The finances of businesses involve several things, including:
Revenue and profit.Costs and expenses.Budgets. What are some components of finance in business?The financial aspect of a business is hugely important to the success of the business because it involves making a profit which is the sole purpose of business.
In order to be successful in business, one needs a good financial plan. This plan will predict the revenue that the company should be earning in order to make profit.
It should also include the various costs and expenses that the business will incur as it engages in business. This financial plan usually comes in the form of a budget which provides ideas on how a business should spend money.
Note: Question was incomplete so a general overview of business finance was given.
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Answer:
FACTORS AFFECTING THE SPELLING DIFFICULTIES OF SENIOR HIGH SCHOOL STUDENTS IN 2021-2022
What impact do policy interventions have on the supply and demand equilibrium for a product?.
Policy interventions can impact the supply and demand equilibrium for a product by leading to a disequilibrium between demand and supply.
What are impact of policy interventions?
Policy interventions are when the government give directives in order to bring about a desired effect. For example, the government can institute a bind price ceiling. This means that the goverment sets the maxium price for a good. This would lead for an excess of demand over supply.
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The receipts section of the cash budget lists ______. Multiple choice question. all cash inflows, except from financing total sales for the period all cash inflows total credit sales
The receipts section of the cash budget lists B. all cash inflows.
What is a cash budget?A cash budget is a document prepared in advance to show the planned monthly cash inflows (receipts) and cash outflows (payments).
Preparing the cash budget helps management to manage cash outflows with its cash inflows and make other cash decisions.
Thus, the receipts section of the cash budget lists B. all cash inflows and not credit sales.
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Over the long run, a surge in aggregate demand from a neoclassical perspective will most likely result in:
Answer: an increase in price level
Explanation:
According to surveys of companies, the most important quality they look for in a job applicant is __________.
I don't know what your choices are but the quality they look for in a job applicant is the ability to communicate effectively
Hideki just received his latest bank statement. To make sure it is correct, he
should:
A. call the bank to ask for help.
B. call his creditors to check accuracy of payments.
C. reconcile his statement with his own record.
D. withdraw funds to make sure his account is active.
Answer:
call the bank to ask for help
For a plaintiff to establish that he or she has standing to sue, the plaintiff must allege ________.
a. a lack of subject matter jurisdiction of the court
b. at least $100,000 in damages as a result of the controversy
c. extradition by the police of the state in which he or she resides
d. a personal stake in the resolution of the controversy
e. garnishment by the state in which the lawsuit is filed
For a plaintiff to establish that he or she has the standing to sue, the plaintiff must allege a personal stake in the resolution of the controversy.
Who is a Plaintiff?A plaintiff is an individual or group who initiates a lawsuit in a court of law. The plaintiff by doing so seeks justice and a legal remedy for that particular problem.
When a plaintiff seeks to establish that he or she has a legal standing to sue, he must allege a personal stake in the resolution of the controversy. That way, he would properly establish the fact.
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A fish population of 250 in a pond has a maximum annual rate of increase of 0. 8. If the carrying capacity of the pond is 1,500 for this species, what is the expected population size after one year?.
Based on the carrying capacity of the pond and the current fish population, the expected population size after one year is 417 fish.
What is the expected population size after one year?This can be found as:
= Population + (rate of increase x population x (Carrying capacity - population / carrying capacity)
Solving gives:
= 250 + (0.8 x 250 x ( 1,500 - 250 /1,500))
= 417 fishes
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Which of the following agencies can request that more money be printed
Answer:
Only the Federal Reserve -- America's independent central bank -- can instruct the Bureau of Engraving and the U.S. Mint to print more money. Typically, the Fed makes one phone call a year to the Bureau of Engraving with a request for more money to be printed.
Explanation:
HELPP! In 2011 the United States economy had a GDP of $14,991 billion according to the United Nations. If consumption was $10,729 billion, government spending was $2,594 billion, and net exports was -$568 billion, how much was investment spending?
The total amount of the investment spending is $2,236 billion.
What is an investment spending?An investment spending means the private domestic investment or capital expenditures.
The formula for Investment spending is I = GDP − C − G − NX.
Investment spending = $14,991 billion - $10,729 billion - $2,594 billion - (-$568 billion)
Investment spending = $14,991 billion - $10,729 billion - $2,594 billion + $568 billion
Investment spending = $2,236 billion.
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Perry Mazza wants to borrow $40,000 from the bank. The interest rate is 7% and the term is for 5 years.
What is the yearly payment amount?
$1,800
$3,600
$10,800
$18,000
The yearly payment amount for a loan of $40,000 at 7% interest and for 5 years that Perry Mazza borrowed is $9,755.63.
How to calculate the annual payments?The annual payments can be computed using an online finance calculator as below.
The results show that a total interest of $8,778.15 will be paid by Perry Mazza.
Data and Calculations:N (# of periods) = 5 years
I/Y (Interest per year) = 7%
PV (Present Value) = $40,000
FV (Future Value) = $0
Results:
PMT = $9,755.63
Sum of all periodic payments = $48,778.15 ($9,755.63 x 5)
Total Interest $8,778.15
Thus, the yearly payment amount for a loan of $40,000 at 7% interest and for 5 years that Perry Mazza borrowed is $9,755.63.
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Allison, age 40, earns $95,000 annually; her wage replacement ratio has been determined to be 70%. She expects inflation will average 3% over her entire life expectancy. She expects to work until 67, and live until 95. She anticipates a 7. 5% return on her investments. Allison does not expect to receive any Social Security retirement benefits.
Calculate Allison’s annual retirement needs in today’s dollars
What is the amount of Allison’s first retirement distribution at age 67
Calculate Allison’s capital needed at retirement age 67
a. The retirement needs in todays dollars is $66,500
b. $147,715.2 is the amount of Allison’s first retirement distribution at age 67
c. The capital at retirfement at this age is $2,463,098.27
a. The retirement needs in todays dollars= Earnings in this period x wage replacement
= 95000 * 0.70
= $66,500
b. The wage at the age of 40 is = 95000 dollars
Inflation rate that is in the economy = 3%
Age difference = 67 - 40 = 27
Adjusted inflation that is based on age
95000x(1+3%)²⁷
= 95000 x 2.22128
= $211,022.46
The replacement ratio = 70%
$211,022.46 x 0.7
= $147,715.2
$147,715.2 is the amount of Allison’s first retirement distribution at age 67
c. The solution for c is contained in the excel document below.
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Orion iron corporation tracks the number of units purchased and sold throughout each year but applies its inventory costing method perpetually at the time of each sale, as if it uses perpetual inventory system. assume its accounting records provided the following information at the end of the annual accounting period, december 31.
transactions units unit cost
a. inventory, beginning 300 $ 12
for the year:
b. purchase, april 11 900 10
c. purchase, june 1 800 13
d. sale, may 1 (sold for $40 per unit) 300
e. sale, july 3 (sold for $40 per unit) 600
f. operating expenses (excluding income tax expense), $19,500
calculate the cost of ending inventory and the cost of goods sold using the fifo and lifo methods.
The computation of the ending inventory and cost of goods sold for Orion Iron Corporation, using the FIFO and LIFO methods, is as follows:
FIFO method:Ending inventory = $13,400 ($13 x 800 + $10 x 300)
Cost of goods sod = $9,600 ($23,000 - $13,400)
LIFO method:Ending inventory = $11,600 ($12 x 300 + $10 x 800)
Cost of goods sod = $11,400 ($23,000 - $11,600)
Data and Calculations:Transactions units unit cost Total Cost Total Revenue
a. inventory, beginning 300 $ 12 $3,600
b. Purchase, April 11 900 10 9,000
c. Purchase, June 1 800 13 10,400
Total units 2,000 $23,000
d. Sale, May 1 -300 $40 $12,000
e. Sale, July 3 -600 $40 $24,000
Total sales units 900 $36,000
Ending inventory 1,100 (2,000 - 900)
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If U.S. investments begin to offer a real rate of interest that is higher than the real rate that can be earned on German investments, we can expect:
Answer:
An increase in price of dollar in terms of German marks. If U.S. investments yield a real rate of interest higher than the real rate, then people are more likely to invest their and subsequently take funds out of their investments in marks.Explanation:
Supervisors counting cash receipts daily is an example of:.
Answer:
Independent internal verification
Explanation:
Supervisors counting cash receipts daily is an example of : independent internal verification.
What is independent internal verification ?Independent internal verification involves the review, comparison, and reconciliation of data prepared by employees which are done by self assessment only. Verification should be made periodically or on a regular interval basis. Verification should be done by an employee independent of the personnel responsible for the information. Independent internal verification is an effective method for employees to perform their work on a regular basis.
Thus, supervisors counting cash receipts daily is an example of : independent internal verification.
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Savings accounts typically offer more interest than what type of account?
Savings accounts typically offer more interest than the checking account.
What is a checking account?
A checking account is a type of bank account that allows bank customers to carry out their daily cash transactions. Money can be withdrawn or deposited in it multiple times a day without any restrictions. A checking account is also known as demand deposit.
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An investment of $\$24,\!000$ is made in a government bond that will pay $1\%$ bi-monthly interest (meaning that the investment will increase by $1\%$ every two months). At the end of five years, what is the total number of dollars in this investment
At the end of five years, the total number of dollars in this investment would be $137,843.79.
What would be the value of the account at the end of 5 years?When the account is compounded bi-monthly, it means that the amount invested and the interest already earned increases in value by 1% every two months.
The formula for calculating the amount that would be in the investment after years is>
FV = P (1 + r)^nm
FV = Future value P = Present value R = interest rate m = number of compoundingN = number of years$24,000(1.01)^(5x6) = $137,843.79
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THIS IS FOR U.S. GOVERNMENT
Unlike the Speaker of the House, the president of the Senate
A.
is not elected by the Senate and may vote on any matter in the Senate.
B.
is elected by the Senate and may vote on any matter in the Senate.
C.
is elected by the Senate and may only vote to break a tie.
D.
is not elected by the Senate and may only vote to break a tie.
Question 1: [38 marks]
Below is the Ledger of Timothy Kingfisher for January 2022
DR
Capital
30,000 5/1/2022
CR
30,000
Closing balance / c/d
Bank
Total
30,000
Total
Opening Bal/b/a
30,000
30,000
DR
5/1/2022
Capital
Closing Bal/c/d
30,000
3,000
Bank
6/1/2022 Purchases
8/1/2022 Computer
10/1/2022 Office equipment
CR
20,000
1,000
12,000
Total
30,000
Total
Opening Bal/b/a
30,000
3,000
DR
6/1/2022
Bank
Purchases
20,000
Closing Bal/c/a
CR
20,000
Total
20,000
Opening Bal/b/d
20,000 Total
20,000
Computer
1,000
DR
8/1/2022
CR
Bank
Closing Bal/c/a
1,000
1. The transactions relating to the ledger postings above for Timothy Kingfisher for January 2022 are as follows:
Jan. 5 Bank $30,000 Capital $30,000
Jan. 6 Purchases $20,000 Bank $20,000
Jan. 8 Computer $1,000 Bank $1,000
Jan. 10 Office Equipment $12,000 Bank $12,000
Jan. 25 Mr. R.R. Yogo $10,000 Sales Revenue $10,000
2. Journalizing the entries of the January transactions for Timothy Kingfisher is as follows:
Jan. 5 Debit Bank $30,000
Credit Capital $30,000
Jan. 6 Debit Purchases $20,000
Credit Bank $20,000
Jan. 8 Debit Computer $1,000
Credit Bank $1,000
Jan. 10 Debit Office Equipment $12,000
Credit Bank $12,000
Jan. 25 Debit Mr. R.R. Yogo $10,000
Credit Sales Revenue $10,000
3. An email, advising the owner of the business based on the evidence from the balances in the T accounts is as follows:
April 12, 2022
From: Financial Controller
To: Managing Director, CEO
Subject: Maintaining Positive Bank Balances
The above subject refers.
There is a need to plan cash expenses to match with cash inflows, using a Cash Budget.
For example, the Office Equipment that made the business overdraw its account with the bank could have been negotiated as a credit transaction.
Alternatively, an arrangement could have been made with the bank on overdraft facilities to help avoid unnecessary bank charges and penalties.
Regards,
4. The balance on the Bank T-account on January 9, 2022, would have been $9,000 ($30,000 - $20,000 - $1,000). This is the bank balance before the purchase of Office Equipment on January 10, 2022.
Question Completion:1. Write down the transactions relating to the ledger postings above.
2. Journalize the entries.
3. Using an email format, advise the owner of the business drawing on evidence from the balances in the T accounts.
4. What would the balance be on the Bank T-account as of 9th January 2022. Show workings.
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Promotion is one of the four ps of marketing. The promotion mix is.
Answer:
Marketing mix refers to the four Ps of marketing: product, price, place, and promotion. In order to effectively market a good or service, there are a number of key elements, and these elements interact strongly.
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When deciding whether to sell a product as is or continue to process it, costs incurred to get the product to its current condition ______ relevant to the decision.
In deciding whether to sell a product or continue to process it, the costs incurred to get the product into its current condition are not relevant to the decision.
What is Cost Price?This refers to the price at which a good was bought and might include the expenses incurred while procuring the goods.
Hence, we can see that when an owner is trying to decide whether to sell a good or process it, the costs incurred to get the product to its current condition are not relevant while making this decision.
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How do trade agreements of international organizations affect trade? by incentivizing the development of trade policies by eliminating tariffs and taxes on imports and exports by encouraging countries to provide open access to trade by helping smaller countries compete in the world market
Any contractual arrangement between governments addressing their trading interactions is referred to as a trade agreement. Trade treaties can be bilateral or multilateral, that is, among two or more states.
Why are trade agreements important?Countries engage in international trade because there are financial benefits to be had. These benefits include expanded product diversity, cheaper pricing, superior quality, enhanced technological spread, and increased consumption by the country as a whole. Increased trade openness has been associated with higher GDP growth.
Thus Option C is correct about the trade agreement.
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Answer:
C on egde<3
Explanation:
In a graph, ____ lines can be added to compare performance of competing products.
Marketers often make product adjustments in order to keep the product competitive and continue to provide satisfaction to the buyer. Hence, they make use of product line.
In a graph, product lines can be added to compare performance of competing products.
Product linesA product line can contain one product or hundreds. The number of products in a product line refer to its product line depth, while the number of separate product lines owned by a company is the product line width (or breadth).
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A great way to make an impression after an interview is to send a handwritten thank-you note to your interviewer within ________ after your interview.
The best way to make an impression on your interviewer is to send a handwritten thank-you note within 48 hours after your interview.
What is an Interview?An interview is an assessment of an individual. It is a structured conversation where one asks questions and the other provides an answer to the questions.
Interviews are used most times to know the qualification of an individual and to get to know more about the individual. To make an impression on the interviewer, it is advisable to send a thank you note to the interviewer within 48 hours after the interview.
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When you receive a loan, the money the lender gives you is called the ____________. a. interest b. line of credit c. principal d. collateral
Answer:
c : principal
Explanation:
What do you need to provide in order to get secured credit?
An asset.
When the loan is received by the person and the money which lenders give to the person is the principle. The principle is the money that needs to give back after a certain period.
What is a loan?
A loan is a quantity of the money borrowed from a bank or other financial institution. One or more persons or businesses to finance scheduled or unanticipated occurrences. The borrower thereby incurs a debt, which he must repay with interest and within a specified time frame.
Thus, option C is correct.
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What is one financial opportunity you could enjoy if you didn’t have to worry about making a monthly student loan payment?.
A financial opportunity that one could enjoy if one doesn't have to worry about making a monthly student loan payment is investing the money.
What is a loan?It should be noted that a loan simply means the money that's given to another party that will be repaid in the future with interest.
In this case, the financial opportunity that one could enjoy if one doesn't have to worry about making a monthly student loan payment is investing the money.
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Bankruptcy is considered a last resort because it stays on someone’s record for one to four years. four to seven years. seven to ten years. eleven to fourteen years.
Bankruptcies remain on a consumer's credit report for ten years after they are filed. As a result, option (c) is the proper response.
What is bankruptcy?Bankruptcy is a legal process that can appear on your credit reports for up to ten years after your debts have been cleared and the bankruptcy has been finalized.
The bankruptcy will automatically be removed from your credit report after seven or ten years.
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What factors play a role in gendering specific occupations?
Answer:
Risk, physical demands, skill level, competence
Explanation:
Producer c has written 25 policies over the last 12 months, 4 of which have been issued to his employees in a side business, accounting for 24% of total premiums for the year. this is an example of what unfair trade practice?
The unfair trade practice that's illustrated by Producer C is defamation.
What is trade?It should be noted that trade simply means the transaction that takes place between people.
In this case, the unfair trade practice that's illustrated by Producer C is defamation. This creates a negative image for an individual or company.
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Why is it important to plan early for your retirement?
That way you can choose the right major in college.
In order to take advantage of the power of compounding.
Planning early will allow you to invest in new companies.
Taxes on retirement investments increase as you get older.
It is quite important to begin to plan early for your retirement In order to take advantage of the power of compounding.
Why should you plan early for retirement?When you start planning early for retirement, you get to invest funds earlier and leave them to grow for longer.
This means that you can take advantage of the power of compounding, in that your investment will compound for longer and accumulate to higher levels.
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What is one financial opportunity you could enjoy if you didn’t have to worry about making a monthly student loan payment?.
The financial opportunity that students can enjoy if they didn’t have to worry about making a monthly student loan payment would be to buy crypto like BTC and ETH.
What is a Financial Opportunity?This refers to the chance that a person gets in order to invest money to increase his financial portfolio.
Hence, it is worthy to note that because student loan payments are so high and have to be paid monthly, this makes most people be broke or low on money, and without this hassle, they would have invested in crypto, stocks, or any other financial stock.
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