantities.

Thus, reducing inventories to help manufacturers increase the utilization of more floor space is an example of B. a just-in-time (JIT) inventory system.

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Handshakes should be:
O firm
o loose
O repeated
o accompanied by eye contact

Answers

Accompanied by eye contact

Answer:

firm

Explanation:

Intoxicated but still capable of comprehending the consequences of her actions, cricket signs a contract to sell her phone app design to downloads, inc. This contract is.

Answers

An intoxicated person may lack the mental capacity necessary to contract. Generally, this will require extreme intoxication. If the intoxicated person enters into a contract, she must disaffirm the contract within a reasonable time of regaining capacity and learning of the contract. But most likley in a court of law it will be inadmissable.

If a firm cannot invest retained earnings to earn a rate of return the required rate of return on retained earnings, it should return those funds to its stockholders

Answers

As regards this statement on funds being returned to stockholders, this is TRUE.

Why is this statement true?

In theory, the reason why stockholders leave retained earnings with the company they invested in, is because the stockholders cannot find other ways to make the required return.

If the firm is therefore unable to make this required return, they will have to return it to the shareholders who will then find a way to invest in other things to make their required returns.

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A small network is more effective than a large network.
Please select the best answer from the choices provided
ОТ
OF

Answers

Answer:

is

Explanation:

A small network is more efficient than a huge network is a false claim.

What do you meant by Wide area network?

A telecommunications network that covers a significant amount of ground is called a wide area network (WAN). Often, leased telecommunications circuits are used to construct wide area networks.

Wide area networks are used by businesses, as well as by institutions of higher learning and governmental organizations, to transmit information to personnel, pupils, clients, customers, and suppliers located all over the world. In short, this form of communication makes it possible for a company to efficiently perform its regular tasks wherever it is.

A WAN could be thought of as the Internet. Yet, a lot of WANs are private and were created for a single enterprise. Given that LANs are networks that are physically close together, WANs can be distinguished from them.

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Mia puts money into a piggy bank so she can spend it later. What function of money does this illustrate?.

Answers

savings

Explanation:

your are putting your money back and being responsible

At which stage in the product life cycle do sales experience their most rapid increase?.

Answers

Answer:

The growth stage

Explanation:

As product awareness increases, customers are more likely to purchase the item and sales increase. The success of a product in one area can lead to the product being introduced into other market segments.

i will give 100 points please help

Answers

To establish and maintain the store’s brand image in the customer’s mind. It provides support for the rest of the retailer’s selling efforts through display.

To enhance the control environment, management develops job __________. Multiple Choice duplicates misstatements labelsIncorrect descriptions

Answers

Answer:

descriptions

Explanation:

it makes the sentence complete.

________ is a term that denotes the set of assets and liabilities that are linked to a brand and enable it to raise a firm's valuation.

Answers

Brand equity is a term that denotes the set of assets and liabilities that are linked to a brand and enable it to raise a firm's valuation.

How can globalization negatively affect american farmers health

Answers

Explanation:

Negative Impact of globalisation:

Attraction of global market resulted in farmers shifting from traditional or mixed cropping to unsustainable cropping practices. The competition from cheaper imports pushed down the prices of crops like cotton, wheat etc making agriculture unsustainable for many farmers.

What property of an object determines how much inertia it has.

Answers

The property of an object that determines how much inertia it has is its mass

Hope that helps!

The demand function indicates that the quantity of a good consumed depends on:_________.a. the income of buyers b. the price of the good c. the price of inputs d. the effect of the demand shifter

Answers

Answer:

Answers a., b., and c. would all work as valid answers.

The demand function indicates that the quantity of a good consumed depends on The correct option is A. The income of buyers.

The demand function is a mathematical relationship that shows how the quantity of a good demanded depends on the price of the good, the income of buyers, and other factors.

The price of the good is the most important factor that affects demand, but the income of buyers is also a significant factor.

As the income of buyers increases, they tend to demand more goods, including the good in question. This is because they have more money to spend, and they are able to afford to buy more of the good.

The price of inputs is also a factor that can affect demand. If the price of inputs increases, the cost of production increases, and this can lead to an increase in the price of the good. As a result, consumers may demand less of the good.

The effect of the demand shifter is a factor that can change the demand for a good, but it is not a part of the demand function. The demand shifter can be caused by changes in consumer preferences, changes in the price of related goods, or changes in government policy.

So, the answer is (a), the income of buyers.

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Now, read a final article about the ita’s goal of creating fair trade. based on what you have learned, why does the ita believe that fair trade is important to us businesses and to the world?

Answers

Answer:

The ITA believes that fair-trade policies allow countries to import and export freely, allowing consumers to save money. It will also create economic opportunities that will help to improve economies in other countries, which could contribute to solving global issues like poverty. To meet these goals, the ITA believes that trade barriers need to be eliminated.

Explanation:

The ITA believes that fair-trade is important to us for the business because that policies allow countries to transport freely and to remove or the various economic problems.

What is ITA?

The full call of ITA is the Industry Training Authority. It is fully owned or governed by the Italian Government through the Ministry of Finance and the Economy.

It will also make economic possibilities that will support to amend economies in another countries.

This type of support could modify to understanding global contents or issues like poverty.

To encounter these destinations or goals, the ITA accepts that trade barriers need to be destructed with the intention of creating the fair trade.

Therefore, the aim of ITA to solve many problems of the economy.

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Bank Reconciliation and Entries

Sunshine Interiors deposits all cash receipts each Wednesday and Friday in a night depository, after banking hours. The data required to reconcile the bank statement as of July 31, 20Y0, have been taken from various documents and records and are reproduced as follows. The sources of the data are printed in capital letters. All checks were written for payments on account.

CASH ACCOUNT:

Balance as of July 1 $ 9,578. 00

CASH RECEIPTS FOR MONTH OF JULY 6,465. 42

DUPLICATE DEPOSIT TICKETS:

Date and amount of each deposit in July:

Date Amount Date Amount Date Amount

July 2 $569. 50 July 12 $580. 70 July 23 $713. 45

5 701. 80 16 600. 10 26 0601. 50

9 819. 24 19 701. 26 31 1,177. 87

CHECKS WRITTEN:

Number and amount of each check issued in July:

Check No. Amount Check No. Amount Check No. Amount

614 $243. 50 621 $309. 50 628 $837. 70

615 350. 10 622 Void 629 329. 90

616 279. 90 623 Void 630 882. 80

617 395. 50 624 707. 01 631 1,081. 56

618 435. 40 625 158. 63 632 325. 40

619 320. 10 626 550. 03 633 310. 08

620 238. 87 627 381. 73 634 241. 71

Total amount of checks issued in July $8,379. 42

BANK RECONCILIATION FOR PRECEDING MONTH:

Sunshine Interiors

Bank Reconciliation

June 30, 20Y0

Cash balance according to bank statement $9,422. 80

Adjustments:

Deposit of June 30 not recorded by bank $780. 80

Outstanding Check No. 580 ($310. 10)

Outstanding Check No. 602 (85. 50)

Outstanding Check No. 612 (92. 50)

Outstanding Check No. 613 (137. 50)

Total adjustments 155. 20

Adjusted balance $9,578. 00

Cash balance according to company's records $9,605. 70

Adjustments:

Bank service charges (27. 70)

Adjusted balance $9,578. 00

JULY BANK STATEMENT.

Required:

1. Prepare a bank reconciliation as of July 31. If errors in recording deposits or checks are discovered, assume that the errors were made by the company. Assume that all deposits are from cash sales.

2. Journalize the necessary entries (a) that increase cash and (b) that decrease cash. The accounts have not been closed.

3. What is the amount of Cash that should appear on the balance sheet as of July 31?

4. Assume that a canceled check for $180 has been incorrectly recorded by the bank as $1,800. Select how the error would be included in a bank reconciliation and how it should be corrected.

Feedback

Set up two sections: one for the bank balance and the other for the company cash account. Determine the effect of the data on each section. Recall that when you are finished, the adjusted balances in the bank and company sections of the reconciliation must be equal. If not, an item has been overlooked or treated in error. Recall that the company's cash account balance is updated for any items in the company section of the bank reconciliation.

5. Errors should be added or deducted from the bank or company section of the reconciliation depending on the nature of the error. If the bank made the error, the bank section would be adjusted. Subtract to obtain the difference between the correct and incorrect amounts. Has the bank overstated or understated the Cash balance in their records?

Answers

If the errors were made by the company, the adjusted bank balance is $11,494 and the adjusted book balance is $11,494.

Bank reconciliation

a. Bank reconciliation statement  July 31, 20Y0

Cash balance according to bank statement $11,601.41

Add deposit not recorded $1,177.87

Total $12,779.28

Less outstanding checks

No.613 $137.5

No.618 $837.7

No.633 $310.08

Total $1,285.28

Adjusted balance $11,494

($12,779.28-$1,285.28)

Bank reconciliation statement  July 31, 20Y0

Cash balance according to company book $7,664

($9,578+$6,465.42-$8,379.42)

Add proceed of note collected:

Principal  $4,000

Interest $160

Add july deposit error $18

Add error in check No.627 $63

Total $4,241

Deductreturn check $375

Service charges $36

Total $411

Adjusted balance $11,494

($7,664+$4,241-$411)

2. Journal entries

Debit Cash $4,241

Credit Notes receivable $4,000

Credit Interest revenue $160

Credit sales $18

Credit Account payable $63

Debit Accounts receivables $375

Debit Miscellaneous expense $36

Credit Cash $411

3. The amount of cash that should appear on the balance sheet as of July 31 is $11,494.

4. The error amount of $1,620 calculated as ($1,800-$180) should be included in the bank statement balance while the cancelled check should as well be corrected by giving the same check to the bank.

Inconclusion If the errors were made by the company, the adjusted bank balance is $11,494 and the adjusted book balance is $11,494.

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Table 1 contains information about the number of new business start-ups in four cities in the UK in 2016.
Using the information in Table 1, calculate, to 2 decimal places, the number of new start-ups in Birmingham as a percentage of the number of new start-ups in London. You are advised to show your workings.

Answers

The number of start-ups in Birningham as a percentage of the start-ups in London is 8.51%.

What are percentages?

Percentage is a measure of frequency. It is the fraction of an amount that is usually expressed as a number out of hundred. The sign used to represent percentages is %.

The number of start-ups in Birningham as a percentage of the start-ups in London = (17473 / 205320) x 100 = 8.51%

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How much the top managers support a change and how capable employees are of handling a change are important considerations of.

Answers

The ability of top managers to support a change and how capable employees are of handling a change are important considerations of how ready an organization is for change

What is Management?

This refers to the act of organizing workers in order to maximize their potential and output.

Here, we can note that when we are considering the ways in which organizations are ready for change, we would look at the ability of top managers to support a change and how capable employees are of handling a change because this shows their level of readiness.


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MY OWN BUSINESS INSTITUTE
WNBUSINESS
INSTITUTE
All
My
Courses Account
5 failed logins
Generally speaking, which of the following businesses would be easier to start and
command better pricing power?
Select one:
o Operate your own self-service gas station.
indmother's nrnnrietary resine

Answers

Answer:

it hink it would be B

Explanation:

hope that helps

Manipulating someone within an organization to gain access to confidential information is called.

Answers

Answer:

Social Engineering

Explanation:

Social Engineering is the use of centralized planning in an attempt to manage social change and regulate the future development and behavior of a society, a form of sabotage.

A country's gross domestic product for a given time period is the total
market value of
(1 point)
all goods and service produced within the country's
borders
O
all finished goods and services produced within the
country's borders
o
all goods and services produced by the country's
residents
O
all finished goods and services produced by the country's
residents

Answers

A country's gross domestic product for a given time period is the total market value of all finished goods and services produced within the country's borders.

What is the gross domestic product?

Gross domestic product is the sum of all finshed goods and services that is produced in a country within a given period of time.

One of the ways of determing the value of GDP is the expenditure approach = Consumption spending by households + Investment spending by businesses + Government spending + Net export

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Answer: D.) all finished goods and services produced within the country's borders.

Explanation:

just took it :)

How does self-motivation fit into the career readiness model?.

Answers

A self-motivation was ablt to fit into the career readiness model because it is an attitude.

What is a self-motivation?

It refers to the personal ability to motivate and drive oneself to take initiative and action to pursue set goals and complete tasks.

Therefore, the self-motivation was ablt to fit into the career readiness model because it is an attitude that is innate in an individual.

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Select the correct answer from each drop-down menu.
Which two points must Ajay keep in mind when writing content for his web page?
Ajay is writing web page content for a county health department’s website. He should make sure that the text on the web page . He must also be careful to use a tone for the content

Answers

The points that must be kept by Ajay in mind when writing content for his web are key or important such that it establishes his professionalism and the interest of the department coupled with the fact that it is a matter of national interest. Hence the sentences are given below.

Ajay is writing web page content for a county health department’s website. He should make sure that the text on the web page . He must also be careful to use a tone for the content

What is content writing?

Content writing is the art of writing, editing, and publishing content in a digital format. The content may be in form of blogging, video or podcast scripts, ebooks or whitepapers, press releases, product descriptions, page landing or social media.

Therefore, when Ajay is writing such, he needs to keep in mind the sentences identified above.

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The Warehouse Management System (WMS) _____. (Select all that apply.)


locates products in the warehouse
locates products in the warehouse

records shipments in and shipments out
records shipments in and shipments out

tracks inventory
tracks inventory

schedules employees
schedules employees

Answers

Answer:

Records Shipments in and shipments out, Locates products in the warehouse.

Answer:tracks inventory

Explanation:

Question 1 Brijesh is negotiating with Sara, who wants to purchase his car. The only issue is price. This is an example of a

Answers

Answer:

position-based negotiation

Explanation:

they are bargaining.

This is an example of a negotiation or a bargaining situation.

In this scenario, Brijesh and Sara are engaged in a negotiation over the price of Brijesh's car. Negotiation refers to the process of reaching an agreement or settlement between parties who have conflicting interests or different preferences. It typically involves a back-and-forth exchange of offers, counteroffers, and compromises to find a mutually acceptable solution.

Sara is interested in purchasing Brijesh's car, but the price is the main point of contention. Both parties have different perspectives and goals. Brijesh, as the seller, likely wants to maximize the price he receives for his car, while Sara, as the buyer, aims to pay the lowest possible price.

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Andrea is an accountant who lives in the state of Texas. Which tax is she not responsible to pay?.

Answers

In the states of texas, Andrea is not responsible to pay the inheritance tax as there are no applicability of inheritance tax in texas.

What do you mean by tax?

Tax is an obligatory payment made by the citizens or corporations to the government. These taxes are the major sources of revenue for the government.

As Andrea works as an accountant and lives in Texas, she is exempt from paying the inheritance taxes as this tax is repealed by the state.

Thus, Andrea is not responsible to pay inheritance tax.

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A pound of clementines costs $2.49 and ms. wild buys 1.8 pounds. how much did she spend? PLEASE HELP PLEASE HELP I WILL BRAINLIEST Hello people ~One of the advantages of nylon over rayon is that nylon:A. Is wrinkle free.B. Has low elasticityC. Is a natural fibreD. Is a good conductor of electricity On the moon, there is no air resistance. What forces (F) are acting on the hammer andfeather as they fall? How do you know? Write the expression for the solubility-constant for hydroxyapatite you buy a fancy 5 year eco light bulb for $9.79. How much does this light bulb cost you per year Identify the unit rate: 1,500 words in 25 minutes.A 300 words/minB 600 words/minC 60 words/minD 6 words/min The sleepy hungry infant cried out for his mother's attention. What is the best way to rewrite this sentence? A. The sleepy hungry, infant cried out for his mother's attention. B. The sleepy, hungry infant cried out for his mother's attention. C. The sleepy, hungry, infant cried out for his mother's attention. D. The sleepy hungry, infant, cried out for his mother's attention. 1. During the normal life of a somatic animal cell, which of the following puts the observed cellularprocesses in order from interphase to cytokinesis using the pictures in Diagram 1? Monitor is to computer as finger is to ______ Complete the analogy. A) nails B) hand C) skin D) body Solve the equation:4x-x=600 how many feet is the answer? If two forces act on an object, what is the relationship between the two forces? (pls explain)A. The larger force causes the same acceleration as the smaller.B. The larger force causes more acceleration than the smaller.C. The larger force causes less acceleration than the smaller.D. The smaller force and the larger force are balanced and therefore causes no acceleration. A picture frame measures 18 cm by 20 cm on the outside, and 168 cm?of picture shows.Find the width of the frame around the picture.The width of the frame iscm. You were elected the student council president for the next year at your school. After vacation is over, you have to plan a school carnival for the new school year. You are studying last years event and know that 210 people attended last years school carnival. The total amount of money collected for tickets was $710. Prices were $5 for regular admission, $3 for students, and $1 for children. The number of regular tickets sold was 10 more than twice the number of childrens tickets sold. Determine how many of each kind of ticket were sold. Which place had the LEAST slaves transported to them during the Slave Trade? Which string method returns true if the character is a lowercase letter?letter = input("Enter a letter: ")islower(letter)isLower(letter)letter.islower() * is correctletter.isLower() True or false: A capital gain on a stock is counted as part of the total return whether or not the gain is realized from selling the stock. True false question. True False 1. There are 1,200 students at Woodland Hills Elementary. Approximately 600 ofthe students take the bus home. 50% of the students that do not take the busride their bicycles home. Approximately how many students ride their bicycleshome?A 100B 200 300D 400E 500 4. Each boy on the hike is carrying 1.5 liters of water. If there are 15 boys, how many total liters of water are they carrying?