How does the prospect of student debt shape your goals for the future?

Answer:

Students who graduate with debt may postpone major milestones such as purchasing a vehicle, purchasing a home, getting married, or choosing low-paying occupations such as teaching or social work.

Explanation:

Students who graduate with debt will suffer the consequences of their debt for years. Student loans can compel people to make difficult decisions and postpone major life events, in addition to the stress and worry that high amounts of debt can create.

You must pay your loan bill on a regular basis if you have student debt. Depending on how much you borrowed, the bill might be considerable. Rather of waiting for their dream career, many students may be tempted to choose a higher-paying job, or simply any job they can find.

According to a study conducted by the American Student Association, over half of graduates believe their debts have hampered their ability to develop in their careers.

Someone without student debt may be able to be more selective and dedicate more effort to choosing a job they enjoy. They'd also be free to take calculated risks in order to increase their compensation.

Few students finish from college with a large net worth, but those who avoid taking out student loans will have a net worth of around $0. If you graduate with student loans, your net worth is likely to be negative.

This isn't going to have an instant negative influence on you, but it might have a number of small consequences that you'll notice over time.

If you have a low net worth, you may find it difficult to make major purchases since you lack the necessary finances.

It can also make getting a loan more difficult.

While a college degree increases total career earnings by a large amount (about $1 million more than someone without a college education), it might take a long time for graduates to come out ahead of those who do not take on debt.

Borrowing money with a mortgage is one of the most prevalent ways to purchase a property. If you owe money on student loans, you already have one significant burden to pay off. It might be difficult to manage a house payment and a student loan payment at the same time. Debt might make it difficult to qualify for a mortgage in the first place. The influence of student loans on homeownership rates is seen in a research by the Federal Reserve. Homeownership rates drop by 1.5 percent for every ten percent rise in student loan debt.  Delaying the purchase of a home, which is one of the main generators of wealth in the United States, can have a significant impact on a student borrower's capacity to expand their wealth.

It goes without saying that having children is costly. The average cost of raising a child from birth to 18 years old is $233,610. This equates to over $13,000 per child every year.

If you already have a tight budget due to student loan payments, adding another $1,000+ per month responsibility is likely to ruin it totally. Children can add problems and stress to a life that is already stressful due to debt.

This may cause many people to put off establishing a family until they have paid off their debts.

Changing your salary for income-driven repayment programs, for example, can have an impact on your student loans. Your debt, on the other hand, may have a detrimental impact on your marriage.

Financial stress is one of the major reasons of divorce in the United States, according to a SunTrust Bank survey.

This might be one of the reasons why so many millennials are delaying or avoiding marriage altogether.

Your credit score has a significant influence on your financial situation. It might help you develop good credit if you pay your student loan installments on time. Missing payments, on the other hand, may severely harm your credit.

The average credit score for someone with student loans is lower than the national average since many student borrowers have difficulty completing payments. The typical student loan borrower has a credit score of 656, compared to 711 for the whole United States.

This is a significant difference, and a student borrower's credit might take years to rehabilitate following missing or late payments.

Reasons why parents should become their children's best friends?​

please help me
no nonsense, please

How do the others in Elie’s cart try and explain Madame Schachter’s “visions of fire?” What do they do to her as she continues yelling about fire?

I dont understand what it's trying to say please help me I need answers to all three. This is also about the book animal farm. I'll give 30 points and mark you as brainliest for whoever gives me the best answer to all three. ​

In lines 468-480, the narrator compares himself and Susan to the others on the mountain. What does he say is the essential

difference between them? Explain what he means by "green fire" and "beneath the chitin of the insipid. "

In eraser tattoo Dante allows shay to give him an eraser tattoo before she leaves do you think this was a good idea ?

Poem about that shows the benefits of aquatic recreational activities.​

Select the correct answer. which word best completes this sentence? oliver had a(n) ______ ability as a wide receiver, naturally dodging tackles and making his way down the football field. a. cordial b. inherent c. avengeful d. dispersible e. compliant

If a teacher describes customs, beliefs, and family structures as common to all African cultures, why might the teacher be wrong?

Which sentence contains a prepositional phrase?
A.
Trey and his sister rarely agree with each other and don't share the same interests.
B.
If Trey stops bothering his sister, his sister promises that she will bake him cookies.
C.
Trey absolutely irritates his sister when he enters her room unannounced.

"Mr. Flood's Party" offers readers two allusions to past cultural and historical events. What are the two allusions that Edgar Arlington Robinson uses to draw connections to?

giving 50 brainlist 1) Which best describes how the author of this passage develops its central idea or theme? A) by giving an extensive list of Hedy Lamarr's family members B) by listing all the different films that Hedy Lamarr starred in C) by providing direct quotations from interviews with Hedy Lamarr D) by showing how Hedy Lamarr helped improve technological advances

He is so clever . He can't answer the question. (start with : Clever...)​

GET 100Pt


Would you go to the ends of the earth to see a bird? What if it were a really special bird: one with beautiful feathers, an entrancing call, or a silly dance? What if seeing that one special bird would allow you to win a contest?

If that contest doesn't get you on television or win you any cash prizes, would you still do it? For those who participate in the "Big Year," the honor of beating the previous record is the only reward they get or even want.

A "Big Year" is a year in which a person attempts to see as many different species of birds as possible within a particular region. For most in North America who participate in a "Big Year," this region is the lower 48 American states, plus Alaska, Canada, and a couple of French islands off the Canadian coast.

You may be thinking that looking at birds is silly, but just think about the numbers of the recent record holders and the commitment it takes to get these numbers. One recent "Big Year" winner managed to see 744 birds in one year, missing the record by just one bird. Big Year birders travel by train, plane, boat, car, bicycle, and of course, by foot. They can cover over 150 thousand miles to get numbers of sightings this high. They can also spend a small fortune.

Just to clarify, the birds these contestants are counting are the number that they see in a particular year. You see, the contest is based on an honor system. No pictures or other evidence is required as proof of a sighting. Most birders take great pride in their reputation and their abilities to see or hear and then identify a bird. Usually, important sightings of the rare birds needed to get counts in the 700s are visited by hundreds of birders. It is pretty hard to cheat your way to a record-breaking year, but in general, few are interested in cheating.

This honesty comes from the fact that most people who want to break such a record know the greatest rewards are not necessarily in winning. Such rewards are in being able to commit a year of your life to doing something you love. Rewards are found in seeing amazing, inspiring creatures like the California Condor or the Magnificent Frigate bird. Rewards also come in spending time with people who, like you, want to spend their time looking to the skies and trees for glimpses of emerald, crimson, or cerulean blue feathered jewels.

You don't have to be able to travel a continent to have a big birding experience though. Have a big month. Or a big weekend. Set a personal record, learn to identify the species that live in your part of the world, or try to learn the calls of just two species of birds. You will soon find looking at birds isn't such a strange way to spend your time.


Extra! Extra! Backyard Birding
Many schools, families, and young birders across the country participate in the "Great Backyard Bird Count." While not as long as a "Big Year," the "Great Backyard Bird Count" happens every year. It depends on birders and families across the country to watch feeders and other areas in their yards and count the number of birds they see. Unlike the "Big Year," the goal is not to see who can count the most birds. Instead, participants in this event work together to help bird experts get a good idea of how birds are doing. Participants are given checklists and enter their sightings on a website. Called a "citizen-science" project, this event is open to anyone, requires no travel, and happens every year over one weekend in February.


Part A:
What is the main idea of the Extra! Extra! section?

Fill in blank 1 using A, B, C, or D.
The Backyard Bird Count offers helpful checklists.
The Backyard Bird Count creates more friendly competitions.
The Backyard Bird Count benefits birds and scientists.
The Backyard Bird Count is for everyone, not just competitors.

Part B:
Select one quotation from the text that supports your answer to Part A. Enter your selection in blank 2 using E, F, or G.
While not as long as a Big Year, the Backyard Bird Count happens every year
It depends on birders and families across the country to watch feeders
Unlike the Big Year, the goal is not to see who can count the most birds

Select one quotation from the text that supports your answer to Part A. Enter your selection in blank 3 using H, I, or J.
This event is open to anyone, requires no travel, and happens every year on one weekend in February
Participants are given checklists and enter their sightings on a website
Instead participants in this event work together to help bird experts get a good idea of how birds are doing
Answer for Blank 1:


Answer for Blank 2:


Answer for Blank 3:

Can someone please help me? :(

i hide in the dark i show in the light i hide behind your eyesight what am i?

Select the correct answer from the drop-down menus.
read the two excerpts. then choose the correct way to complete the sentences.
in passage 1, abigail adams’s purpose seems to be to
1 raise serious concerns in a humorous way.
2 entertain her husband with an absurd proposal.
3 inform her husband about events at home. one sentence that illustrates this playful approach is
1 "if particular care and attention is not paid to the ladies we are determined to foment a rebellion. . . ."
2 "i long to hear that you have declared an independency."
3 "do not put such unlimited power into the hands of the husbands."

What is syntax? the author’s choice to replace negative words with more positive ones the author’s decision about the mood they will create in their writing the author’s choice of words for their specific connotation or denotation the author’s arrangement of words, phrases, clauses, and sentences

Select the correct text in the passage.
Which sentence in this excerpt from Ernest Hemingway's "In Another Country" uses parallelism?
In the fall the war was always there, but we did not go to it any more. It was cold in the fall in Milan and the dark came very early. Then the
electric lights came on, and was pleasant along the streets looking in the windows. There was much game hanging outside the shops, and the
snow powdered in the fur of the foxes and the wind blew their talls. The deer hung stiff and heavy and empty, and small birds blew in the wind
and the wind turned their feathers. It was , cold fall and the wind came down from the mountains.

A. Young
B. Many
C. Great
D. Female

To convince your readers that cats make better pets than dogs, what evidence should you use?

Which phrase helps clarify the meaning of the word aversive?

"…ubiquitous and occurs frequently…"

"…ubiquitous and occurs frequently…"

"…wanting, but being unable…"

Which function capitalizes the first letter in each word in a text string and converts all other letters to lowercase?.

With which answer choice would President Volodymyr Zelenskyy MOST LIKELY agree? Which sentence from the article supports your answer?

A
Russian-speaking Ukrainians have been targeted in Donetsk and Luhansk; "Putin claims the objective of the attack is to defend the Russian speakers in Ukraine, especially those in Donetsk and Luhansk, two self-declared republics that left Ukrainian control in 2014."
B
After some consideration, it appears that membership in NATO is not in Ukraine's best interest; "Putin said he sees Ukraine's interest in joining NATO as a direct threat to Russia, but in the past has rejected Ukraine's right to exist."
C
Ukraine's democratic government has angered Putin for many years; "Putin directly threatened pro-democracy activists and government officials who had led the pro-democracy push in the country after the 2014 revolution ousting a pro-Russian government."
D
Because NATO has an obligation to defend member nations, it will come to the aid of Ukraine; "Some of NATO's member countries are supplying arms, ammunition and other equipment to Ukraine."

7. Which of the following activities is most likely to be considered
purposeful?
a. misplacing your keys, wallet, and phone
b. discovering a nest while on a hike
c. finding two dimes on the floor
a graduating from high school

first national bank should be
not capitalized
capitalized

lord of the flies Chpt9: What seems to be the main conflict/s?

Which kind of structure does this poem have?

rhythmic verse
formal verse
free verse
repetitive verse

What is Global Warming....?​

In general, what should a story's opening do?
A. Resolve the reader's main questions
B. Offer the reader clues about the ending
C. Capture the reader's attention
D. Tell the reader why the story was written
SUBMIT