Craig is considering four loans. loan l has a nominal rate of 8.254%, compounded daily. loan m has a nominal rate of 8.474%, compounded weekly. loan n has a nominal rate of 8.533%, compounded monthly. loan o has a nominal rate of 8.604%, compounded yearly. which of these loans will offer craig the best effective interest rate? a. loan l b. loan m c. loan n d. loan o please select the best answer from the choices provided a b c d

Answers

Answer 1

The effective interest rate of the loan would be

In this case, we are given 4 options:

Loan L has a nominal rate of 8.254% compounded dailyLoan M has a nominal rate of 8.474% compounded weeklyLoan N has a nominal rate of 8.533% compounded monthlyLoan O has a nominal rate of 8.604% compounded yearly

The formula of compounded interest rate is:

[tex]A = P (1+\frac{r}{n})^{nt}[/tex]

Where:

A = amount, P = principal amount, r = interest rate, n = number of times interest rate compounded, t = time

Let’s assume the principal amount is $100 for 1 year

Loan L =

[tex]A = 100 (1+\frac{0.08254}{356})^{356x1}[/tex]

A = $108.603

Loan M =

[tex]A = 100 (1+\frac{0.08474}{52})^{52x1}[/tex]

A = $108.834

Loan N =

[tex]A = 100 (1+\frac{0.08533}{12})^{12x1}[/tex]

A = $108.875

Loan O =

[tex]A = 100 (1+\frac{0.08604}{1})^{1x1}[/tex]

A = $108.604

Therefore, the best effective interest rate for Craig is Loan L with nominal rate of 8.254% compounded daily.

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Related Questions

On their website, a property management company states that the mean monthly rent for apartments on the east side of town is $700. A researcher for a consumer advocacy group believes that, due to the construction of newer apartment complexes in neighboring towns, the mean monthly rent on the east side, , is now lower. A random sample of 12 monthly rents for apartments on the east side has a mean of $687, with a standard deviation of $17. Assume that current monthly rents for apartments on the east side are approximately normally distributed. Based on the sample, is there enough evidence to conclude, at the 0.05 level of significance, that the population mean monthly rent is now less than what is stated on the website?
Perform a one-tailed test. Then complete the parts below. Carry your intermediate computations to three or more decimal places.
(a) State the null hypothesis and the alternative hypothesis . (b) Determine the type of test statistic to use. (c) Find the value of the test statistic. (Round to three or more decimal places.) (d) Find the critical value. (Round to three or more decimal places.) (e) Can we conclude that the mean monthly rent for apartments on the east side is less than what is stated on the website?

Answers

The null hypothesis is μ≥700 and alternative hypothesis is μ<700, the type of test statistic is t statistic, the statistical test value is -2.650, the critical value is -1.796 and the null hypothesis is reject.

Given the average monthly rent for apartments on the east side of the cities is $700, and the mean for a random sample of 12-month rents for apartments on the east side is $687, with a standard deviation of $17.

Statistical hypothesis testing is an important technique in inferential statistics. Used to test hypotheses about population parameters. Statistical tests are used to compute test statistics and p-values. Finally, use this test statistic and the p-value to make a decision about rejecting the null hypothesis.

(a) Let μ be the population and monthly rent. the null and alternative hypotheses are given below.

Null Hypothesis: μ≥700

Alternative hypothesis: μ< 700 This is a left-sided hypothesis test.

(b) Here, the sample size is less than 30 and the population mean is unknown. Therefore, a one-sample t-test can be used here. Therefore, the t statistic is the test statistic.

(c) Given [tex]\bar{x}[/tex]=687, s=17 and n=12, the test statistic is computed as

[tex]\begin{aligned}t&=\frac{\bar{x}-\mu_{0}}{s/\sqrt{n}}\\ &=\frac{687-700}{17/\sqrt{12}}\\ &=-2.64901888216\\ &=-2.650\end[/tex]

(d) For n-1=12-1=11 degrees of freedom

The critical value for a significance level of 0.05 with 11 degrees of freedom is

[tex]\begin{aligned}t_{crit}&=-1.7959\\ &=-1.796\end[/tex]

(e) Reject the null hypothesis because the statistical test value (-2.650) is less than the critical value (-1.796). There is ample evidence to support the claim that the average monthly rent for East Side apartments is lower than stated on the website.

Hence, The value of test statistic and critical value has a mean of $687 and a standard deviation of $17, which are -2.650 and -1.796.

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What is the ratio of the amount of the 30% solution to the amount of 5% solution used to create the 10% solution?

Answers

The ratio comes out to be 1:4.

What is ratio?

A ratio in mathematics shows how many times one number is contained in another. For instance, if a mixture of milk and water contains eight liters of water and six liters of milk, the ratio of water to milk is eight to six. Similarly, the ratio of water to the overall amount of mixture is 8:14, while the ratio of milk to water is 6:8.

Calculating the Ratio of the Solution:

Let us assume that x is the quantity of 30% of the solution and y be that of 5% solution, then,

30% of x + 5% of y = 10% of (x + y)

0.3x + 0.05y = 0.1 (x + y)

0.3x + 0.05y = 0.1x + 0.1y

0.3x - 0.1x = 0.1y - 0.05y

0.2x = 0.05y

Thus, the required ratio is,

0.2x / 0.05y = 1

x / y = 0.05 / 0.2

x / y = 5 / 20

x:y = 1 : 4

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please help with question!!

Answers

A. 6x²-2x+5, is the quotient of the polynomial.

eli ate one-third of a pie on friday, one-fourth of the pie on saturday, and the final 50 ounces of the pie on sunday. how many ounces of pie did eli eat on saturday

Answers

If Eli ate  one third of a pie on friday ,one fourth proportion of the pie on saturday and 50 ounces of the pie on sunday then it is found that she ate 30 ounces of pie.

Given that Eli ate one third of a pie on friday, one fourth of the pie on saturday, and final 50 ounces of the pie on sunday which is left out.

We have to find the amount of pie that she ate one saturday.

We are given fraction and we know that sum of all fractions of something is equal to 1.

Let the proportion that she ate on sunday be x.

1/3+1/4+x=1

Taking LCM.

(4+3+12x)/12=1

7+12x=12

12x=12-7

12x=5

x=5/12

So the left out out portion that she ate on sunday is 5/12 of the pie.

We are given that she ate 50 ounces on sunday so the total pie will be 12/5*50=120 ounces.

Portion eaten by Eli on saturday =1/4

Pie that she ate on saturday=1/4*120

=30 ounces.

Hence Eli ate 30 ounces of pie on saturday.

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Given the following table with selected values of f (x) and g(x), evaluate f (g(4)).

x –6 –4 1 3 4
f (x) 4 –1 –6 1 3
g(x) 1 4 3 –4 –6

–4
–1
1
4

Answers

The value of f(x) when x is -6 is 1.

Composite functions

Composite functions are also known as function of a function. In order to get a composite functions f(g(x)).

g(4) = -6 (the value of g(x) when x is equivalent to 4 is -6)

f(g(x))= f(g(4)) = f(-6)

f(-6) = 1

The value of f(x) when x is -6 is 1.

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Can anyone solve question 2 and 10 with step by step explaination??

Answers

Answer:

Question 2: 4 1/2

Question 10: $7.24

Step-by-step explanation:

Question 2:

1 1/2/x = 3/9

x: total pages read3: minutes first spent9: minutes spent total1 1/2: pages read in 3 minutes

to solve for x, we need to use 1 1/2/x and multiply it by x:

1 1/2/x * x

then we need to have 3/9 multiplied by x:

3/9 * x

this is equal to 1 1/2 = 3/9 * x

now you need to multiply both sides by the opposite of 3/9 = 9/3

3/2 * 9/3 = 3/9 * 9/3 * x which equals 9/2 = 4 1/2

final answer: 4 1/2

Question 10:

Jeff bought 3 boxes of cereal $2.99 each which comes up to $8.97,

he bought one gallon of milk for $4.98,

and 4 bananas for $0.50 each which in total is $2.00.

total amount spent: 8.97 + 4.98 + 2.00 = $15.95

We know there is a 20% off discount so what we have to do is take 20% off $15.95!

20%= $3.19

15.95 - 3.19 = 12.76

The total is now $12.76. But, Jeff payed with a $20.00 bill. Because of this, he will get $7.24 back. 12.76 + 7.24 = 20

Final answer: $7.24

Which equation represents x, the side length of the greater square? x2 (x – 2)2 = 10 x2 2x2 = 10 x2 (x – 2)2 = 100 x2 2x2 = 100

Answers

Step-by-step explanation:

10x2(x-2)2=100x2x2 2x2

y=x+3
y=-x-1
i need to find the solution of equations

Answers

Answer:

[tex]\huge\boxed{\sf \{(-2,1)\}}[/tex]

Step-by-step explanation:

Given equations:

y = x + 3

y = -x - 1

By comparing the above equations, we get:

x + 3 = -x - 1

Add x to both sides

x + x + 3 = -1 2x + 3 = -1

Subtract 3 to both sides

2x = -1 - 3

2x = -4

Divide 2 to both sides

x = -4/2

x = -2

Substitute x = -2 in first equation.

y = x + 3

y = -2 + 3

y = 1

So,

Solution Set = {(x,y)}={(-2,1)}

[tex]\rule[225]{225}{2}[/tex]

Answer:

[tex]x = - 2 \\ y = 1[/tex]

Step-by-step explanation:

The above are Simultaneous equations.

What are Simultaneous equations?

Simultaneous equations are two or more algebraic equations which share same variables like X,Y or X,Y and Z.

They are called simultaneous equations because they can be solved the same time.

From the question,

[tex]y = x + 3 - - - - - - (1) \\ y = - x - 1 - - - - - - (2) \\ Substitute \: equation \: (2)into \: (1) \\ - x - 1 = x + 3 \\ Collect \: liketerms \\ - x - x = 3 + 1 \\ - 2x = 4 \\ Divide \: bothsides \: by \: - 2 \\ \frac{ - 2x}{ - 2} = \frac{4}{ - 2} \\ x = - 2 \\ Substitute \: the \: value \: of \: x \: into \: equation \: (1) \\ y = x + 3 \\ y = - 2 + 3 \\ y = 1 \\ Therefore \: x = - 2 \: \: and \: y = 1[/tex]

What is the equation of the line that is used to show the reflection of a relation and its inverse?
help please and thank u <3

Answers

The graph and inverse of a function are reflections of each other along the line y = x.

A relation made up of ordered pairs (x, y) has as its inverse the set of all ordered pairs (y, x).

When a point is mirrored over the line y = x, the x- and y-coordinates swap places. Similarly, when a point is mirrored over the line y = -x, the x- and y-coordinates swap places and become negated.

Therefore,

The point (x, y)'s reflection over the line y = x is (y, x).

The point (x, y)'s reflection over the line y = - x is (-y, -x).

Thus, the graph and inverse of a function are reflections of each other along the line y = x.

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Green’s Sport Shop offers its salespeople an annual salary of $10,000 plus a 6% commission on all sales above $20,000. Every employee receives a Christmas bonus of $500. What are Mr. Cahn’s total earnings in a year in which his sales amounted to $160,000?

(A) $18,900
(B) $18,400
(C) $19,600
(D) $20,100

Answers

Mr. Cahn’s total earnings in a year is $18,900.

What is the total earnings?

The total earnings is a function of the annual salary, commission and Christmas bonus.

Total earnings = annual salary + commission + Christmas bonus

Commission = 6% x (160,000 - 20,000)

6% x $140,000

0.06 x 140,000 =  $8,400

Total earnings =  $8,400 + 10,000 + $500 = $18,900

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Make x the subject of the formula.
y = √x² +1

Answers

Answer: x = [tex]\sqrt{y^2 -1}[/tex]

Step-by-step explanation:

Oscar bought some markers, notebooks, and packs of sticky notes for his office. He bought the same number of markers as notebooks. He bought three more packs of sticky notes than markers and notebooks combined. He paid $1.05 for each marker, $2.25 for each notebook, and the packs of sticky notes were $1.95. How many of each kind of office supply did Oscar buy if he paid $49.05 in all?

Answers

Using a system of equations, it is found that Oscar bought 6 markers, 6 notebooks and 15 packs of sticky notes.

What is a system of equations?

A system of equations is when two or more variables are related, and equations are built to find the values of each variable.

In this problem, the variables are:

Variable x: Number of markers.Variable y: Number of notebooks.Variable z: Number of packs of notes.

He bought the same number of markers as notebooks, hence:

x = y.

He bought three more packs of sticky notes than markers and notebooks combined, hence:

z = 3 + x + y

z = 3 + 2x.

He paid $1.05 for each marker, $2.25 for each notebook, and the packs of sticky notes were $1.95. He spent $49.05 in total, hence:

1.05x + 2.25y + 1.95z = 49.05.

Then:

1.05x + 2.25x + 1.95(3 + 2x) = 49.05.

7.2x = 43.2

x = 43.2/7.2

x = 6.

The amounts are as follows:

y = 6.z = 3 + 2(6) = 15.

He bought 6 markers, 6 notebooks and 15 packs of sticky notes.

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A pendulum is swinging next to a wall. the distance d(t) (in cm) between the of the pendulum and the wall as a function of time t (in seconds) can be modeled by a sinusoidal expression of the form a * sin (b * t) + d at t = 0, when the endulum is exactly in the middle of its swing, the bob is 5 cm away from the wall. the bob reaches the closest point to the wall, which is 3 cm from the wall, 1 second later. find d(t). (t should be in radians)

Answers

The equation of the function d(t) is d(t) = -2sin(π/2 t) + 5

How to determine the function d(t)?

The function is given as:

d(t) = a * sin(b * t) + d

The bob is 5 cm away from the wall implies that the vertical shift is 5.

This means that

d = 5

So, we have

d(t) = a * sin(b * t) + 5

The bob reaches the closest point to the wall, which is 3 cm from the wall.

So, the amplitude is

A = 3 - 5

Evaluate

A= -2

So, we have:

d(t) = -2 * sin(b * t) + 5

The period is calculated as:

B = 2π/t

Where

t = (5 + 3)/2

This gives

t = 4

Substitute t = 4 in B = 2π/t

B = 2π/4

Evaluate

B = π/2

So, we have:

d(t) = -2sin(π/2 t) + 5

Hence, the equation of the function d(t) is d(t) = -2sin(π/2 t) + 5

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Which of the following is characterized by drawing the
boundaries of legislative districts in bizarre or unusual ways
to favor one party?
Select one:
O a. Gerrymandering
O b. Meandering
O c. Facilitating
Od. Snaking

Answers

We can actually deduce here that the following that is characterized by drawing the boundaries of legislative districts in bizarre or unusual ways to favor one party is: A. Gerrymandering.

What is gerrymandering?

Gerrymandering is actually known to be characterized by the practice of setting electoral district boundaries in order to favour some specific political interest in some legislative bodies and district.

Gerrymandering usually leads to the creation of convoluted districts rather than compact areas. The gerrymandering is seen in the United States.

The word "gerrymandering" was actually coined when Massachusetts's redistricting maps of 1812 was reviewed by Governor Elbridge Gerry. This was done when it was noted that one of the districts resembled a salamander.

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A relatively prime date is a date for which the number of the month and the number of the day are relatively prime. For example, June 17 is a relatively prime date because the greatest common factor of 6 and 17 is 1. How many relatively prime dates are in the month with the fewest relatively prime dates

Answers

There are 11 prime dates in it.

The prime numbers between 1 and 30 are 1, 2,3,5,7,11,13,17,19,23,29

Relative prime:

Two integers are relatively prime (or coprime) if there is no integer greater than one that divides them both (that is, their greatest common divisor is one). For example, 12 and 13 are relatively prime, but 12 and 14 are not.

Hence There are 11 prime dates in the month of June.

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Answer: 10

Step-by-step explanation:

Since exactly 1 in every $n$ consecutive dates is divisible by $n$, the month with the fewest relatively prime days is the month with the greatest number of distinct small prime divisors. This reasoning gives us June ($6=2\cdot3$) and December ($12=2^2\cdot3$). December, however, has one more relatively prime day, namely December 31, than does June, which has only 30 days. Therefore, June has the fewest relatively prime days. To count how many relatively prime days June has, we must count the number of days that are divisible neither by 2 nor by 3. Out of its 30 days, $\frac{30}{2}=15$ are divisible by 2 and $\frac{30}{3}=10$ are divisible by 3. We are double counting the number of days that are divisible by 6, $\frac{30}{6}=5$ days. Thus, June has $30-(15+10-5)=30-20=\boxed{10}$ relatively prime days.

Given the equation, y=2x+6, what is its slope?
Select one:
O a. 6
Ob. 2
O c. 3
O d. 1

Answers

Answer:

B, 2

Step-by-step explanation:

The slope in a y=mx+b equation is m. The m in your equation is 2.

Therfore, your slope is 2.

Which factorization could represent the number of water bottles and weight of each water bottle?

Answers

The factorization that could represent the number of water bottles and weight of each water bottle is 12(5x^2 + 4x + 2). Option B

What is factorization?

The term factorization has to do with the process of obtaining common factors in an expression. It involves dividing each term in the expression with a factor that is common to all the terms in the expression.

The factorization that could represent the number of water bottles and weight of each water bottle is 12(5x^2 + 4x + 2).

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Missing parts;

Mara carried water bottles to the field to share with her team at halftime. The water bottles weighed a total of 60x2 + 48x + 24 ounces. Which factorization could represent the number of water bottles and weight of each water bottle? 6(10x2 + 8x + 2) 12(5x2 + 4x + 2) 6x(10x2 + 8x + 2) 12x(5x2 + 4x + 2)

4+5(7-1)+8/2
Simplify

Answers

Answer:38

         

Step-by-step explanation:4+5×6+4=4+30+4=38

Determine the x-intercept(s) of the rational function:
f(x) = (x ^ 2 - 16)/(x ^ 2 - 2x - 3)

Answers

Answer:

(-4,0) and (4,0)

Step-by-step explanation:

The x-intercepts occur for values of x where f(x) = 0.

f(x) = 0 when the nominator ([tex]x^{2} - 16[/tex]) = 0.

[tex]x^{2} -16[/tex] is a difference of squares,
so you can factor it as (x + 4)(x – 4)

When x = –4 or x = 4, the nominator is 0, and f(x) = 0

On a hike, Maria walked up a hill in 30 minutes, and then she ran back down the hill in 10 minutes. Which of the following graphs could model the total distance Maria hiked?

Answers

The graph that describes the motion of Maria is the graph in Option B.

What is displacement?

Displacement is the term that is used to describe the distance covered in a specified direction.

We are told that Maria walked up a hill in 30 minutes, and then she ran back down the hill in 10 minutes. The graph that describes this motion is the graph in Option B.

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Pls help with b

The diameters of two circular pulleys are 6cm and 12 cm, and their centres
are 10cm apart.

a. Angle a = 72.54 degrees

b. Hence find, in centimetres correct to one decimal place, the length of a
taut belt around the two pulleys

Answers

Which grade is that? 9 or 10?

The graph shown here is the graph of which of the following rational
functions?

Answers

Considering it's asymptotes, the rational function shown in the graph is:

C. [tex]F(x) = \frac{1}{(x + 2)(x - 1)}[/tex]

What are the asymptotes of a function f(x)?

The vertical asymptotes are the values of x which are outside the domain, which in a fraction are the zeroes of the denominator.The horizontal asymptote is the value of f(x) as x goes to infinity, as long as this value is different of infinity.

In this graph, there are vertical asymptotes at x = -2 and x = 1, hence the denominator of the function is:

(x + 2)(x - 1).

The horizontal asymptote is of y = 0, hence the function can be given by:

C. [tex]F(x) = \frac{1}{(x + 2)(x - 1)}[/tex]

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A waste management survey collected data about the types of materials that were recycled by three different states in
2008
20082008. The table at left shows the approximate amount of each material recycled measured in thousands of tons. Based on the information in the table at left, as a percentage, approximately what is the relative frequency of plastics recycled in New Mexico in plastics recycled in all three states combined?

Answers

As a percentage, the relative frequency of plastics recycling in New Mexico in 2008 compared to plastics recycled in all three states combined is approximately 11%.

What is relative frequency?

A relative frequency measures the proportion of events that occur within a class out of the total number of observations.

When using relative frequency, the results are usually displayed in percentages, proportions, and fractions.

Data and Calculations:

Year    State                   Recycled Plastics                 Relative

                                       (thousands of tons)            Frequency

2008  New Mexico                   500                        0.111  (500/4,500)

2008  New York                     1,500                        0.333 (1,500/4,500)

2008  Texas                          2,500                        0.566 (2,500/4,500)

Total                                       4,500                        1

Thus, the relative frequency of plastics recycling in New Mexico in 2008 compared to plastics recycled in all three states combined is approximately 11%.

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Answer: 9%

Step-by-step explanation:

just did the question

Six cards with the numbers 1 to 6 are randomly placed face down on a table. what is the probability that a card with a 4 is chosen?

Answers

Answer:

P(draw 4) = 1/6

Step-by-step explanation:

Six cards means: n(s) = 6

Which graph shows the system
x²+y=2
x²+y²=9?

Answers

the second one i am pretty sure

ILL GIVE BRAINLIEST
1 x/3 - 3/4= 5/12
solve for x

Answers

x/3 - 3/4 = 5/2
x/3 = 3.25
x= 9.75 Or 9 3/4

For the following sample, calculate ss. then, compute the sample variance and standard deviation. scores: 5, 2, 2, 7, 9

Answers

The sample standard deviation is 7.6 and the sample variance is 2.76.

for the scores  5, 2, 2, 7, 9.

According to the question,

Sample size n = 5

Sample Mean = [5+2+2+7+9]/5

= 5

Formula for sample standard deviation = (x-mean)²/n

= [(5-5)²+(2-5)²+(2-5)²+(7-5)²+(9-5)²]/5

= [0+9+9+4+16]/5

= 38/5

= 7.6

Formula for sample variance = √sample standard deviation

=√7.6

=2.76.

Hence, the sample standard deviation is 7.6 and the sample variance is 2.76.

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Lena knows the following information about her box of 181818 candies:
10 candies contain both chocolate and caramel.3 candies contain neither chocolate nor caramel.12 candies in total contain chocolate. Can you help Lena organize the results into a two-way frequency table?

Answers

See below for the organized result in a two-way frequency table

How to organize the results?

The given parameters are:

Candies = 18

Chocolate and Caramel = 10

None = 3

Chocolate = 12

Using the above parameters, we have the following rows and columns:

                                           Chocolate

                                           Present            Absent     Total

Caramel     Present                  

                   Absent

                   Total

Next, we populate the table as follows:

                                           Chocolate

                                           Present            Absent     Total

Caramel     Present                  10                  3

                   Absent

                   Total                       12

The total number of candies is 18.

So, we have:

                                    Chocolate

                                           Present            Absent     Total

Caramel     Present                  10                  3             13

                   Absent

                   Total                       12                 6               18

Subtract the cells from the column total

                                    Chocolate

                                           Present            Absent     Total

Caramel     Present                  10                  3             13

                   Absent                    2                   3             5

                   Total                       12                   6              18

The above represents the organized result

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Instructions: Find the length of the missing sides. Round your
answers to the nearest tenth. (Hint: Always make sure to label
your triangle first with your reference angle)
Degree 54
Hypotenuse 24
How do i find x and y?

Answers

The values of x and y are 19 and 14 respectively.

How to determine the length

Given the hypotenuse = 24

Opposite = x

Adjacent = y

Let's use the sine ratio to find the opposite side

sin of angle = opposite/hypotenuse

sin 54 = x/24

Cross multiplysin 54 × 24 ,= x

x = 19.42

x = 19

To find the adjacent side, we use cosine ratio

cos = adjacent/hypotenuse

cos 54 = y/25

Cross multiply

cos 54 × 24 = y

y = 14

Thus, the values of x and y are 19 and 14 respectively.

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PLEASE HELP IM SUPER STUCK

Answers

Replace x with the value in the table and solve for y

-3:  2(-3)/3 + 4 = -6/3 + 4 = -2+4 = 2

0:  2(0)/3 +4 = 0/3 + 4 = 0+4 = 4

3: 2(3)/3 + 4 = 6/3 + 4 = 2 + 4 = 6

6:  2(6)/3 + 4 = 12/3 + 4 = 4+4 = 8

Answer:

When x = -3:

y = 2(-3)/3 + 4

y = 2

When x = 0:

y = 2(0)/3 + 4

y = 4

When x = 3:

y = 2(3)/3 + 4

y = 6

When x = 6:

y = 2(6)/3 + 4

y = 8

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