It is timeshare estate. A timeshare is a type of vacation property where several buyers share ownership of certain usage rights to the same property. Numerous various types of properties, including vacation resorts, condos, apartments, and campgrounds, can use the timeshare model.
A buyer can purchase a timeshare for a fixed week, where they have a specific week each year, or a floating week, where they can only use property for a certain season. Ownership might occasionally demand control of a property, time-sharing is popular. Timeshare disadvantages include a lack of changeability, yearly maintenance expenses, and challenges in selling one.
To learn more about timeshare, click here
https://brainly.com/question/14101525
#SPJ1
If overall interest rates in the economy rise, a corporate bond with a fixed interest rate will generally:________
If overall interest rates in the economy rise, a corporate bond with a fixed interest rate will generally decline in value.
What is the difference between Bond Prices Vs Yield?
Bond prices and interest rates go hand in hand. Bond prices typically decline as borrowing costs increase (when interest rates rise), and vice versa.
Consider zero-coupon bonds, which don't pay monthly interest and instead derive all of their value from the difference between the purchase price and the par value paid at maturity.
This is an easy way to understand why bond prices move in the opposite direction of interest rates.
Zero coupon bonds
Zero-coupon bonds are sold below par value and have yields that depend on the price paid, the par value, and the time until maturity.
Zero-coupon bonds, on the other hand, also lock in the bond's yield, which can appeal to some investors.
For example of Zero-coupon bonds,
The current rate of return on a zero-coupon bond with a par value of $1,000 (paid upon maturity in one year) and a market price of $950 is 5.26 percent: $1,000 - 950 950 x 100 = 5.26.
In other words, a person would have to be content with obtaining a 5.26 per cent return if they paid $950 for this bond.
Learn more about Bond Yield:
https://brainly.com/question/13781971
# SPJ1
how does teaching job contribute in the development of our society
Answer:
It helps with new children coming into school
Howard is assessing the legal risks to his organization based upon its handling of PII. The organization is based in the United States, handles the data of customers located in Europe, and stores information in Japanese datacenters. What law would be most important to Howard during his assessment
If Howard is assessing the legal risks to his organization based upon its handling of PII. What law would be most important to Howard during his assessment are: Japanese law, European union law, U.S. law
What is Legal risks?Legal risks has to do with legal matters or issues that arises for non compliance with a rules and regulation and can be defined as the risks that a person face for not abiding by the law that related to the person business.
Hence, If Howard is assessing the legal risks to his organization based upon its handling of PII what law would be most important to Howard during his assessment are Japanese law, European union law, U.S. law as all the law will tend to have equal weight.
Learn more about legal risks here:https://brainly.com/question/26463698
#SPJ1
Trey wants to put his leadership skills to good use. He is good at overseeing activities and delegating responsibilities. Which officer position would he excel at?
The officer position would he excel at , since He is good at overseeing activities and delegating responsibilities is delegating leader.
What is delegating leadership style?delegating leadership style can be regarded as the low task as well as the relationship behavior approach to leadership , it is a leadership style where leader empowers an individual to exercise autonomy.
in this case, The officer position would he excel at , since He is good at overseeing activities and delegating responsibilities is delegating leader.
Learn more about delegating leadership on:
https://brainly.com/question/4864137
#SPJ1
Henson Company has an investment opportunity that costs $9,936 and increases annual net cash flows by $3,000. Assuming a present value factor of 3.312127, the net present value of the investment is $
The Net Present Value of the Investment is -$1,064
SOLUTION“Net present value is the present value of the cash flows at the required rate of return of your project compared to your initial investment,” In practical terms, it's a method of calculating your return on investment, or ROI, for a project or expenditure.An investment is an asset or item acquired with the goal of generating income or appreciation. Appreciation refers to an increase in the value of an asset over time. When an individual purchases a good as an investment, the intent is not to consume the good but rather to use it in the future to create wealth.Annual Cash Inflows $3000
Present Value Factor 3.312127,
Present Value of Cash Inflows $9936
Less: Initial Investment $11,000
Net Present Value -$1,064
EXPLANATIONIn net present value method the future cash inflows rate are discounted to present net value at discount rate (PV FACTOR)The rationale for discounting is money received today is more valuable than the money to be received in future.So the present value of cash inflows is compared with initial investment if net present value is positive then the project is accepted otherwise its rejected.In this case the net present value is negative, hence the project will be rejected.
To know more about Net present value, click the given links.
https://brainly.com/question/17185385
https://brainly.com/question/23857734
#SPJ4
What features should you present when demonstrating 2023 murano’s confident cornering?.
Answer: Midnight Edition package,
Explanation: For 2022, Murano adds a new Midnight Edition package, with blackout front grille, lower fascia, exterior trim and special gloss black 20-inch aluminum-alloy wheels. It is available on Murano SV front-wheel and all-wheel models.
Valuing cash flows with infinite growth in the dividend discount models (DDMs): a. cannot be calculated because growth to infinity is immeasurable b. may only be calculated if growth is 3.0% or less c. may not be calculated using any DDM unless growth is less than the discount rate d. will include the value of dividends received far in the future even though they may have PVs close to zero
Option C is correct. Valuing cash flows with infinite growth in the dividend discount models (DDMs may not be calculated using any DDM unless growth is less than the discount rate.
How do you value cash flows?In order to carry out the value of cash what a person has to do would be to get the present value of the cash in the flow and then add them up.
Hence the answer to the question that we have here is option C. Valuing cash flows with infinite growth in the dividend discount models (DDMs may not be calculated using any DDM unless growth is less than the discount rate.
Read more on cash valuation here:
https://brainly.com/question/24674907
#SPJ1
A(n) ________ is a business intelligence tool which extrapolates future values based on current trends.
A forecast worksheet is a business intelligence tool which extrapolates future values based on current trends.
When an individual makes a forecast, Excel generates a new worksheet with a table of the past and future values and a chart illustrating this information. You can use a forecast to predict things like upcoming sales, inventory needs, or consumer trends.
Business intelligence (BI) tools are designed to assist a person in identifying patterns in data and drawing conclusions from them so that he/she makes tactical and long-term business choices. The majority of the time, but not always, the apps read data that has previously been stored in a data warehouse or data mart.
Learn more about business intelligence tool here
https://brainly.com/question/14192766
#SPJ4
In the second half of 2019, automobile sales in the United States were lower than they were in the second half of 2018. The decrease in auto sales impacts GDP because new automobiles are counted as ________ when purchased by households and ________ when purchased by businesses.
he decrease in auto sales impacts GDP because new automobiles are counted as consumption when purchased by households and investment when purchased by businesses.
What is the impact of the decline in auto sales?Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year
GDP calculated using the expenditure approach = Consumption spending by households + Investment spending by businesses + Government spending + Net export
Consumption spending includes spending by households on goods and services. Consumption spending includes :
spending on durables - e.g. laptop spending on nondurables - e.g. clothes, foodspending on services - e.g. payment of hospital billInvestment includes purchases of goods and services made by businesses in the production of goods and services
Here are the options:
investment; consumption
durable goods; nondurable goods
nondurable goods; durable goods
consumption; investment
To learn more about GDP, please check: https://brainly.com/question/15225458
#SPJ1
Suppose the required reserve ratio is 8% and the Fed purchases $10 million worth of Treasury bills from Wells Fargo. What's the maximum possible increase of deposits in the banking system
The answer is $100 million.
The reserve ratio is the percentage of a commercial bank's deposits that it must retain in cash as a reserve in case of large client withdrawals, as determined by the central bank.
The reserve ratio is a significant monetary policy instrument used by the Federal Reserve in the United States to boost or decrease the economy's money supply.
Banks require an RRR of 8% for demand deposits, not for funds received through the selling of treasury bills to the FED, hence Wells Fargo will be free to raise its loans by $100 million.
To know more about reserve ratio click here:
https://brainly.com/question/13758092
#SPJ4
The economic principle of ______ says that when there are two houses in the same neighborhood with the same size, appeal, and utility, the lower-priced one will tend to sell first.
The economic principle of substitution says that when there are two houses in the same neighborhood with the same size, appeal, and utility, the lower-priced one will tend to sell first.
The economic principle of substitutionAccording to the principle of substitution, the cost of purchasing a substitute that is just as desired tends to establish the upper limit of value, assuming no inopportune delays. A shrewd investor would not spend more on an asset that generates income than it would cost to construct or buy an asset of a similar nature.According to this theory, the cost of acquiring a comparable substitute property with the same use, design, and revenue determine the maximum value of a property in most cases. For instance, why would somebody pay $1,000,000 for a home when they could pay $750,000 for a different but as appealing home in the same neighborhood?To learn more about the economic principle of substitution refer to:
https://brainly.com/question/9659517
#SPJ4
When milton friedman said that "inflation is always and everywhere a monetary phenomenon," he meant that?
Inflation is always and everywhere a monetary phenomenon, according to Milton Friedman, in that it is and can only be caused by a more rapid increase in the supply of money than in output. We all understand that government spending objectives are main factor influencing the amount of money in circulation. Inflation is a universal financial phenomenon.
According to the monetarist theory popularized by Milton Friedman, is what primarily determines whether economy experiences inflation or deflation. The argument holds that when it comes to boosting economy or reducing inflation, monetary policy is a considerably more powerful instrument than fiscal policy.
To learn more about monetary, click here.
https://brainly.com/question/3194485
#SPJ1
A manager pays $300 per month every month for landscape services for his restaurant grounds. Which type of monthly other expense is the amount paid for landscaping
Controllable and fixed are types of monthly other expenses are the amount paid for landscaping.
What do you suggest through carrier landscape?landscape services way offerings that result in a capital improvement to land other than systems of any kind in any respect, together with seeding, sodding, or grass plugging of new lawns; planting timber, shrubs, hedges, flowers; and clearing and filling the land.
A landscape includes the bodily elements of geophysically defined landforms including (ice-capped) mountains, hills, water our bodies inclusive of rivers, lakes, ponds, and the sea, dwelling elements of land cover which includes indigenous flora, human factors which include distinct types of land use, buildings, and structures,
Learn more about the landscape services here https://brainly.com/question/27490601
#SPJ4
To get the benefits of vertical integration without the accompanying risks, companies can ______. (Check all that apply.)
Companies can do the listed in order to get the benefits of vertical integration without the accompanying risks
choose strategic outsourcinguse taper integrationWhat is a vertical integration?This refers to a business strategy that allows a firm company to alter or design its operations by taking direct ownership of various stages of its production process rather than just relying fully on an external contractors or suppliers.
The adoption of vertical integration helps to achieve a lower transportation costs and turnaround times, reduced disruptions and quality problems from suppliers, lower costs through economies of scale and an Improved profitability.
The risk associated with a vertical integration that could be an inability to cope with new technologies because they evolve quickly can be correct by choosing a strategic outsourcing or using a taper integration.
Therefore. the Option A & B is correct.
Missing options "
-choose strategic outsourcing
-use taper integration
-control every element of the industry value chain
-opt to become fully vertically integrated"
Read more about vertical integration
brainly.com/question/11773609
#SPJ1
Each component of a(n) budget is based on or provides input for another component. (Enter only one word per blank.)
Each component of a(n) master budget is based on or provides input for another component.
What is budget?Budget can be defined as process of planning on how to spend an amount over a particular period of time.
Hence, master budget enables companies or organization to forecast or plan the amount of money they intend to spend over a specific period of time.
Learn more about budget here:https://brainly.com/question/6663636
#SPJ1
How should agent Erin respond when consumer Mrs. Rose notices that the presented MA Plan has a Star Rating of 2 stars
The way that Erin should tell the consumer Mrs Rose that the plan has received a below average rating.
What is a consumer?It should be noted that a consumer is a individual who buys goods primarily to meet his needs.
Here, the customer has a rating of 2 stars and should be told that he has a below average rating.
Learn more about consumers on:
brainly.com/question/380037
#SPJ1
Refer to Figure 2-2. Which of the following would most likely cause the production possibilities curve for breadfruit and fish to shift outward from AA to BB
(C) A major technological advancement would most likely cause the production possibilities curve for breadfruit and fish to shift outward from AA to BB.
What is the production possibilities curve?
A production-possibility frontier (PPF), production possibility curve (PPC), production possibility boundary (PPB), or transformation curve/boundary/frontier is a curve that depicts various combinations of the amounts of two goods that can be produced within the given resources and technology/a graphical representation of all the possible output options for two products that can be produced using all factors of production, where the given resources are fully utilized.A PPF exemplifies various economic concepts, including allocative efficiency, economies of scale, opportunity cost (or marginal rate of transformation), productive efficiency, and resource scarcity (the fundamental economic problem that all societies face).As the definition itself states, a production-possibility curve depicts various combinations of the amounts of two goods that can be produced within the given resources and technology graphical representation of all the possible output options for two products that can be produced using all factors of production.
Therefore, (C) a major technological advancement would most likely cause the production possibilities curve for breadfruit and fish to shift outward from AA to BB.
Know more about the production possibilities curve here:
https://brainly.com/question/2601596
#SPJ4
The question you are looking for is here:
Which of the following would most likely cause the production possibilities curve for breadfruit and fish to shift outward from AA to BB in Figure 2-2?
a. a decrease in the labor force of the country
b. a sudden change in consumer preferences for more fish and less breadfruit
c. a major technological advance
d. a decrease in the capital stock
Operations management is applicable:Group of answer choicesto all firms, whether manufacturing or service.to services exclusively.mostly to the service sector.to the manufacturing sector exclusively.
To the manufacturing and service sectors, the right response is C.
Operational teams are formed to do regular activities and standardized work necessary to support the day-to-day processes and functioning of the firm.
What is operations management?Operations management (OM) is the administration of business practices to create the highest level of efficiency possible within an organizationIt is concerned with converting materials and labor into goods and services as efficiently as possible to maximize the profit of an organization.Operations management is used by many different kinds of businesses to handle daily operations effectively. Operations management is used by businesses in the manufacturing and service industries to offer clients high-quality goods and effective services.
Both industries deal with common management topics including quality control, capacity management, inventory and sourcing management, and customer service. These topics involve both strategic and operational management.
Hence, Operations management is applicable to the manufacturing and service sector.
To know more about operations management, click the given links.
https://brainly.com/question/1382997
https://brainly.com/question/13198597
#SPJ4
Correct Question - Operations management is applicable:
A. mostly to the service sector
B. mostly to the manufacturing sector
C. to manufacturing and service sectors
D. to services exclusively
You are considering the following two mutually exclusive projects. The required rate of return is 10. 75 percent for project a and 12 percent for project b. Which project should you accept and why?.
Project A because its NPV is about $796 more than the NPV of project B.
What is NPV?
The net present value (NPV) of an investment opportunity is a financial statistic that attempts to represent the overall worth of the opportunity. The concept of NPV is to project all of the future cash inflows and outflows connected with investment, discount all of those future cash flows to the present day, and then add them all together. The net present value, also known as net present worth, is applied to a sequence of cash flows that occur on various dates. The present value of a cash flow is determined by the time elapsed between now and the cash flow. It is also affected by the discount rate. The temporal value of money is accounted for by NPV.
To learn more about NPV from the given link:
https://brainly.com/question/13228231
#SPJ4
During 2015 Lopez Corporation reported net sales of $3,200,000 and net income of $1,200,000. Its balance sheet reported average total assets of $1,600,000. Calculate the asset turnover.
The asset turnover is 2.4 times.
Asset turnover = Net sales \div Average total assets
Asset turnover = $3,000,000 \div [ $1,000,000 + $1,500,000 ] \div 2
Asset turnover = 2.4 times
Asset turnover is the ratio of total sales or revenue to average assets. This metric helps investors understand how effectively companies are using their assets to generate revenue. Investors use asset turnover to compare similar companies in the same industry or group.
In the retail sector, an asset turnover of 2.5 or higher may be considered good, but in the utility sector, a company is more likely to aim for an asset turnover between his 0.25 and 0.5.
Learn more about asset turnover at
https://brainly.com/question/13401474
#SPJ4
_________ are one of the five stages of questions in the ADAPT questioning system that do not seek conclusions but rather should address the buyer's company and operations, goals and objectives, market trends and customers, current suppliers, and even the buyer as an individual.
Assessment questions one of the five stages in the ADAPT questioning technique that doesn't seek conclusions but instead should talk about the buyer's business and operations, aims and objectives, market trends and customers, current suppliers, and even the buyer as a whole.
What questions are asked in an Adapt sequence?The five steps of the ADAPT questioning sequence should be identified and described. The five steps that make up this effective questioning sequence are assessment questions, discovery questions, activation questions, projection questions, and transition questions. These processes correspond to the acronym ADAPT.
What exactly are assessment questions?Employers utilize exams called talent assessment questions to assist them choose individuals who will be the best match for their organizations. Pre-employment exams are used by many big organizations to determine whether a candidate's personality, knowledge, work style, and abilities match the position being applied for or the company's culture.What is an assessment example?Historically, certain science departments have adopted national standardized tests. Oral exams, such as the one that is a component of the exit interview for feminist and gender studies (a mix of direct and indirect assessment) testing in a uniform language. more internal capstone-level tests.
learn more about assessment questions here
https://brainly.com/question/26631956
#SPJ4
A government may be able to reduce structural unemployment by
Select one:
O increasing imports
O increasing the money supply
O lowering tax rates
O offering job training programs
Answer:
offering job training programs
The process of determining the location, size, and boundaries of a parcel of property is called ______.
The process of determining the location, size, and boundaries of a parcel of property is called option A. survey. It is the means by which boundaries are measured by calculating the dimensions and area to determine the exact location of a piece of land.
Why does one needs a survey?Land surveys are ideal tools for determining property lines or boundaries and the location of a property's features. Without land surveys, there would be no means to determine where one piece of land ends and the other begins.
Therefore, the correct answer is as given above
learn more about survey: https://brainly.com/question/14610641
#SPJ1
The complete question goes thus:
The process by which a parcel of land is measured and its area ascertained is known as what?
a. Survey
b. Schedule
c. A Property Line
d. Plot Plan
On December 1, Milka Inc. borrows $500,000 from the bank. Interest of 6% is due in six months. On December 31, Milka recognizes interest. As a result of this journal entry, Milka's balance sheet reports:
Milka's balance sheet reports: Interest payable for one month.
What is interest?The fee you pay to borrow money or the fee you charge to lend money is called interest.
Some features of interest are-
The fee paid for the privilege of borrowing money is called interest, and it is often stated as an annual percentage rate (APR). The compensation a lender or financial organization receives for giving out money is called interest.The most common way to represent interest is as a yearly percentage of the loan amount. The interest rate on the loan is known as this percentage.For instance, if you put money in a savings account, a bank will provide you interest.The three types of interest include -
simple (regular) interest: The daily interest rate, the principle, and the number of days between payments are multiplied to determine simple interest.accrued interest: The amount of interest accrued on a loan or other financial obligation as of a certain date that has not yet been paid back.compounding interest: The interest you earn on interest is known as compound interest. Simple math may be used to demonstrate this: If you have $100 and it generates 5% interest annually, you will have $105 at the end of the first year. You'll have $110.25 after the second year is over.To know more about the estimation of simple interest, here
https://brainly.com/question/2294792
#SPJ4
________ is not one of the common pricing objectives
Return of Saving is not one of the common pricing objectives.
The majority of businesses aim to achieve a reasonable rate of return on investment.
⇒a set proportion of sales,
⇒returns on investment, or
⇒a set quantity of rupees.
The business designs its pricing strategies and policies such that sales income finally produces an average return on total investment.
For instance, a corporation seeks to get a 20% return on its $3 crore total investment. It needs to establish the product's price so that it can make 60 lakh rupees.
To learn more about Pricing Strategies here
https://brainly.com/question/14595156
#SPJ4
. Suppose you're writing a speech that tells a personal story and then explains what the experience means to you. Which organizational pattern should you use to craft the body of the speech
A chronological set of smaller events spatially arranged details that describe a scene.
What is Chronological order ?Chronological order is an order of writing the occurrence of events from first to last. Thus, it can become easy to understand the possibility that occurs in the first and final times. It is the easiest way to represent the oldest thing to the new one. Thus, it is usually an arrangement of time from past to present.
The writer writes the book in the sequence of events, with the respect of time, from older to the new one. Therefore, when you read these books, set them in chronological order from old edition to new. Stick with chronological it is easy to understand the cause and effect of anything. Chronological order is a scientific ordering of events by time.
We can also take a chronological example of writing an essay, stories, movies, dramas, TV shows, debut, Matches, and many events in life. Here we discuss the chronological order of Tom Cruise movies from the beginning of their career to the present age.
1981: Endless Love1983: The Outsiders1985: Legend1986: Top Gun1988: Cocktail1989: Born on the fourth of July1990: Days of Thunder1992: Far and away1994: Interview with the vampire2000: Mission Impossible 22005: War of the worldTherefore, we can conclude that the correct option is C.
Your question is incomplete, but most probably your full question was:
Suppose you're writing a speech that tells a personal story and then explains what the experience means to you. Which organizational pattern should you use to craft the body of the speech?
A. a generalization following by specific examples
B. sections that alternate between comparing and contrasting
C. a chronological set of smaller events
D. spatially arranged details that describe a scene
Learn more about Chronological order on:
brainly.com/question/13833510
#SPJ4
A machine has a cost of $15,000, an estimated residual value of $3,000, and an estimated useful life of four years. The machine is being depreciated on a straight-line basis. At the end of the second year, what amount will be reported for accumulated depreciation?.
The amount in accumulated depreciation at the end of the second year: $6,000.
What is Depreciation?Long-term assets are used up gradually over their lives and this use needs to be expensed under the matching principle in the GAAP (Generally Accepted Accounting Principles). The way this is done is by using a method of depreciation to approximate the expense.
Formula :
Accumulated Depreciation = [tex]\frac{ Cost of Assets - Salvage/ Residual Value}{Life of the asset}[/tex] × [tex]No. of Year[/tex]
Given:
Asset Cost = $15,000
Residual Value = $3,000
No. Of Year= 2
SOLUTION-
We find the amount in accumulated depreciation by finding the depreciable value:
Depreciable Value = Asset Cost - Residual Value
Depreciable Value = $15,000 - $3,000
Depreciable Value = $12,000
Now, let's divide this by 2 to find the amount in accumulated depreciation at the end of the second year:
Accumulated Depreciation =$12,000 / 2 = $6,000
Hence, The amount in accumulated depreciation at the end of the second year is $6,000.
Learn more about Accumulated Depreciation on:
brainly.com/question/1287985
#SPJ4
Suppose a new law requires all piercing studios to pass tougher licensing tests and to begin using more costly sterilization methods. Other things constant, this law would cause
The correct option is c) a decrease in the supply of piercings and a higher price for piercings.
Decreased availability results from rising production costs (shift to the left). Prices rise and quantities decline as a result of a decrease in supply.
What Are Production Costs?All of the direct and indirect expenses firms incur when producing a good or rendering a service are referred to as production costs. Various expenditures, including labour, raw materials, consumable manufacturing supplies, and general overhead, might be included in production costs.
Some characteristics of production cost are-
Production costs are the expenses a business has to pay while producing a good or offering a service that brings in money for the business.Various expenditures, including labour, raw materials, consumable manufacturing supplies, and general overhead, might be included in production costs.The total cost of direct materials and labour as well as the total cost of manufacturing overhead can be added together to get the total cost of the product.To know more about revenues and costs of production, here
https://brainly.com/question/13738783
#SPJ4
The complete question is-
Suppose a new law requires all piercing studios to pass tougher licensing tests and to begin using more costly sterilization methods. Other things constant, this law would cause:
a) an increase in the supply of piercings and a lower price for piercings.
b) an increase in the supply of piercings and a higher price for piercings.
c) a decrease in the supply of piercings and a higher price for piercings.
d) a decrease in the supply of piercings and a lower price for piercings.
An IAC (industrially advanced country) had a per capita income of $44,000, while a DVC (developing country) had a per capita income of $2,200 in a given year. If both countries experience a per-capita-income growth of 4 percent, then the per-capita-income gap one year later will be
The per-capita-income gap one year later will be $43,472.
What will be the per-capita-income gap one year later?GDP per capita is the GDP of a country divided by the population of the country. It is used as a metric to determine the standard of living of the population.
GDP per capita = GDP / population
Difference in the GDP per capita = 1.04 x (44,000 - 2,200)
1.04 x 41,800 = $43,472
To learn more about GDP per capita, please check: https://brainly.com/question/28018695
#SPJ1
A(n) is a legal prohibition of creditors' either initiating or continuing any debt collection action against the debtor or her property.
An automatic stay is the legal prohibition of creditors' either initiating or continuing any debt collection action against the debtor or her property.
What is an automatic stay?This is known as an immediate automatic stay that is used when filing for bankruptcy protects a debtor.
In the United states, this is a provision that temporarily prevents the creditors, collection agencies, government entities etc from pursuing debtors for money that they owe.
Hence, it is the legal prohibition of creditors' either initiating or continuing any debt collection action against the debtor or her property.
Read more about automatic stay
brainly.com/question/27220195
#SPJ1